Does it impact on the card limit?
Or does the card even have limit?

Like let's say, card credit limit is 20K.

Buy stuff RM12K on January.
Asked for installment RM1K for 12 month.

So Credit limit on January, left RM8K?
And on February, credit limit become RM9K left because we already settled that RM2K already?

ohh.. i check it.. but it's only available until 31st December 2017
any more flexible cc? >< beside this

If Don't Mind with the AF then, you can have Citibank Cash Back Card , 2% CB on your Daily Groceries (Giant, AEON Big, Tesco, Cold Storage, Everrise, Servay, Econsave, Mydin)
https://www.citibank.com.my/english/credit-...kCreditCardARAI
i) Credit Card which can Earn Rewards POINT from Government  Transaction: HSBC, Ambank, SCB. (RM1 = 1pt)

ii) Credit Card that Earn Cash-Back on Government Transaction: SCB Cash Back Gold, Alliance You:nique.

that's Strange, from the t&c below did not said Government  Transaction Not entitled ...  
https://www.ambank.com.my/ambank/Documents/...nusTnCEngBM.pdf

Btw, is Ambank Gold Card

II. ACCUMULATION OF AMBONUS POINTS

2. The following transactions will NOT earn AmBonus Points:-
Cash advance (including QuickCash) transactions, all transactions at petrol stations,balance transfer, AmFlexi-Pay installment transactions, late payment interest / charges,finance / management fee, disputes, fraud transactions, fees and charges other than retai lpurchase amount debited to Cardmember’s account(s) will not be included in the computation of the AmBonus Points accumulated.

I already Checked the T&C from Generic Normal CC (Gold, Plat, VS, WMC) All Entitled Rewards Point on Government Transaction.
I think Only other Co-Brand or BonusLink CC Can't get Rewards Point from Government Transaction.
Why not you Call CS to check with Them...
https://www.ambank.com.my/ambank/Documents/...nusTnCEngBM.pdf

shi fu ,

what do u think getting UOB one card mainly for petrol purpose?

i know there is AF, but do u think it is easy to waive the AF ? 

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: either one is ok, but i heard can call and waive it no? 

3. Card required for: Petrol (main reason), cash back / rebate for movies, online shopping(secondary reason), use for future installment plan (secondary reason).

4. Existing credit cards (if any): This will be my first cc

5. Interested in CC from: UOB Yolo, UOB One card, Standard Charted JustOne.

Did a bit for surveying myself. Was interested in oversea bank like UOB & Standard Charted. Found this ringgitplus website which seems like all cc in 1 website info. Seems like CIMB Petronas Mastercard and Petronas Maybank Visa suits me too.

Like I stated above, main usage would be petrol, hence petrol rebate is main reason. Then also cash back / rebate on movies and online shopping.

So far I think it's between CIMB Petronas Mastercard, Petronas Maybank Visa, UOS One card or Stand Chart JustOne. Any more recommendation? Really newbie here, first time getting cc.

Any input is welcomed.

For what I have is

Maybank 2 card. Visa and AMEX. With AMEX giving 5% on cash rebate on weekend.

Then saw this HSBC Amanah i card with 8% cashbacks on Petrol and Groceries which is better than AMEX. Correct me if I'm wrong.

And then found out that I card is Islamic card which have limitations in using the card at Overseas then since I'm a frequent flyer i go for HSBC Visa Platinum which have me higher credit limit too.

Then realise I don't have MasterCard and browse around to come across this CIMB Enrich Platinum MasterCard with more benefits for frequent flyer, entries to Golden Lounge and etc. Since I have an Enrich member card I try to apply and got it approve with additional Visa Platinum given as combine limit.

That's all I have and to avoid having more credit card, I gotta stop applying. Lol

Can't seem to find anywhere whether there is no CB for government transactions for SCB cashback gold MasterCard. I did see the clause for JustOne Platinum card.

hi all,

would like to ask, i am thinking of sending my car for repainting and would like to check, is there any cc that can convert my payment for the car painting service into easy / flexi payment?

Thanks, beside Citibank Clear Card.

Any others?

SCB JustOne card for me for GSC movie

HLB Mach card for me is purely for dining

1. Annual Income: 55k

2. Free Lifetime Annual Fee: Good to have

3. Card required for : Premium lounge

4. Existing credit cards (if any): Cimb cash back, maybank 2 kad gold, citibank clear, ambank carz gold, public bank quantum 2

5. Interested in CC from: -

6. Others: -

1. Annual Income: RM65k

2. Free Lifetime Annual Fee: No (can swipe for free)

3. Card required for: Pay prudential insurance, shopping&dining in weekends, TNB

4. Existing credit cards (if any): Hong Leong Platinum

5. Interested in CC from: any

6. Others: Perfer Cashback

thanks

do you know how much for the annual fees? or swipe example 12 times to wavier?

Hello, which card to get?

1. Annual Income: 60K

2. Free Lifetime Annual Fee: Yes (or if can waive annualy)

3. Card required for: Rebate & Airport Lounge

4. Existing credit cards (if any): Maybank2Gold

5. Interested in CC from: Any

6. Others: Mainly to complement existing card. Spending around 1K per month only

Dear experts, what should I get?

1. Annual Income: 120K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Daily transaction like petrol, online shopping and dining

4. Existing credit cards (if any): Maybank

5. Interested in CC from: Any

6. Others: Looking for cashback, free lounge and interest free installment

Thanks!

Does bank look at gross or net annual income after tax and EPF? Got rejected for Maybank2Card Platinum but approved for Gold

Does lounge benefit extend to supplementary cardholder?

Hi, just to confirm..PBB Quantum MC..
5% CB on Online transaction..includes Lazada right?
Does it has CB for petrol too?