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Is this a diversified Unit Trust Portfolio?
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T231H
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Dec 25 2016, 12:07 AM
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hope I can post before thread is closed..... try this site.... key in required data and it will analyse your would be portfolio in erms of % of chances making positives returns. and many more info.... https://iportfolio.com.my/snapshot
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T231H
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Dec 25 2016, 12:33 AM
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QUOTE(contestchris @ Dec 25 2016, 12:26 AM) My result: 1) This portfolio is very aggressively allocated: Equity 92.86% Bond 7.14% 2) This portfolio is well diversified: Global Equity 21.43% Asian Equity 50.00% Domestic Equity 21.43% Asian Bond 7.14% So I mean overall is it good to get the above results? analyse deeper.... what is the % of chances of making positive returns? what are the ROI? try tweak it to become higher % of chances of positive returns and higher ROI? This post has been edited by T231H: Dec 25 2016, 12:34 AM
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T231H
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Dec 25 2016, 12:53 AM
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QUOTE(contestchris @ Dec 25 2016, 12:50 AM) Oh ok. For ROI, it is 5.2% for the past 1 year, 11.8% annualized for the past 5 years. I am trying to look long term and the performances of most of these for this year isn't so good but I believe will recover for the future. In terms of volatility, it is 8.1% for 1 year and 6.22% for 5 years. 66.7% positive results for 1 year, 76.7% positive returns for 5 years. fyi, changes to the allocations and replacing some of the funds can improve the results.
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T231H
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Dec 25 2016, 01:45 AM
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QUOTE(contestchris @ Dec 25 2016, 01:43 AM) Yeah but at the end of the day doing that is just reflective of the past performance, which is not necessarily an indicator of future performance. I can definitely add funds that perform much better in the last 1/3/5 years to improve the past returns of my portfolio, but that just gives it a higher chance of underperforming painfully in the future. I just feel in terms of "returns" I am comfortable with this portfolio, it's only in terms of diversification I wanted to know if it was good. Thanks for sharing that website btw. Very useful! look at the projected volatility % too....
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