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> Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bbgoat
post Jan 14 2019, 09:43 AM

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QUOTE(Yippie123 @ Jan 14 2019, 12:01 AM)
Citibank having new to citigold customer, 4.99% 3 months
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For new Citigold customer only. Also short 3 months same as other high FD promo for UT combo.

Need to ask my RM if current customer can get that rate but with higher amount than normal of say 10k.
chenhui87
post Jan 14 2019, 09:46 AM

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QUOTE(cybpsych @ Jan 11 2019, 03:31 PM)
same preference. easier to maintain. my amt not super huge, not much difference going with slightly higher OTC rate.
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rclxms.gif rclxms.gif yaya, unlike taiko here got more than 100k saving... tongue.gif
frostfrench
post Jan 14 2019, 10:14 AM

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QUOTE(bbgoat @ Jan 14 2019, 09:43 AM)
For new Citigold customer only. Also short 3 months same as other high FD promo for UT combo.

Need to ask my RM if current customer can get that rate but with higher amount than normal of say 10k.
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For new Citigold, 4.99% 3 months , is it pure FD ?? I have 500k, say i go Citigold, today, after mature i take 500k to other bank, will i still be Citigold?
cherroy
post Jan 14 2019, 10:52 AM

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QUOTE(frostfrench @ Jan 14 2019, 10:14 AM)
For new Citigold,  4.99% 3 months , is it pure FD ?? I have 500k, say i go Citigold, today, after mature i take 500k to other bank, will i still be Citigold?
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You need to maintain a min AUM.
bbgoat
post Jan 14 2019, 11:00 AM

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QUOTE(frostfrench @ Jan 14 2019, 10:14 AM)
For new Citigold,  4.99% 3 months , is it pure FD ?? I have 500k, say i go Citigold, today, after mature i take 500k to other bank, will i still be Citigold?
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Citigold AUM is 400k. If u take out the 500k, no more Citigold status. So the FD is to lure people to join.
BooYa
post Jan 14 2019, 11:19 AM

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anything special with citigold privilege/benefit? is 400k worth for the status?
Afterburner1.0
post Jan 14 2019, 11:32 AM

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QUOTE(Ancient-XinG- @ Jan 13 2019, 07:54 AM)
they had.

100k 4.0 pa 12M
250k 4.28 pa 12M
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worst rates ever.... bye maybank!
lowya
post Jan 14 2019, 11:48 AM

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Are these still valid?

Affin 4.55% 18m

MBSB 4.65% 24m

or any good deal like such pls share.
sylar111
post Jan 14 2019, 12:00 PM

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QUOTE(Afterburner1.0 @ Jan 14 2019, 11:32 AM)
worst rates ever.... bye maybank!
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Seriously. I really dunno why banks waste their time and reputation with those kind of rates. They do not do a, survey outside?
[Ancient]-XinG-
post Jan 14 2019, 12:53 PM

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QUOTE(Afterburner1.0 @ Jan 14 2019, 11:32 AM)
worst rates ever.... bye maybank!
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QUOTE(sylar111 @ Jan 14 2019, 12:00 PM)
Seriously.  I really dunno why banks waste their time and reputation with those kind of rates.  They do not do a, survey outside?
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chill.

I think they will have another promo for normal people like us haha.
lamode
post Jan 14 2019, 02:13 PM

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QUOTE(guy3288 @ Dec 20 2018, 12:58 PM)
i am suprised my RM still says she is right, she has done it for her other customers,
she told me dont bother about the T&C
Anyway, PCA already opened, my deposit already in yesterday,

She told me next month she will withdraw all the RM20k for me plus RM188 x2,
any fees she will waive.

i prefer to trust her
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if you dun mind, please keep us posted how it goes icon_rolleyes.gif notworthy.gif
cheesyman
post Jan 14 2019, 04:00 PM

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QUOTE(lowya @ Jan 14 2019, 11:48 AM)
Are these still valid?

Affin 4.55% 18m

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Yes for affin
Checked last Wednesday
No other promo from affin (as of last Wednesday)
mrhseinpingq
post Jan 14 2019, 04:39 PM

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Any idea which bank offer good package for children account?
guy3288
post Jan 14 2019, 05:28 PM

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QUOTE(lamode @ Jan 14 2019, 02:13 PM)
if you dun mind, please keep us posted how it goes  icon_rolleyes.gif  notworthy.gif
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Another 5 days = 1 month

She just said it again today, while arranging for me to make premature withdrawals some of my 4.5% FDs
(with no loss of interests, switch to Aeon Credit Bond can earn 6.65% !),
that she will get back the PCA RM20k + RM188 x 2 on 22.1.2019, too bad 19 falls on Sat.


Deal Hunter
post Jan 14 2019, 08:06 PM

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QUOTE(garbanicus @ Jan 10 2019, 11:28 PM)
I also asked in cimb ss2 pj but the staff told me max 3.xx% only. Don't have 4.xx% whatsoever.
Those who know, can pls share which branch or any official statements from cimb?
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It is pretty tough checking on CIMB as they practice weekly update with no definite day. (if there is a change).
Today Monday 14 Jan 2019, Jaya One PJ, I was told the following:-

p01m6 4.2% min 10k FF for both Conventional and Islamic OTC.

p01m12 4% min 10k FF for Conventional OTC.

p01m12 4.4% min 10k FF for Islamic OTC.

p01 means can choose either payment of interest on maturity or payment of interest into CASA account each month.

Try your luck and see if different branch will be different. Readers, please update whether this is valid at all CIMB branches.
I did not make a placement, so I do not know whether really true or not. tongue.gif

QUOTE(lowya @ Jan 14 2019, 11:48 AM)
Are these still valid?

Affin 4.55% 18m

MBSB 4.65% 24m

or any good deal like such pls share.
*
Today Monday 14 January 2019, the Affin promo of 1 January to 31 May 2019 still going on. There is a red glossy brochure also giving angpau packets and umbrella on Siapa Cepat Dia dapat.Check post 9776 for summary of offer.

MBSB still do not have any promo. Only nego and normal board rates running.

Bank Islam GO7 24 mths step promo effective 4.65% min 50k began 8 Feb 2018 but extended to 30 Jun 2019.

Bank Islam p0m24 4.4% min RM 500 Wafiah. The set of rates not publicised but will ususally change at end of month.

Whereas Bank Rakyat board rate at 4.35% for 24 months for min RM 500, and for 5k can get monthly payment of interest.
Deal Hunter
post Jan 14 2019, 08:43 PM

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QUOTE(mrhseinpingq @ Jan 14 2019, 04:39 PM)
Any idea which bank offer good package for children account?
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Readers not giving you any replies yet?

See whether any readers want to compare against Public Bank Junior FD OTC for those below 18 years. Birth cert needed.
15 months 5k FF at 4.35%.

This may not be a good deal but just to help start/let readers try to quote competitive packages or rates.

QUOTE(mrhseinpingq @ Jan 13 2019, 05:14 PM)
Thanks a lot.

Wow, maybank min 100k, i rather put in others bank.

How come is very hard to find the link via google search. I always cannot find, like Maybank, RHB.
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Normal staff shy or don't know. Maybe you have to go to special room for the rich before they say anything or if they try to make you Privilege (50-250k), Premier > 250k), or Private customer.

Anyway the rates are so poor, I don't understand why anyone would bother to transfer to Maybank for this kind of rate. Previously when they had competitive GIA rates, no problem going big for Maybank. But after that, bye-bye.
mrhseinpingq
post Jan 14 2019, 09:25 PM

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QUOTE(Deal Hunter @ Jan 14 2019, 08:57 PM)
Normal staff shy or don't know. Maybe you have to go to special room for the rich before they say anything or if they try to make you Privilege (50-250k), Premier > 250k), or Private customer.

Anyway the rates are so poor, I don't understand why anyone would bother to transfer to Maybank for this kind of rate. Previously when they had competitive GIA rates, no problem going big for Maybank. But after that, bye-bye.
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last time Maybank used to have 5 months, 4.00% in Nov 2018.

Bye Bye Maybank, all money out, left RM 1.00

AM bank

4.4% 12 months
frozz@holic
post Jan 15 2019, 09:29 AM

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QUOTE(Deal Hunter @ Jan 14 2019, 08:06 PM)

p01m12 4.4% min 10k FF for Islamic OTC.

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QUOTE(mrhseinpingq @ Jan 14 2019, 09:25 PM)
last time Maybank used to have 5 months, 4.00% in Nov 2018.

Bye Bye Maybank, all money out, left RM 1.00

AM bank

4.4% 12 months
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both above are good rates and since it's not stated i take it as normal offer and not only for preferred correct ?
TOHNO
post Jan 15 2019, 10:52 AM

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Hi all

I'm surveying through FD rates today and I realized CIMB offers an insane FD rate

For a FD of RM10,000 they're offering a 4.4% return a year.

That's insane !

Considering the closest competitor offers 3.9% / year ( Bangkok Bank )

I'm using Maybank and they're returning 3.3% / year

hence I'm wondering is there a catch for their high returns ?

How are they customer service etc?
hightechgadgets8
post Jan 15 2019, 11:01 AM

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better check t&c whether the 4.4 is for 12 months or 3 months only. some banks offer 6% for 3 months then back to normal rates for the rest of the tenure

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