Fixed Deposit Rates In Malaysia V. No.15

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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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TOMEI-R	Oct 19 2018, 10:42 AM Return to original view \| IPv6 \| Post #81
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	HLBB Term Deposit-I Islamic FD 4.3% for 12 Months for Priority Banking customers only. Available OTC only. This post has been edited by TOMEI-R: Oct 19 2018, 10:45 AM
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TOMEI-R	Oct 23 2018, 06:20 PM Return to original view \| IPv6 \| Post #82
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(xAmdx @ Oct 21 2018, 09:05 AM) Can go for Stan Chart. They offer 4.5% for 12 months but had to be priority customer. Criteria to be priority is min 250k. Rm50k need to be placed into CASA account. Rm200k can get 4.5% for 12 months.
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TOMEI-R	Oct 24 2018, 07:59 AM Return to original view \| Post #83
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(ahpaul82 @ Oct 24 2018, 12:11 AM) Guess that you all is talk about this.. [attachmentid=10082327] This is it. But for SC priority customers only
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TOMEI-R	Nov 3 2018, 01:32 PM Return to original view \| IPv6 \| Post #84
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(sylar111 @ Nov 3 2018, 11:18 AM) Taxing on fd interest has got to be one of the stupidest idea. Who suggested it. Who else but someone who doesn't have any...
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TOMEI-R	Nov 6 2018, 08:07 AM Return to original view \| Post #85
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(jonoave @ Nov 6 2018, 07:52 AM) Thanks, but not from my end. I wonder if it's location based, since I am outside of Malaysia. Try to use chrome or Firefox. If your using IE and it's not updated it won't work.
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TOMEI-R	Nov 6 2018, 11:08 AM Return to original view \| IPv6 \| Post #86
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(jonoave @ Nov 6 2018, 08:19 AM) Already did that, still not working. Could be location-based issue, since I'm logging in from out of Malaysia. Thanks. I usually use Chrome, but it has not been working for me for the past few days since I saw reports of website issue. I found that Firefox could work, so i've been using it for the past few days. Now even firefox is not working for me. Good to know, thanks a lot. Firefox is not working for me, even Safari. Try using VPN. Possibility that CIMB clicks is blocking certain IPs due to security reasons.
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TOMEI-R	Nov 19 2018, 02:05 PM Return to original view \| IPv6 \| Post #87
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(cybpsych @ Nov 19 2018, 12:16 PM) cimbclicks back up. can login. Down again.
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TOMEI-R	Nov 27 2018, 03:22 PM Return to original view \| IPv6 \| Post #88
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(luminaryxi @ Nov 27 2018, 03:02 PM) came back from cimb bank. 4.77% min. rm200k (preferred customer) Wow... thats a very good deal.
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TOMEI-R	Jan 2 2019, 04:47 PM Return to original view \| IPv6 \| Post #89
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(avdnowhere @ Jan 2 2019, 02:43 PM) When the promo will be end? I am planning to go CIMB tomorrow. Btw what are the requirements to open Islamic FD? Is it same as the conventional FD? Same as per conventional FD. Only difference is how interest are given and calculated only.
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TOMEI-R	Apr 15 2019, 12:20 PM Return to original view \| IPv6 \| Post #90
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	Guys, I have a FD placed with HL bank for one year. Lets say the date is 15/04/18 and maturity is on the 15/04/19. But HL bank added 2 more days making the maturity date on the 17/04/19 because according to customer service, the interest is because of the 2 days short from 28 February. This never happened before. Does this apply to all banks?
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TOMEI-R	Apr 16 2019, 08:02 PM Return to original view \| IPv6 \| Post #91
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(Deal Hunter @ Apr 16 2019, 01:20 AM) I had mentioned before that for the Maturity Date someimes banks adjust the Maturity Date as different from the anniversary date when placing the FD. I gave this as one of the unusual cases regarding the interest expected for a year or the number of Interest Bearing Days for those people who imagine that the internet calculation solutions or common sense calculation will always work perfectly. When you experience a large number of FD and banks, you will eventually encounter such a situation due to a number of different excuses/reasons. In your particular example, my guess is it may have something to do with 15 April 2018 being a Sunday. If you are not aware, money transfers between certain banks are not really the same during weekends despite whatever claims. Money Transfer Day, Money Available Day, Placing FD Day and Effective Day are some of the things happening in eFD and OTC FD. Also Single fund source, multisource, topup and approvals besides clearances also play their part to complicate and delay Effective Date for new placement . Versus renewal/continuation or topup problems due to application delay or non-bank day. The other common peculiarity troubling Malaysian banking and FD operations is the presence of a large number of non-bank days due to state holidays. It is some kind of holiday on Monday 15 April 2019 in Malacca. This really screws up cross state operations and common programs. Thank you for your insights. I have questioned the bank CS for a few times and none of them can give me a definite answer. Oh well, I think I will rest my case and let it be. This post has been edited by TOMEI-R: Apr 16 2019, 08:03 PM
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TOMEI-R	May 2 2019, 02:49 PM Return to original view \| IPv6 \| Post #92
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	Just saw this. Anybody manage to place? This post has been edited by TOMEI-R: May 2 2019, 02:51 PM
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TOMEI-R	May 7 2019, 04:39 PM Return to original view \| IPv6 \| Post #93
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(BoomChaCha @ May 7 2019, 03:07 PM) Top 11 FD Promo - Updated 7th May 2019 Above 12mths (1) Affin 4.40% for 13 months up to 24 months. Interest paid every 6 months to saving. Min RM 10K. This is board rate -- Updated on 7 May 2019 (2) AM Bank 4.3% fresh fund for 12 months -- For priority customers only (3) Affin 4.15% for 12 months. Interest paid on maturity. Min RM 10K. This is board rate (4) Bank Rayat 4.25% for 24 months. This is board rate (5) OCBC 4.10% for 12 mths (6) Bank Rakyat 4.10% for 12 mths. This is board rate. (7) Negotiate with MBSB 4.52%pa RM 50k quarterly interest for 24 months (or 18 months) approved by HQ on 2nd May 2019 (@neil888) Below 12mths (1) Bank Islam 4.4% for 6 months. Min RM 5k. Available until 30th June 2019 (2) CIMB 5.00% 3-mths. The deposit earmark for CASA/-i and the FD/FRIA-i placement at Special Rate 5% p.a. for 3 months is at a ratio of 1:3 (3) Bank Islam 4.2% for 3 months Top eFD - Place FD online HLB 4.2% eFD for 6 months. Min RM 10K. Available until 30th June 2019 For more details on bank FD promo, click on spoiler » Click to show Spoiler - click again to hide... « OCBC 4.10% 12-mths. Min RM10K. This rate is applicable to FD, FD-i, Mi FD, Mi FD-i (https://www.ocbc.com.my/personal-banking/accounts/fixed-deposit.html) 3.85% 6-mths. Min RM10K. This rate is applicable to FD, FD-i, Mi FD, Mi FD-i (https://www.ocbc.com.my/personal-banking/accounts/fixed-deposit.html) Bank Islam 4.20% 3 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) (http://www.bankislam.com.my/home/personal-banking/deposit-products/term-deposit-i-tawarruq/tdts-i-promotion-rate/) 4.40% 6 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) (http://www.bankislam.com.my/home/personal-banking/deposit-products/term-deposit-i-tawarruq/tdts-i-promotion-rate/) HLB 4.20% 6-mths. Min RM10K. e-FD. End 30 Jun 2019 (https://www.hlb.com.my/en/personal-banking/promotions/ct-efd-i-promo.html) MBSB --- Board Rate (https://www.mbsbbank.com/business_deposit_term_deposit.html) 3.65% 12-mths. Min RM500 Affin Bank --- Board Rate (https://www.affinbank.com.my/General/Rates-Charges/Conventional-Interest-Rate.aspx) 4.15% 12-mths 4.40% 13-mths onwards up to 24 mths Ambank(@szejz123) 12 months no special rate -- New updated -- (@gsc) on 7 May 2019 9 months/6 months 3.9% -- New added -- (@gsc) on 7 May 2019 3 months 3.65% -- New added -- (@gsc) on 7 May 2019 4.3% fresh fund 12 months -- For priority customers only 4.2% not fresh fund 12 months -- For priority customers only can get monthly interest if more than 50 y.o UOB CIMB Bank 5.00% 3-mths. The deposit earmark for CASA/-i and the FD/FRIA-i placement at Special Rate 5% p.a. for 3 months is at a ratio of 1:3 (https://www.cimbbank.com.my/en/personal/press-releases/promotions/general/5-percent-fd-casa-bundle.html) Conventional FD OTC (@szejz123) 3 months 3.8% 6 months 4.0% 12 months 3.9% Islamic FD OTC (@szejz123) 3 months 3.9% 6 months 4.1% 12 months 4.0% Bank Rakyat --- Board Rate (https://www.irakyat.com.my/index.php/personal/savings-deposits/term-deposit-i-account) 3.80% 6-mths. Min RM5K 3.85% 9-mths. Min RM5K 4.10% 12-mths. Min RM5K 4.25% 24-mths. Min RM5K 4.50% 60-mths. Min RM5K HSBC 4.00% 6-mths. in: RM10K. Max fresh fund RM100K. For new/existing HSBC Advance Customers Only. End date 31/12/2019 (https://sp.hsbc.com.my/tmd-adv) MayBank Bank Muamalat ---Board Rate (https://www.muamalat.com.my/deposit-rates.html) 3.80% 12-mths. Public Bank 3.80% 3-mths. Min RM10K. (https://www.pbebank.com/pdf/Promotions/tc_fdtdi-010419-eng.aspx) 4.00% 6-mths. Min RM10K. (https://www.pbebank.com/pdf/Promotions/tc_fdtdi-010419-eng.aspx) [attachmentid=10240337] Footnote - Best effort basis info displayed based on user sharing info. Please check with respective bank for confirmation. Please feel free to update/add/delete. Am Bank just revised the rates to 3.9% for 9 Months. The 4.3% for 12 months is no more available. Even for priority customers. This post has been edited by TOMEI-R: May 7 2019, 04:40 PM
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TOMEI-R	May 8 2019, 12:39 PM Return to original view \| IPv6 \| Post #94
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	Ambank all FD rates return to board rates. Promo stopped effective 8/5/19. This post has been edited by TOMEI-R: May 8 2019, 05:31 PM
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TOMEI-R	May 8 2019, 05:45 PM Return to original view \| IPv6 \| Post #95
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(kinwawa @ May 8 2019, 04:12 PM) hlb eFD now 3.95% only This morning they were still giving 4.2%. Didn't expect them to revise suddenly in the afternoon.
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TOMEI-R	May 8 2019, 06:19 PM Return to original view \| IPv6 \| Post #96
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(#Victor @ May 8 2019, 06:10 PM) new rate was effective at 4.00pm today The transfer limits on FPX slowed many people down. Many missed the boat for sure. This post has been edited by TOMEI-R: May 8 2019, 06:25 PM
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TOMEI-R	May 8 2019, 06:24 PM Return to original view \| IPv6 \| Post #97
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(David83 @ May 8 2019, 06:22 PM) What is the limit? Rm30k per day.
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TOMEI-R	May 9 2019, 09:21 AM Return to original view \| IPv6 \| Post #98
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	Any good rates left? Is Affin still continuing their 4.35% for 13 months?
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TOMEI-R	May 9 2019, 09:33 AM Return to original view \| IPv6 \| Post #99
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(EBBattlefield @ May 9 2019, 09:23 AM) hlb 4.2 Cut back down to 3.95% effective yesterday 4pm.
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TOMEI-R	May 9 2019, 11:11 AM Return to original view \| IPv6 \| Post #100
Extraordinaire All Stars 24,219 posts Joined: Mar 2007 From: Kuala Lumpur	QUOTE(mchambs67 @ May 9 2019, 09:48 AM) Affin Bank still have 4.4% for > 12 months but quickly go before they change too
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