Be patient and start growing your credit history.

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate, groceries, online purchase, phone bill, utilities

4. Existing credit cards (if any): Maybank 2 cards

5. Interested in CC from: PBB Visa Signature

i) MBB Ikhwan Mastercard - 5% CB on Petrol, Groceries spend every Fri, Sat. (Max. CB $50/month)

ii) PBB Visa Signature - 6% CB on Groceries, Dining, Online Spend (Max. CB $50/month)
OR
iii) SCB JustOne Platinum MasterCard Credit Card - Utilities or Telco Billing, Insurance via Auto Debit, an EZ Fee Waiver with jz Call CS request an AF Waiver


This post has been edited by fly126: Jul 8 2017, 11:24 PM

Hi,

1. Annual Income: RM60K to RM70K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online installment, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Maybank

6. Others:
I am a foreigner, would like to get more cash back for food promo or any other, but for the mean time, don't need any petrol cashback (I'm not driving here)
I am more on online transaction

Thank you in advance

Maybank doesn't really have a card suitable for you for daily use. However Maybankard2 Amex+Visa/Master offers cashback on Saturday and Sunday.

You can also try to look at,

Public Bank - Quantum Visa/Master dual cards
CIMB Bank - Cash Rebate mastercard

For foreigner, more documentations is required.

1. Annual Income: > RM 120k
2. Free Lifetime Annual Fee: A Must/ swipe 12x

3. Card required for: Groceries, utilities, retail shopping, petrol, online transactions, hotels, overseas expenses

4. Existing credit cards (if any): MBB Ikhwan PETRONAS, Clear Card (thinking to cancel this) and Premier miles from Citibank

5. Interested in CC from: Public bank visa signature

6. Others: prefer cash back form of credit cards. Travel once a month to overseas

Thank you for your recommendation!

PBB Visa Signature - 6% CB on Groceries, Dining, Online Spend + 3 x Complimentary Access to Plaza Premium Lounge Malaysia It's a Lifetime Fee Waiver Card with 12x Swipes p.a.

AmBank VISA Infinite Card /AmBank World MasterCard (Income Requirement: RM120K p.a)
• 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia.
• All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
• Free-For-Life, NO conditions attached
• Unlimited lounge access without condition
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs with over 50 airlines partners. (Note: 5,000 AmBonus points = 1,000 Air Miles)

http://www.ambank.com.my/eng/cards/visainfinite

thanks fly126 for your recommendation! just wondering comparing ambank visa infinite and maybank 2 cards platinum, what's your thought?

AmBank VISA Infinite Card /AmBank World MasterCard (Income Requirement: RM120K p.a)
• Free-For-Life, NO conditions attached
• Unlimited lounge access without condition
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles)
http://www.ambank.com.my/eng/cards/visainfinite

the people get This Card becos it's FREE for Life with No AF +Unlimited PPL access from Various location with No condition attached... it's more like a Pure Air-miles CC to the cardholder. As we know most the Air-miles Earning + PPL Access Privileges credit card may come with an Annual Fee like more than $600 a year & with limited Choice of PPL Access https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf

Maybank 2 Cards (Good with PTPTN)
* It's Lifetime Waiver NO Annual Fee on Treats-Point (Basis), with 3 Years Lifespan Period
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.

Maybank 2 Card is more like a multi-purpose General CC which we can...
Convert the Treats Point for Shopping Voucher or Enrich Air Miles Redemption even though the Treats Point come with (3) Years Expiry Period

You can Accumulate/Earn More Rewards Point even Faster: 1x/ 2x / 5X Treats point + 5% Cash-Back from Weekends Spend with Maybank 2Cards (Amex) for Every RM1 Spent. Do Use the Treats Point on Shopping Voucher Redemption Even Use it for MAS Enrich Air Miles Redemption. (5X Tp = 1.25% CB) or Standard On-Spot Redemption Conversion: 400 TPs = RM1 or 10,000 Treats Points = 1000 Enrich Mile (Effective 1 March 2015). So with RM1 = 5x TP, it works out to RM2 spent = 1 Enrich Mile for the Enrich Miles Conversion

So, Why not get BOTH CARDS...

This post has been edited by fly126: Jul 10 2017, 04:41 PM

1. Annual Income: RM30K -36k

2. Free Lifetime Annual Fee: At least free for 1st years

3. Card required for: cash back, petrol, utilities ,online

4. Existing credit cards (if any): sc just one, uob one (going chop)

5. Interested in CC from: citi cash back

try Public bank's Quantum cards duo.

thanks dude, the quantum can get cb from make payment online for astro,tnb,water?
coz worry wont work ,example like uob yolo been confirmed by other, it wont works for cb

I haven't tried it yet with the payees mentioned above, except for TNB via myTNB and it's eligible for 5%.

See if anyone from the forum had.

This post has been edited by laymank: Jul 13 2017, 08:27 AM

1. Annual Income: RM 50K.

2. Free Lifetime Annual Fee: A Must

3. Card required for: Highest available petrol rebate

4. Existing credit cards (if any): UOB & Alliance Bank

5. Interested in CC from: Any bank that can offer highest petrol rebate, but doesn't limit how much transaction or petrol to be pump each month

Maybank 2 Cards, MBB Ikhwan MasterCard.

Maybank 2 cards only applicable 5% rebate on weekend?

Ikhwan 5% rebate on friday and weekend?

Any other cards that doesnt have days limit?

HLB Wise
UOB One
Citibank Cash Back
CIMB Cash Rebate

no such thing as any-day + highest petrol cash rebate without any limitation. there's always a catch in the T&C somewhere.

only you know how much petrol you pump each month since you didnt disclose it earlier. so, read thru each card's T&C and evaluate which is suitable for your monthly petrol spending.

This post has been edited by cybpsych: Jul 13 2017, 03:17 PM

Is it worth to get citibank promotion card now?

1. Annual Income: RM70K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate, groceries, online purchase, phone bill, utilities

4. Existing credit cards (if any): No

5. Interested in CC from:

Please suggest me a CC with Free Lifetime annual fee.
I was rejected by Maybank for applying Maybank 2 gold card many times.

therefore, looking for other CC with benefits like maybank 2 gold card.

thank you so much in advance

SCB JustOne Plat. MC Credit Card - Up to RM85 CB/ month on Petrol, Online spend, Auto Debit Billing, an EZ Fee Waiver with jz Call CS request an AF Waiver


This post has been edited by fly126: Jul 13 2017, 08:21 PM