Correction.

P/s Tambah nilai lagi for Selina's      (AM Asia - Pacific include Japan REITs Fund) and Manulife US Equity Growth Fund.

you can try following fsm portfolio right down to the allocation or you can follow mine.

FSM Funds

Affin Hwang Select Bond.... (20%)
RHB Asian Income Fund. ....(15%)

CIMB-P Asia Pac Dynamic ....(10%)
Eastspring Emerging Market...(10%)
CIMB-P Greater China Equity ..(10%)
Manulife US equity fund (10%)
Manulife India.........(10%)

AmAsia REITs .... (10 %)
TA Global Technology Fund...(5%)

think this is the 4th time I shared this. lol.