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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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SatayRojak21
post Jun 1 2022, 01:08 PM

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HLB 2.45% 06mts

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SatayRojak21
post Jun 1 2022, 01:18 PM

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RHB eFD 12mts. 2.73%
SatayRojak21
post Jun 2 2022, 01:09 PM

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QUOTE(nkhong @ Jun 2 2022, 10:49 AM)
Not available when I try to put 6 months, I tried yesterday and today. Only 2.25 for 6 months, any idea?
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Ya I try also 2.25%. Then go to check the Promo Ad. Exclusive for 1st time eFD placement. Kickstart is the keyword blink.gif .Sorry about that

SatayRojak21
post Jul 3 2022, 08:01 PM

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QUOTE(oldkiasu @ Jul 2 2022, 01:37 PM)
Hong Leong TIA-i promo (islamic investment, no PIDM) at HLConnect.

3m 2.55%
6m 2.65%
12m 3.10%

minimum initial TIA-i at RM 500 (whatever that means).

Placement is not by FPX, but by debit on-line with HLConnect internet banking from existing SA balance.

Principal can be selected to be auto-creditted into the SA on maturity.
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have been placing in this product for years. So far interest paid as stated
SatayRojak21
post Jul 6 2022, 07:13 PM

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Maybank will raise its BR from 2% to 2.5%, and its BLR will be revised from 5.65% to 5.9% per annum.

Similarly, the Islamic base rate and base financing rate will be increased by 25bps from 2% to 2.25% and from 5.65% to 5.9% respectively.

In line with the revision, Maybank and Maybank Islamic’s fixed deposit rates will also be adjusted upwards effective July 8.
SatayRojak21
post Jul 30 2022, 03:19 PM

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QUOTE(Junichiro Tanizaki @ Jul 27 2022, 04:00 PM)
quote
"Does anybody have this issue. I found out RHB FD is like cheating customers. If your maturity date is today, you can't withdraw until tomorrow or you will lose all your interest. When tomorrow you withdraw, it will say you lost 1 day of interests! vmad.gif I don't have these kind of issues with other banks so far."
unquote

I withdrew my RHB efd on maturity yesterday. I encountered problems at their new web site. I switch back to their old web site n withdrew it successfully. My first attempt on their new web site failed because my mobile did not received their OTP.
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Yes RHB FD maturity can only withdraw one day after the maturity date. And always loose that days interest. The bank staff knows about it, but it seems nobody doing anything about it. Also the RHB Secure Plus for transferring money out of the bank is a joke. Can never get it to work, unless previously already set up favorite to your transfer list.
SatayRojak21
post Jul 30 2022, 03:26 PM

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SatayRojak21
post Sep 26 2022, 03:13 PM

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SatayRojak21
post Sep 26 2022, 03:15 PM

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HLB
SatayRojak21
post Sep 28 2022, 10:40 AM

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QUOTE(hammerjit @ Sep 28 2022, 10:23 AM)
can you provide link for this? I search but cant find it on rhb website
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Sorry dont have link. Whatsapp from local branch manager. Probably u can call your local branch

SatayRojak21
post Oct 2 2022, 01:51 PM

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QUOTE(nexona88 @ Oct 1 2022, 08:26 PM)
Hmm....
Seems like banks smells another OPR hike coming....

So lock up at "cheaper" rate first...
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Got FD mature mid Oct. Contemplating placing this
SatayRojak21
post Oct 3 2022, 10:16 AM

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QUOTE(nexona88 @ Oct 2 2022, 02:39 PM)
If possible...
Park short term first...

November another hike, so new rate ☺️
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Thanks for the advice

SatayRojak21
post Oct 4 2022, 12:21 PM

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QUOTE(CommodoreAmiga @ Oct 4 2022, 10:53 AM)
3.5% for first 50k? Sure boh? I thought it's 3% up to 200k max and after that it's 2.25%? Revised already?
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KDI Save Now Offers Interest Rates Of Up To 3.5% p.a.
Ringgitplus.com › Investment
20 hours ago — KDI Save users can now earn up to 3.5% p.a. on their money parked in the cash management fund – effective immediately.
Investment amount in KDI Save Promotional return rate (% p.a.)
Up to RM50,000 3.5%
Between RM50,001 to RM200,000 3.0%
More than RM200,000 2.5%
SatayRojak21
post Oct 6 2022, 02:25 PM

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How to calculate the effective rate?
15Sep22 - 31Dec22
SatayRojak21
post Oct 7 2022, 02:47 PM

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QUOTE(frankliew @ Oct 7 2022, 10:00 AM)
Me too move to KDI Save for temporary but limited to 50k la
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Just open account yesterday
SatayRojak21
post Oct 7 2022, 02:51 PM

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QUOTE(oldkiasu @ Oct 6 2022, 04:17 PM)
Effective Rate calculations for Bank Islam bundle promo 15 Sep to 31 Dec 2022.

3 mths    70x4.35 + 30x0.05 = 304.5 + 1.5 = 306.0 ie 3.06 % ER

6 mths    70x4.45 + 30x0.05 = 311.5 + 1.5 = 313.0 ie 3.13 % ER

The 70 TD-i is PIDM protected. The 30 Al-Awfar is not PIDM protected.
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Thanks
SatayRojak21
post Oct 9 2022, 12:59 PM

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QUOTE(HumanLobster @ Oct 9 2022, 12:09 PM)
I don’t see a problem with discussing this here. We’re all after the best FD rates so comparing it with other alternatives but not delving into too much specifics seems inline with the topic to me.
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I think its good to enlightened newbies like me, to inform theres alternative out there.

SatayRojak21
post Oct 15 2022, 08:08 PM

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any promo from Bank Rakyat FD?

SatayRojak21
post Oct 17 2022, 10:24 AM

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QUOTE(cybpsych @ Oct 15 2022, 08:52 PM)
last one above. seems to be ended 30 Sep.

no new promo
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Thanks. Probably Promo only after 03Nov BNM meeting
SatayRojak21
post Oct 21 2022, 08:11 AM

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QUOTE(Human Nature @ Oct 20 2022, 11:47 PM)
No problem, that is common many years ago. They will register an FD account.
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may I know how does it work? At FD maturing date, Bank issue u a cheque?

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