Lol, what kind of response do you expect with comments like that on FSM thread?

Would you share with us why you are so reluctant to use FSM platform? Btw, you should consider using the excel on post 1; it update prices at the click of a button

If you search the fund name as you intended to know for, and its mother fund, these information can be obtain with little effort

Just gotta click a few times here and there

To be fair, even FSM HK at most only offer 3 BRIC funds, and in USD terms, all of them are not impressive

IF really want BRIC exposure, go directly to the HSBC mother fund will be better

China stockmarkets among world’s worst in 2016
AFP | December 30, 2016
The benchmark Shanghai Composite Index (SCI) had the worst showing among the 40-plus countries tracked by Wall Street Journal's Market Data Center, behind even debt-ridden Portugal.

http://www.freemalaysiatoday.com/category/...-worst-in-2016/

actually how did u guys choose the correct fund to invest in? Just click on recommended unit trust and simply pick one over there?

Define correct fund

You can start with recommended portfolio and funds, understand your risk apetite, explore more into the relevant funds with the articles and guidance in fsm

where did all these new investors come from?? all of a sudden so many new faces??

Some of us have the privilage of a crystal-ball™.

This post has been edited by xuzen: Dec 30 2016, 05:06 PM

it's not about choosing the correct fund but avoiding buying the worst performing fund as everyone believes each fund will go up question is can the fund maximize your monies potential and not waste your time?

Good la. I rather they start saving rather than spend unnecessary in star bucks and buy the latest iPhone. or be led by mlm, Ponzi or agents. each one of us here are doing good karma by sharing out information and helping someone improve his or her financial capabilities. that's why I stick around.

Well that and I get all the pretty stars and improve on my knowledge

I'm not sure if anyone else brought this up before as I'm trying to catch up with this thread. I went several pages after and did not see a reply to this.

Your statement is incorrect actually. New fund (8%) would outperform old fund (6%) and here is why. When old fund increased by 6%, that is 6% out of 50%, not out of 100% since your fund at that point in time worth 50%. Your 50% can't just suddenly doubled become 100% if it stays at old fund.

Notice: Annual Account Update Exercise

Starting from 30 December 2016, you will be prompted to update your contact details, employment status and address upon login.

https://www.fundsupermart.com.my/main/resea...e-Exercise-7855

Anyone invested in PRS?
I want to ask about AMPRS. what is the different between Class I and Class D?
In fundsupermart only class D.
from PPA website, best perforamce for past one year is AMPRS Asia Pacific REITs Class I. more than 10 percent this year.

Mine was Affin Hwang PRS Growth, normal perforamce for pass 3 years, lesser than 6 persent

I am planning to Transfer IN all my affin Hwang into Fundsupermart. Clienthelp infrom it take 2 months to complete transfer. Anyone tried transferred before?

This post has been edited by fense: Dec 30 2016, 05:59 PM

Have you searched and read up on their product highlight sheet? AMPRS Asia Pacific REITs Product Highlight Sheet @ 7th October 2016


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Actually that would be 6% out of 0, because you switched everything to the new fund, you don't gain anything from the old fund any more.

Let's look at this by the numbers.

Scenario 1

You start with 10K. It drops to 5K. It recovers and adds 6%. What do you have now? 10K + 6%.

Scenario 2

You start with 10K. It drops to 5K. You switch all your capital to the new fund. How much can you switch? you can only switch 5k you can't switch 10K because you no longer have 10K at this point

So you switch 5K to the new fund. It makes 8%. What do you have now? 5K + 8%

Which one is better?

Do you see the trap here? you look at 6% and 8% and you think, you have done better. But you forget, that you lost 50% by switching, when you could have held on and made 6% out of 10k. Remember your starting point for scenario one is say, X. When it drops to X - 50%, then it recovers to X+6%, your stats will still say 6% profit.

If you switch at (x-50%), you will only switch (x-50%) capital, because that's all you have, because you have to realize your loss before you switch. Now the stats here will play a trick on you. You don't see the actual loss, because as far as new fund is concerned, you are starting with 5K capital. Your old fund is wiped from the table, you don't see your 50% loss, so that is easy to ignore. And then your new fund on the list says 8%.

Later your old fund recovers and makes 6%, and your new fund makes 8%. What you will see on your list is that you have made 8%. Then you look at your old fund at you see that it has increased only 6% from the price you bought in at. And so you think you have made the right decision

If you don't understand this, I'm not sure how to explain this to you any more

Thanks. did saw Class I in Fundsupermart. Never think can found iin Class D product highlight.

That is mean not possible to buy class I...

Did I understand this wrongly?

This post has been edited by AIYH: Dec 30 2016, 06:42 PM

I didn't see it

Where is it?

This post has been edited by AIYH: Dec 30 2016, 06:18 PM


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I mean I did not...sorry for type too fast..

But they are essentially the same (no SC) and invest the same way

The only difference is the 0.25% management charge

Similar return with Higher expenditure of maintainace

as you can see below.
But this fund is new? in PRS fund... never rated in MorningStar yet

Where did Rm50K come from? I think this is an English fluency problem, people don't understand what "drops to" means, somehow it's being translated wrong

It's the way people process language I think.. if I had said.. if your fund drops 50%, your 10K ma become 5K already.. I think that people can understand, but I can't write that way

I think Avangelice will understand this, he's a doctor, and you can't really have English comprehension problems and still be a doctor

This post has been edited by wodenus: Dec 30 2016, 06:46 PM