QUOTE(Deal Hunter @ Nov 19 2018, 05:58 PM)
Finally kinrarateoh caught on to my post #8919 on 2 Nov 2018.
"Anybody with Affin recently? Is the 4.5% and 4.55% still ongoing?"
I did not specify more details as not sure whether specific to old customer at FD officer's discretion at that Affin branch - but just to let on/hint that something like that rate is going on. I went back and found that my senior savings rate had gone down. :x
CIMB offer was at OTC 4.6 % for only 6 months (not the 12 months at 4.3 % which was also mentioned) with payment on maturity p0m6. That was at Friday 16 the end of that week, thus this Monday 19 Nov is another story. I don't like this kind of promo by the week style started by Ambank and now copycat by CIMB, as rates changes and difficult to decide how to park and allocate cashflow to handle such variations.
I only did a late walk around after giving banks some time to react to OPR and economist comments. Not to be confused with the eFD online placement which posters are talking about.
When Sat I saw your reply, I mood come so busy wrote to you till miss the ASM and other reason I miss ASM, I very unhappy and regret...
I double mistake, unhappy of eFD and then ASM, so I ready know I something wrong.
Time can't go back, so I off topic, just want emotion my cry events. Maybe Karma.
Really want try forgot above. Not want remember above.
I ask CIMB ticket staff, the ticket staff check system the new high also 4.45%, then, ask manager and HQ, also unable 4.6%, finally CIMB quote 4.45%, preview week also 4.45%, 1 year same like your report.
If not your info, maybe 4.4% only, when you ask ticket staff or OTC staff I think is 4.4%, cause board also 4.4%.
Just like you want ask, so get you more +0.05%. If you don't know and silent maybe only 4.4%.
Above not need nego, just you don't know, can't do any, when you sure, you can challenge this.
If you not wrote here, I not possible can know, cause everything is like I use your info ask ticket staff, not the ticket staff told me.
Every Monday CIMB branch will renew the FD rate, so if without your info, maybe only 4.4%. Thank you. The ticker staff keep this like secret, the ticket staff know answer, but not told me.
Without your info, we don't know now every Monday CIMB branch will change their FD rate. Thank you.
So, all of you very hardworking chasing high rate, so if bank short on money will desperate, the FD promotion rate will ok.
I believe you and others info, but just like Karma, unable get it.
You can get 4.6% this is top high, the staff also like challenge me, 10k can get this? This rate so high. Congratulation! Maybe you're nice nice, so can get this.
Thank you for your teach like that.
They willing answer, not about waste time, just I something wrong, I not like ask... or don't have info, I shy to ask.
You nice nice like that, I don't know ASNB but I encourage you can consider buy some. If any don't blame me, cause not PIDM....
The BomChaCha no need worry CIMB and UOB, I think CIMB and UOB auto paid you sat, sun and public holiday interest. No need ask, computer will self generate. This 2 bank I think system more ok in calculation interest, the interest give customer will equal or more and never less.This post has been edited by thisisyourname: Today, 06:53 PM