Yes, but our local fund house can choose the target fund right? why pioneer when vanguard or fidelity?

looks like they will tax you when you cash out.

I know your concern I am too but I don't wanna be having to jump the gun and move everything before anything happens. India is one crazy country.

Crazy = volatility = risk = ?returns

Isn't that why its fun to have those make up a small portion of our portfolio? XP

That guy also auto pilot strategic like pink spider?

guy does trading meh? I remember him and I having an argument between active and passive management to the point he called me a quack. lol.

I may be wrong but I thought the argument was related to market timing? Lol!
And you're always gona be so lucky to buy at dip and sell at peak? If so, better go FOREX. Will be a millionaire in no time with leverage trading

guy3288?

No la, he doesn't do trading.

Mainly Asx Fp and other bank inhouse instrument (up to 500k)

Same league with ck, bbgoat

Hey guys do u think I can use bond fund for short term less than 1 yr parking while waiting for other investment opportunity?

It has 0% sales chrge So I don't lose any to charges.  It's a bit higher risk than fd but higher gain also.

Non-promotional bond funds 1 % SC for bond funds in eUT.

Considering the FSM 0.05% per quarter platform fees, it will take 5 years to reach 1% SC.

If happen then all bond fund rugi?

hey sifus, I am new to FSM. I just created my account and about to jump into the waters. But there is still this fear of FSM reliability. As with public mutual, i get to meet my agent, i get official statements from PM and so forth.

Since FSM deals on a virtual level, through a portal, will there be official or rather physical statements sent to me as prove of unit purchases ?

Thanks, so when it comes to transactions, we deal with FSM right ? Not with the fund managers like affin or cimb ?

My current portfolio in FSM consists of

Porfolio % [Initial Cash] / Name / (Holding time)

37.5% RHB Emerging Markets Bond Fund (5 months)
37.5% RHB Asian Income Fund (5 months)
12.5% CIMB AP Dynamic Income Fund (1 month)
12.5% CIMB Greater China Equity Fund (2 weeks)

As you can see it is still at an infant stage where I am slowly building up.
Any advice on where should I diversify / rebalance?
I'm thinking of reducing the RHB AIF to a more aggressive fund.

Another question is, for these funds above, what peer funds do I compare these with?
For example I compare CIMB Greater China with other three within the same geographical sectors and similar holdings (EI Dinasti, Manulife China Eq, Pacific Focus)

Thought I'll put things into perspective since MGS sell off 2 months ago

This is the 1 year chart for some popular bond funds.
[attachmentid=8416043]

What's the main diff? The MGS sell off affected Msian bond funds, and Select bond to a lesser extent as it's holding 1/3 Msian bonds and no effect to RHB ATR. But stability wise, select bond and local bonds still win big time. If you held on to the local bonds since the rout, it's probably breakeven by now. If you have held it for a year, it's probably at a higher than FD returns

Before jumping in, you need to realise, although more stable, bond funds can lose money, it's not like FD, but in the long run, chances are it will outrun FD in a low interest environment

Any one here know any house that invest mainly in pharmaceutical or IT?

I don't know to use who's risk rating. FSM rates AmAsia Reits 10, highest risk. It's higher than EI Global Emerging Market ( risk rating 9 ), but sifu Xuzen seems to think it is fixed income level of risk.

why not KGF sifu? sorry for the noob question

So no impact to the market at all? Lol. I thought will be major up or down for first week

let him be. i remember my early days always checking the market every hour. he does it everyday so it's an improvement. eventually he will learn that it means nothing and will slowly look far. really far. take this as a lesson of patience. good karma comes to those who treat everyone good. even if they are kinda annoying at times and very hard headed.

no offense chris, but you need to chill as xuzen said. you could go ahead do what you like but in the end, it's but a drop of water in the ocean.

I need some help from you guys about ABERDEEN ISLAMIC ASIA PACIFIC EX JAPAN EQUITY FUND

as there are 2 different type of same aberdeen islamic apac ex-J fund that one has nav price on  - CLASS USD and another one with nav price on  - CLASS MYR

which one is better in middle period investment of 5-10 yrs?

hi to all sifu
first of all i want to say thanks. i have been reading and learning so much. have just started some basic investment in UT via FSM. I got ponzi 2.0. after much reading and pondering. This is the portfolio I have in mind which i would like to execute and would like your kind opinions if I can as I am still very new in this. thank you in advance.

manulife investment us equity fund
KGF
manulife india equity fund
ponzi 2.0 -> i have
cimb principal global titans fund -> i have
libra asnitabond fund -> i have
cimb principal china-india-indonesia equity fund vs cimb greater china equity fund

would really value all opinion, criticisms and suggestions. thank you all!

if you have Manulife India you can get cimb greater china to compliment it.

if you don't want to have a specific nation fund the entire get the china India Indonesia.

I don't like the later because Indonesia isn't that great. no idea why they lump three of these vastly different nations together.

they are the same just that they are priced in different currency.

select class myr. don't think they allow you to select anyway since all our transactions are priced in myr