Guys, I need a very basic explanation as to which day prices are used when doing the following:

1) Buying

2) Switching

3) Selling

So for example, I put in orders for buy/sell/switch last Friday night (23 Dec). Can you give me an overview as to which day prices will I be "charged" for my purchase, how the switching would work, and which day prices will I be given for a redemption?

Thanks!

Kenanga and EI published the same day price in the evening wor. Unless I am missing something?

https://www.kenangainvestors.com.my/KIB/KIB...idual/Home.aspx

I guess that means I already know the EI Small Cap and Kenanga Growth price, but pending for the rest tomorrow evening? Also while M2U got it to me at the end of two business days, I don't know about CIMB_Cliks.

Ultimately I guess I am just getting excited about nothing...but I just want to see the prices of what I own. I'm sure some of you had the feeling when you got your first investment. I am sorry for spamming, but now I didn't make a new threads.

Portfolio sharing

Fund	IRR	ROI
Kenanga Growth Fund	4.14%	9.85%
Aberdeen World Equity	6.94%	15.41%
CIMB Asia Pac	7.12%	15.61%
CIMB PRS Asia Pac	6.65%	8.52%
Manulife India	4.01%	6.84%
RHB asian total return	13.71%	24.20%
Libra Asnita	---	-0.65%
Eastspring Small Cap	---	0.26%

Portfolio ROI 10.99%, IRR 5.85%. (IRR was 6% ++ in september)

86% equity fund, 14% bond fund.

Avangelice would call this a failure, his target is 8% or above

public mutual fund really a scam?

Hi guys, i have been a silent reader in this thread and am interested to start investing in UT by myself via FSM. Before i begin, i just want to thank all of you who have been constantly contributing ideas, thoughts, and valuable opinion in this forum.

My situation;

1. I have about rm 60k FD maturing soon, will have another rm 100k from a property sale recently.


Well i don't know the total amount of assets that you have but if you only have this 160K as cash, I wouldn't recommend you to invest the whole sum at one go. Try allocating maybe 50k into UT's and the balance of it maybe into FD. The amount placed into your FD would be used to DCA your investments let it be monthly, quarterly etc


2. Plan to invest all of this amount into UT.

3. I considered myself a newbie, and im looking for a balanced and diversified portfolio as investor.


Once again, since you're a newbie in UT, pls read my top comment.


4. Im very busy working with high mobility (travelling to remote places for work), so I am not looking to switch funds left and right, prefer to hold funds once i have invested in at least >2 months at a time.

5. Aiming for a 7-8% annual returns.

So guys, with the above points, would like to know your portfolios for me to have a start investing in FSM.



Thanks guys!

what is your rational for that?   

Eh I also don't think it's logical for a newbie to invest RM160k straight into UTs. Invest a partial amount, gain some experience, then invest the rest once you are more comfortable.

Or is that a wrong idea?

yes, for short term there is a possiblilty...but as forummer wodenus had pointed out earlier...in the long run.....funds make money....

not within 2 months....it is "at least >2 months at a time".

yeah, because I am not master, main tembak tembak, when got news or offer in Fundsupermart, i tried.
during my first year lose until neg at year end...

why lee sock yee is so attractive?lol
past half a year both kgf and eastspring small cap is not very good performance..

if trump effect happen, will malaysia market drop further?

You got the other funds or not? Like Greater China or APAC Dynamic Income?

So lucky you have money to spare, I am pokai now. Imagine if I waited for 0.5% rather than paying 2.5% at CIMB...anyway due to fortunate timing I almost breakeven already in under 2 weeks.

just saw your comment. I think you have a civic responsibility to the person you help manage and enquire their risk appetite. after all its their money and to cover your ass if shit hits the fan bro. I seen families break because of money and boy can money be a catalyst of anger, jealousy and vengeance.

Same with me. I took the responsibility of managing my girlfriend's portfolio but I asked her the standard

do you know what is unit trust.
how does it work.
difference between fixed income and equity.
portfolio approach.
returns and lost.
risk appetite.
investment horizon.

better to practice this so you can reflect on yours too bro.

just my two cents.

awesome. just looking out for you buddy. some old people can be nasty when they hand over their monies to you to invest and when you make a little lost for them and not understanding that it takes time they will caci maki you to the whole Kampung. worst still you doing for free. lol.

   
the 0.5% SC has already begins....
goto FSM MY site to see the funds SC....

if you want, you can start to buy at 8.45am in the morning...

I am browsing for some things that I wanted...
if found, buy it now and wake up later tomorrow morning...no need to wait for 8.45am

Guys, i have a question. I have read all fsm faq, and suddenly i think if this scenario.

According to faq, switching isnt eligible for fsm promo rates.
If i park my  money at CMF, if i switch from CMF to UT, i am ineligible for 0.5% promo rate?

Another question is, transaction before 3pm working day is considered transacted on that day. But 14 jan Saturday is not a working day, therefore, it doesn't matter what time i transact on saturday, its still considered transact using monday working date price?