Just placed Bank Raykat 8 months 4.11% last week.
Saving account is needed due to monthly interest.
Saving account (Savings-i) can be create online via "Brick: Bank Rakyat". Need to visit the selected branch for verification.
Original utility bills is needed for verification (preferable hardcopy, or just email them and ask them to print for you while you at the branch, address need to match with your IC, utility bill's name does not matter).
FD Certificate can be collected after 2 working days.

I assume can use the Reward code multiple time? if wanted multiple/separate FD
just check with bank yesterday, fpx max limit per day, per transaction 100k

Ambank 3.98 still available

MPC meeting today
OPR probably remain?

Affinbank fpx max limit per day, per transaction RM100k

use rentas

where to get 3.93% FD? need another placement soon

I assume the BI 4.0%, interest upon mature?
So if want monthly interest, opt for 3.8%/4.0% Bank Rakyat bundle with 10k?

If you are Bank Rakyat Xclusive (4.0%)
The difference is RM400 between BI(4.0%) and BR(4.0%)

-RM400 Enjoy Monthly Interest
+RM400 No Monthly Interest



This post has been edited by DarkCoffee: Jun 26 2024, 05:46 PM

OPR maintain 3.0%

This post has been edited by DarkCoffee: Jul 11 2024, 03:02 PM

Placed bank rakyat 4% (10k locked) just now. Need open account for Rakyat Xclusive offer. Took 1 hour to settle everything.

PBB can request for 3.75%-3.8%(normal 3.65%) for 12 months, but need approval. No monthly interest.

Bank Rakyat FD quota still far from target. Yet to end. Need utility bill to open new account even though you have an existing account. 4.0% need at least 80k for new Xclusive member. Existing 50k. Doesn't matter how much your placement, locked 10k. Monthly interest available. 80k (New Xclusive member) need to allocated to a cert. The balance can separate cert.

prefer monthly interest

I knew, but not a fan of BMMB personally.

strange, bank always advice me to split, just in case

Yup, Bank Islam and MBSB (4.0%), BMMB (4.1%)

how about invikta ?
interest upon maturity? can opt for monthly interest?

I just called my branch manager.
The same rate applies for Affin Invikta, no monthly interest, no bundle, interest upon maturity, Affin Islamic (Islamic FD account needs to be opened if there isn’t one already)

Placed an Affin Islamic FD at 4.0%, and the whole process, including opening a new Affin Islamic FD account, took about 30 minutes.

OPR going down soon? next meeting 8 May

Banks usually aren’t that strict about this, from what I’ve experience. Some will let it slide if you top up a lil bit to count as “fresh funds.” Just try talking to them

available again? or this is a new promotion