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Is this a diversified Unit Trust Portfolio?
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wodenus
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Dec 25 2016, 07:02 PM
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QUOTE(contestchris @ Dec 25 2016, 12:29 PM) I already have Cimb titans listed above. I was thinking more about the RHB US Focus Equity Fund since it is focused on small cap companies and should likely improve next year with Trump. TA Global Tech is a sector fund and seems quite risky. REITs are sector funds too.
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wodenus
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Dec 25 2016, 07:25 PM
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QUOTE(contestchris @ Dec 24 2016, 10:46 PM) Ok guys, is this considered diversified enough? CIMB-PRINCIPAL GLOBAL TITANS FUND TA EUROPEAN EQUITY FUND CIMB-PRINCIPAL GREATER CHINA EQUITY FUND CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND RHB ASIAN INCOME FUND AFFIN HWANG SELECT ASIA (EX JAPAN) OPPORTUNITY FUND EASTSPRING INVESTMENTS SMALL-CAP FUND KENANGA GROWTH FUND I don't have a USA fund, was looking at the RHB US Equity Focus Fund but decided to get the European one instead. All of them are equities except the RHB Asian Income Fund which is a balanced fund since I am relatively young and fully understand the concept of risk. But at the same time I just want to be prepared, that should the market take a turn for the worst (be it Malaysian market, or region-specific, or global), I want to be able to switch these funds to Bond or Money Market funds. Personally my advice would be don't switch. You are young, you can wait out the recession (which only lasts one or two years anyway.) In a global recession, you should buy more units of equities because they are cheap. DCA is perfect for this.
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