Wow, must be because there is a possible case today. See the post above yours. If you are worried, just add or minus some small amount.

Which bank offers the highest interest rate for FD at this point in time? TQ.

GXBank-3%, aeon-3.88%, boost-3.6%

Is Bank Islam 4% FD covered by PIDM ?

hi everyone.

just wanted to share. starting september, the 12-month 4% rate will no longer be available via branches. however it will still be available via the Be U app, until 31/12 (or once we hit allocated cap, kinda like GX)

can refer for details for the campaign: https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra



feel free to DM for more info on TD, or any other general feedback (ie. things to improve, wishlist) about the app.

thanks!

p/s: i work at Be U.

inside app, click contact us.

Alliance Bank FD promo:
I have just come back from USJ branch, I could not place the promo FD for 12 months @4.05%, instead, only the promo for 6 months @3.98% were still available.

Anyone know UOB FD rate for this month (OTC type ) ?

RHB - 3.8 12  months - FPX. Min 20K

Open BEU - u will have an account Qard saving account
Transfer money into there
Then you can do FD (they called it term deposit)
when maturity, it will withdraw to qard saving account.

Quite easy. One thing i notice qard no interest given. so i only maintain RM2

dont uplift. it will uplift by itself

BE U's rate might sound attractive but I am beginning to think it's not worth it to place any funds in there with all the effort, trouble and time wasted just to try to get them to do anything via CS.

As previously mentioned, tried to change bank account number linked to my Term Deposit:

1. No option in app itself which is a MAJOR FLAW
2. Calling CS via phone takes FOREVER. I have been in the same queue number for over 40-45 mins and it's always the same "We are experiencing a high number of calls and all our customer service officers are BUSY, please wait A MOMENT, you will be served SHORTLY. You are currently caller number 4". Wow, I didn't expect such THOROUGH service that each caller takes at least 20 mins?
3. Submitted a ticket, later received a call (FINALLY) to verify identity and all necessary procedures on 9th; was told will take 2-3 working days but till today, NOTHING. My term deposit in app still shows my Rize account linked to the matured Term Deposit without any in-process indication that any effort is being made for manual withdrawal request submitted.

In short, my money's trapped in there UNTIL they decide to get off their asses and change something on their end which in this case, runs on THEIR TIME. AND not to forget next Monday and Tuesday are public holidays. Such a GREAT service.     

Yes, Qard SA is also easy to maintain, can leave it RM 0 which I am doing it for my account. The reason why I applied for Qard is because I was annoyed by how I was asked to verify everything every time I applied for an eFD. If I had one Qard SA then I can skip all these, I straight applied one.

However, my existing eFDs haven't matured yet, so I can't really speak based on my experience what happens after they are matured.