save more money. get a more diversified portfolio. now it's just two parts of a running engine. need more parts for it to go vroom vroom

Good start with good diversification. Unlike some heroes who start with ten to fifteen funds.

Xuzen

1 fund at RM 30000 x 2% SC = RM 600
1 fund at RM 2000 x 2% SC = RM 40, if 15 funds =RM 40 x 15 = RM 600

at the same investment value, 1 fund or 15 funds = same SC value

No, friend. If you have followed my writing, you would realize that I am a moderate risk taker. I will probably do not have the risk appetite to stomach being an entrepreneur. I think being a business man is too much trouble, I see my boss, and I don't think he is a happy man. 

Your second question actually made me think a little what I would do post retirement, that is, around twenty years from now.

I suppose if I am still healthy at the age of sixty five or so, then I will most likely participate in NGO or charity organisation to pass my remaining time on this planet. Be a social worker, or work with disenfrachised youths or participate working with soup kitchen or working with homeless people etc...  These are some of the ideas that I have kept at the back of my mind. In the backburner.

Xuzen

FD is a short term parking place. For short term tactical reason is ok lar. If for long term as a wealth preserver, FD suxs big time!
I am not smart wor.....I want my latte and chinnoes every breakie, lunch & supper. I want it to be serve in fine china too. Not some cheapo polystyrene foam cup. I need to look good all the time! 
Only Mdm Kwan's MYR 21.90 nasi lemak for me. The rest of you peasants can eat the cheapo 70cts nasi lemak. I don't care!  Go eat cake!
I don't wanna live like a king... I wanna live like Jib Gor!     
One year = short term ok lar. See my earlier response.

he he he... they have seen the folly of their ways!

Xuzen

Agreed.

HNWI spotted.   
Well what to do. If want to live that life, need to take risk.

For me, I just want to outrun the increase of price in Malaysia + still got extra money left over.

I pay using fpx so should be reach the same day.
T+4 so long. Then I can't capitalise on the difference.  Buy and sell will take me 2 weeks liAo

Is just that it need 4 days to show up

You want instant execution and reflection? That is not the strong point for unit trust though

That you should go for stock and forex trading