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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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PJng
post Jun 1 2020, 10:46 PM

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Sorry 1st time step to FD thread

I place FD on CIMB at branch last year, maturity date is today
If i leave it rate will drop or no interest at all?

PJng
post Jun 1 2020, 10:51 PM

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QUOTE(GrumpyNooby @ Jun 1 2020, 10:48 PM)
Will be renewed at board rate according to your previous placement tenure.
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Tenure is 12 month, so i can leave it and still have interest?
Interest is masuk my salary acc, also CIMB
PJng
post Jan 28 2022, 04:14 PM

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Since too many page to read back, i did not search back
CIMB online FRIA-i 12 month 2.3% mean will only pay out when full tenure?
Not monthly pay right?
PJng
post Oct 2 2022, 11:35 PM

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how long FD i can leave it on bank? does it expirry? or need renew again?
i place FD 3 years ago, FRIA, then i just ignore it, yes interest is down 2.1%
PJng
post Oct 3 2022, 10:54 AM

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QUOTE(CommodoreAmiga @ Oct 3 2022, 08:45 AM)
Rich people. Dump money into bank and no eye see. See your TnC Auto renew or what lah. Check online.
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No emegercy use money, so just place FD on branch, how can say is rich people
PJng
post Oct 3 2022, 11:18 AM

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QUOTE(AVFAN @ Oct 3 2022, 11:08 AM)
typically, upon maturity, it is renewed at board rate which is much lower.

u must uplift/withdrawal and renew to get current FD rate.
if u mean fria-i of cimb, it is very easy to do online.

uplift, then renew using this link to get best available rates:
https://www.cimb.com.my/en/personal/promoti...imb-clicks.html
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But, my FD Place on branch, on cimbclick no button to withdraw, transfer
Look like need go back to branch
PJng
post Oct 3 2022, 01:01 PM

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QUOTE(CommodoreAmiga @ Oct 3 2022, 11:37 AM)
Yes, sometimes if OTC, needs to go back to branch. When you place, it's for how many months? Maybe still within that period of which you placed. If auto renew at board rates, should be able to uplift.
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That time is 12 month, forgot what rate that time
PJng
post Oct 3 2022, 08:46 PM

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QUOTE(AVFAN @ Oct 3 2022, 12:14 PM)
If done at branch, must go back to branch.

Then, u can start doing friai using clicks.

Also, oline rates a bit higher than at branch.
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Look like need tap that link, to get 3.1%, on cimbclick highest i see is 2.6%
Time to visit bank when free
PJng
post Oct 14 2022, 05:55 PM

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Just try on public branch, fresh fund 3.0% 12 month
Normal rate is 2.6%
But my cimb already over maturity date, have been auto renew, cannot withdraw
Try next year
PJng
post Oct 14 2022, 07:27 PM

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QUOTE(CommodoreAmiga @ Oct 14 2022, 07:24 PM)
Dey...you kidding right? You can withdraw anytime. Just lose a bit of interest. Now so many good deals. You don't withdraw, you really lose out.
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Yes, lose interest, half year
PJng
post Oct 18 2022, 02:58 PM

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Got SMS form CIMB

QUOTE
RM0.00 CIMB: Get FRIA-i 6mths @ 3.30%p.a or 12mths @ 3.40%p.a at any CIMB Bank Branches with new funds until 31 OCT 22. Info at our website, search 'FRIA-i'

How to search? I search it got many FRIA result
PJng
post May 30 2023, 06:17 PM

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Today my FD maturity date
So is allow next few day renew for best rate? Or must tomorrow?
Place OTC, so online banking cannot do anything
PJng
post May 30 2023, 06:27 PM

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QUOTE(Human Nature @ May 30 2023, 06:21 PM)
Which bank? Renewal usually cant get promo rate, unless for MBSB and BR (previously).
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CIMB, place before covid, then i ignore it until very low rate, 2.1%
Not sure now what rate, or fresh found to other bank
PJng
post May 30 2023, 06:33 PM

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QUOTE(Human Nature @ May 30 2023, 06:31 PM)
CIMB eFD promo is 3.95% 12m. I think you can uplift OTC to your SA and then make online placement. If cannot, do some merry go round.
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So just any time on this month go to bank close that FD first?
No need on this few day right? Then place again using SA?
PJng
post Jun 7 2024, 04:29 PM

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my CIMB FD place at branch 3.85% after maturity dropped to 2.6%
look like just leave it, lazy go back branch
PJng
post Jun 7 2024, 05:30 PM

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QUOTE(uglyduckling422 @ Jun 7 2024, 05:13 PM)
There is no button can withdraw, maybe i place at branch, only can do on branch
PJng
post Jul 1 2025, 01:26 PM

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Early jun i try FD on cimb click, 3.7% 6 month, and yesterday receive physical mail
PJng
post Sep 8 2025, 12:31 PM

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Few month ago i try CIMB EFD, i set profit credit my acc
1st month work, second month until now not working, accuerd profit keep on add up, are eFD also got bug?

 

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