CIMB Global Titans will unlikely yield negative returns unless the entire global economy tanks. There is uncertainty about US large caps, but EU large caps are predicted to do well and as are Japanese. The Global Titan fund is well diversified. If I were you, I would leave the RM500 invested in there for as long as you don't require the funds. Let the power of Compound Interest work its magic. At 15% your money will double up within 5 years you invested it.

so you plan to sell it off just because of 75myr invested within a year? I would highly not recommend doing so as it will appreciate further next year. please look into the definition of capital appreciation and compounding interest

my advice is for you to start building up your portfolio with other funds with money that you don't need. 75myr won't get you anything bro.

also when you purchased the fund you were charged a sales fee of 2%. so in retrospect if you were to sell it and buy another fund you will be charged another 2%  so in total your 15% has become 11% so your total return is just 55myr

No, diversify. Buy something else, like an Asian or Emerging Markets or Greater China fund.

Do you have any other fund invested in?

The other guys should help you better since they are experienced.

read page one bro on the bad thinking of buying an "expensive"  fund. how you know it won't go higher than now? nobody knows. keep investing! don't think of the what ifs or time the market by the time you went it you may have lost your chance at getting returns back

https://kclau.com/investment/power-of-compounding-interest/

also. you should apply a diversified portfolio approach rather than focusing on one fund. the logic behind it is that if one fund falters your other funds would have covered the lost.

you can try following fsm portfolio right down to the allocation or you can follow mine.

FSM Funds

Affin Hwang Select Bond.... (20%)
RHB Asian Income Fund. ....(15%)

CIMB-P Asia Pac Dynamic ....(10%)
Eastspring Emerging Market...(10%)
CIMB-P Greater China Equity ..(10%)
Manulife US equity fund (10%)
Manulife India.........(10%)

AmAsia REITs .... (10 %)
TA Global Technology Fund...(5%)

think this is the 4th time I shared this. lol.

try see the composition in the FSM recommended portfolios....they have portfolios for various appetites...try to see their allocation....

Ok, so you have one Malaysian and one Global.

I can recommend CIMB Greater China, CIMB Asia Pacific Dynamic Income, RHB Asian Income for Asian funds. TA European Equity for Europe. I think Eastspring has a good Emerging Markets fund too. Start off with one of those, they're "safer" than going and buying a high risk fund like small caps in foreign country or a sector based fund or a discrete emerging country fund.

Hi just to answer your question... there's no right/wrong answer.

For example all my asset consist of only RM20k... and all these 20k is invested via FSM, then yes, I might just invest RM10k in equities and the rest in fixed income/money market fund or just leave it in FD.

But if say i have another RM20k under the pillow or in the bank, then i would probably invest more than RM10k into equities. You can start with FSM recommended portfolio, which kinda recommends funds covering a few regions... FSM is only a guide, not the perfect portfolio, after all, the portfolio is also came up by humans, who can be prone to errors and less objective decision making.