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 FundSuperMart v17 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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skynode
post Feb 4 2017, 11:49 PM

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QUOTE(idyllrain @ Feb 4 2017, 11:23 PM)
The macro uses Windows-specific functionality to download the contents on FSM's page; that's why it will give you an ActiveX error. I can rewrite it to work for Mac OS X but I will have to get access to a Mac for testing. Additionally, the Mac code will not run on Windows.
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i can test it for you rclxms.gif
skynode
post Feb 5 2017, 08:19 PM

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QUOTE(Ramjade @ Feb 5 2017, 12:09 PM)
Yeah. Park RM1k with them they give you free RM1k. Both money can only be withdrawn at 55 years old.

Want to pay less income tax? Park rm3k/year (valid until 2021) get tax relief.
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What other items are under this tax bracket too? Insurance? Epf?
skynode
post Feb 5 2017, 08:20 PM

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.

This post has been edited by skynode: Feb 5 2017, 08:21 PM
skynode
post Feb 5 2017, 08:29 PM

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QUOTE(T231H @ Feb 5 2017, 08:23 PM)
Oh.. It's separate.
Aptly described by this article : http://www.ppa.my/getting-started/retireme...f-up-to-rm3000/

This post has been edited by skynode: Feb 5 2017, 08:37 PM
skynode
post Feb 6 2017, 08:42 PM

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QUOTE(idyllrain @ Feb 5 2017, 09:11 PM)
skynode, hong823

Here. Coded and tested on Office for Mac 2011 MacOS Sierra.
[attachmentid=8460169]
This version below should run on Office for Mac 2016, but I've not tested it
[attachmentid=8460188]
Caveats: Like the Windows version, the moment FSM changes the structure or URL of the NAV page, this code will break. This is unavoidable since FSM does not provide an interface to get NAV data. I'm also assuming that the "curl" and "perl" commands are available on your Mac at the standard locations (You can test it by open the Terminal app and typing "perl --version" and "curl --version"; you should see some information about the version numbers printed out).

Details below if you'd like to know what is actually being run.

» Click to show Spoiler - click again to hide... «

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Wow! Many thanks. I will test in a while.

EDIT : Works like charm. Should put this in the main page for Mac Users.

This post has been edited by skynode: Feb 6 2017, 09:13 PM
skynode
post Feb 6 2017, 08:50 PM

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Okay, I need to hear out some ideas/opinions from you guys.

PROBLEM A
Remember I was asking reg PMB transfer of funds to FSM? Now I am having a dilemma.
In view of current market being quoted as possibly overvalued by others...
Option 1 : Should I reinvest ALL my funds from PMB to my designated portfolio and enjoy the zero percent sales charge?
OR
Option 2 : Should I just reinvest RM10k first, then do VCA for the remaining funds every month but losing out on the zero percent sales charge once the 1 month period has passed?
Which is more logical and economical?

PROBLEM B
I am going to put in RM1000 into PRS to get the one-off RM1000 initiative from government. Rather than RM1000, would it be better to top up RM3000 every year (till 2021) to enjoy the tax rebate benefit?

PROBLEM C
Manulife Equity USA versus Aberdeen Global Fund
Global fund has better diversification (includes European countries) but why are most people more keen on 100% USA fund? Isn't it riskier? Or is it because the presumed Risk Reward ratio is better?

hmm.gif hmm.gif hmm.gif

This post has been edited by skynode: Feb 6 2017, 08:55 PM
skynode
post Feb 6 2017, 09:41 PM

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QUOTE(howszat @ Feb 6 2017, 09:16 PM)
Not giving ready-made answers, but asking you more questions. Sorry, that's because there are no ready-made answers. It depends.

A. Don't just look at sales charges. Ask which funds give you the best returns (in the longer term) after sales charges.
B. PRS. Depends. Initial tax deductions look good, but the limited funds available may not perform. Don't just look at the tax aspect.
C. There are various types of ratios you can look at. They are based on past performance. If they can predict the future accurately, this thread topic would not longer be required. We would just look at ratios and make lots of money.
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» Click to show Spoiler - click again to hide... «
In other words, just put my money at where my faith is. I have read that lower cost would maximise the return of unit trust and make a difference in the long run.

This post has been edited by skynode: Feb 6 2017, 09:41 PM
skynode
post Feb 8 2017, 11:25 PM

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QUOTE(xuzen @ Feb 8 2017, 10:58 PM)
LOL @ Mois, tailgating eh? Eat my dust, my friend! I am at 15% already!

Where got suddenly? Eight mths ago sudah kasi masuk sama dia liao!  cool2.gif

Xuzen
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Huh? How to tailgate Xuzen?

By the way, I subscribed to FSM recommended portfolio. They sent me an email today :
"Actions have been performed on our recommended portfolio.
Click here to view the details.
Thank you."
Went to the page and checked. There's no changes to the allocation of portfolio at all. Am I missing something?

This post has been edited by skynode: Feb 8 2017, 11:25 PM

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