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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Kelefeh
post Aug 3 2025, 02:39 PM

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what is the promo rate now after bank negara lower down interest rate?
12m 3.7%?
Kelefeh
post Aug 4 2025, 10:51 AM

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QUOTE(nexona88 @ Aug 3 2025, 08:11 PM)
Banks are expecting another rates cut...

12m tenure FD all not attractive anymore...

6m one looks better.....
*
just keep renewing every 6 months
but bank just play number games la
need to see the effective rate
Kelefeh
post Aug 18 2025, 12:00 PM

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QUOTE(eymc @ Aug 12 2025, 10:32 AM)
just came back from bank muamalat to update my placement since last year. I did reply their sms a month ago for the offered rate 3.85 - 12months. They were waiting for me to popped by and they can recall the customers they sent the promo to. So just proceed. Not sure open to all or not or just returning customers.

Otc
12 months
3.85%

no more monthly profit
*
3.85% is quite high now after the rate cut

 

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