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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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no6
post Jan 3 2019, 02:49 PM

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cimb 4.5% islamic still available at my branch today, just went, done !
no6
post Mar 25 2019, 09:33 PM

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QUOTE(LipotKing @ Mar 25 2019, 09:00 PM)
Hi there, can't open the link, is it down ? Anybody else able to do it ?
no6
post Mar 25 2019, 10:13 PM

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QUOTE(David83 @ Mar 25 2019, 09:35 PM)
https://cimbclicks.com.my/clicks/#/wps/mypo...k/ecFdPromo?r=1

Add www. in front of cimbclicks.com.my

It'll redirect to the login page.
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tried but still can't....hmph not sure why it keeps loading
no6
post Mar 27 2019, 09:34 PM

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QUOTE(bbgoat @ Mar 27 2019, 07:57 PM)
Last week renewed AmBank FD to 12 mth 4.35% without any top up. Just over 10k only. Surprisingly they even back date to Sat 16/3/2019, the day it has matured. Previously they said no more interest on maturity on off working days. For Islamic FD renewal will start on Monday for this case. Anyway not sure if they have changed SOP again.

Today nego with AmBank, can get 12 mth 4.38% for a large FF.

Was offered 15 mth 4.65% by MBSB. But have to spread out the eggs.  tongue.gif
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may i know how large amount do you need in order to get 15months 4.65% mbsb ?
no6
post Jul 10 2019, 09:43 PM

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Yay just placed 4.23% with affin today...
no6
post Mar 25 2020, 12:28 PM

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QUOTE(Wong Kit yew @ Mar 12 2020, 11:00 AM)
user posted image
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anybody tried this ?
no6
post Apr 22 2020, 12:46 PM

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user posted image

same here ambank cant go through
no6
post May 18 2020, 02:02 PM

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Affin 2.88% 6m still ok

This post has been edited by no6: May 18 2020, 02:02 PM
no6
post Sep 28 2020, 01:19 PM

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affin online 12m 2.38% is available today
no6
post Mar 28 2021, 09:46 PM

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QUOTE(cclim2011 @ Mar 23 2021, 03:10 PM)
long no update. please check. only record those above 2.0. 😁

user posted image
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Hi, anybody tried with hong leong tia fd ? is it ok ? capital guaranteed ?
no6
post Apr 1 2021, 02:55 PM

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QUOTE(cybpsych @ Mar 31 2021, 06:51 PM)
We are offering two exciting new eFD/eTD-i promotions.
Choose from either 9 months at 2.5% p.a. or 18 months at 2.7% p.a., at the comfort of your own home via AmOnline with FPX using the applicable reward code.

Campaign period is from 1 April 2021 til 31 May 2021. Terms and conditions apply.

For more info, visit https://ambank.com.my/efd

user posted image
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bad luck, just locked-in with mbsb 18months yesterday
no6
post Apr 1 2021, 04:34 PM

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QUOTE(Human Nature @ Apr 1 2021, 04:18 PM)
Not thinking to relocate? losing 1 day interest but gaining 0.2% rate could be worth it depending on the amount.
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good question
just a survey, what is the reasonable amount (above 6 figures?) would you consider to withdraw to gain the 0.2%, considering in-out loosing 3-5 day interest ?
no6
post Apr 1 2021, 05:08 PM

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QUOTE(Human Nature @ Apr 1 2021, 04:50 PM)
I am waiting for UOB/OCBC to make their move. UOB has been disappointing.
Using 10k as example, you will lose ~RM5 for 5 days MBSB interest. The 0.2% gives you extra ~RM30. So that's +RM25 for every RM10k. A very simplistic calculation to illustrate.
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that's ~rm250 for 100k, ~rm2500 for 1mil
so how much would you consider to withdraw and reallocate ?
no6
post Apr 1 2021, 05:48 PM

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QUOTE(Human Nature @ Apr 1 2021, 05:19 PM)
I would relocate if it is more than RM100 provided that everything else (parking, petrol, time etc.) is negligible. And then I would probably spend that RM100 on food on the same day itself  laugh.gif
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tbh, purely on figure really no umph.... but once you mentioned FOOD, even rm25 for d24 also thumbsup.gif
no6
post Apr 6 2021, 05:19 PM

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managed to fpx from cimb to ambank this afternoon....
no6
post Dec 16 2021, 03:35 PM

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QUOTE(neil888 @ Dec 11 2021, 10:28 AM)
user posted image
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any idea where to get the link for this fd placement?
no6
post Jul 7 2022, 09:34 AM

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QUOTE(bbgoat @ Jul 6 2022, 08:28 PM)
Asked AmBank ABM, CASA need to have RM10k. But no tie up, can release later.
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is this for walk in otc only ?
no6
post Sep 20 2022, 01:32 PM

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mbsb combo 70%fd 30%casa 12months 3.9% available otc only ... as usual service was quite slow
no6
post Sep 21 2022, 09:42 AM

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QUOTE(Human Nature @ Sep 20 2022, 02:12 PM)
Those going for 6m can consider this bundle from Ambank
user posted image
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may i know is this otc ? can't seem to enter the code via online placement
no6
post Oct 12 2022, 10:19 AM

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QUOTE(cyclopcom @ Oct 12 2022, 05:56 AM)
Today,maybank FCA rate already reached USD:4.45%(6 months) or 4.7%(1 year) ,and cimb Foreign Currency Fixed Deposit rate already reached USD:4.45%(6 months) or 4.75%(1 year).

The rising speed of fd rates in USD is very fast ,already greatly surpass malaysia fd rate ,moreover ringgit is expected to depreciate further.
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just wandering is fca fd still worth it given the bank's forex spread ?

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