Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
sandkoh
post Mar 27 2018, 08:04 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(Wong Kit yew @ Mar 27 2018, 05:48 PM)
Not in the paper given by the bank. But it was mentioned by the bank manager only. 4.65.
*
on fd maturity, bank islam can give check or like br tak boleh?
sandkoh
post Apr 19 2018, 07:47 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(Left4Dead2 @ Apr 19 2018, 05:58 PM)
Want to ask why bank like OCBC can offer 4.2% meanwhile current market rate like 3.1% ??

What is the TnC hidden beside need 10k fresh fund ??
*
bro kena some hunter anger. brows.gif should ask why bank can offer 4.65%, bro will get long answer to that question. biggrin.gif devil.gif laugh.gif
sandkoh
post Jun 1 2018, 05:35 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(kit2 @ Jun 1 2018, 04:15 PM)
one reminder. if placing fd or opening account with bank islam, two id's are required. mykad alone is not sufficient. don't know if the requirement is bank islam specific and across all banks.
*
bro, no online account for bank islam? fd interest for every 3 months need to withdraw otc? or you got the bank card with yearly fee?

This post has been edited by sandkoh: Jun 1 2018, 05:43 PM
sandkoh
post Nov 6 2018, 10:11 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(starry @ Nov 5 2018, 09:36 PM)
For both Public Bank and Ambank FDs which mature on weekends, the bank staff will manually calculate and credit weekend interest for you when you withdraw on Monday if you remind them to do so. If you don't, they'll just 'eat' your interest.

On 29 Oct (Monday) when I withdrew my PBB FD which matured on 27 Oct 2018 (Saturday), I forgot to remind staff to calculate weekend interest and true enough they didn't. So I emailed PBB CS and got a reply on that night itself from HQ saying I'm entitled to weekend interest and forwarded my email to the PBB branch manager. The manager called me the next morning stating there's no weekend interest so I quoted from the HQ email which stated all FDs maturing on weekends are entitled to weekend interest. On top of that, I told him I've been banking with PBB for a long long time and FD weekend interest has always been calculated manually and credited to my SA. He said he'd check on it and called me back in the afternoon saying they'll refund me the weekend interest. The following morning, PBB staff called to inform me weekend interest has been credited to my SA.

So BoomChaCha if you shoot them an email, they'll definitely refund you the interest.
*
have to ask to get off days fd interest, rhb, pbb, ambank.
sandkoh
post Nov 7 2018, 09:39 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(lamode @ Nov 7 2018, 06:02 PM)
one question for maturity date falls on weekend. my case is with ambank, but keen to know for other banks as well.

3rd and 4th Nov is weekend, and the maturity is on 3rd nov. it’s clear there will be interest for 3 and 4 nov if i uplift on monday, 5 nov.

what if i uplift it from 6th onward? will i still get interest for the weekend mentioned above?

sandkoh starry guy3288
*
susah to ask if take out on 6th. best on next working day.
sandkoh
post Jan 10 2019, 11:21 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(??!! @ Jan 9 2019, 06:24 PM)
Alliance Bank ---  6 months 4.3% .Fresh Fund . Min placement amount RM30k

My experience with CIMB so far - promo rates applicable for both fresh fund or renewal
*
cud be auntie special customer of cimb. cimb most fd promo nid to be fresh moolah
sandkoh
post Feb 5 2020, 10:06 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(Human Nature @ Feb 4 2020, 08:31 PM)
Exactly my thoughts. Calling people noobies when we are here for so long  biggrin.gif
*
someone snooxish in tis forum

QUOTE(Human Nature @ Feb 4 2020, 10:36 PM)
Keep being condescending
*
wat to do doh.gif

have not been aktive here but watching interesting posts by so called sifu.

fd rate down down.

ocbc 6 months 3.4%,12 months 3.55%
sandkoh
post May 2 2020, 02:55 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(GrumpyNooby @ May 2 2020, 12:02 PM)
The FD pro has been MIA since MCO.
I'm just tracking existing eFD deals that I'm aware of.

Maybe you can consider the step up one from Alliance Bank:
user posted image

I'm not sure the EIR for the whole tenure.
*
fd pro writing fd doctorate long thesis brows.gif devil.gif
fd promo turun turun
sandkoh
post Jul 5 2020, 05:35 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(okuribito @ Jul 5 2020, 08:34 AM)
Dealhunter was very committed imho... passionate imho.  Just checked - he last posted July last year. Any idea?
*
not true. dealhunter oni disappeared after mco. bye.gif
controversial personality. bruce.gif tinking he knows best cool2.gif

sandkoh
post Aug 29 2020, 11:13 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(frostfrench @ Aug 28 2020, 02:47 PM)
I went to UOB to place the 3.05% /12 months FD. They ask for my UOB credit card. I have no bank account/any other products with UOB, only the CC.
If no CC, need 10% earmarked in CASA.
THe max placement is RM500,000

Thank goodness I stumble upon this promo, before I go to bank Rakyat
*
uob fd offer for new to bank customer oni? for new casa account, current casa/fd customers not entitled?
sandkoh
post Aug 29 2020, 01:09 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(qse6236 @ Aug 29 2020, 11:30 AM)
Yesterday, i just went to UOB and was told the promo ends yesterday too.. so they are waiting for new promo next month. mad.gif  mad.gif  bangwall.gif  bangwall.gif
*
bangwall.gif bangwall.gif
sandkoh
post Sep 3 2020, 01:45 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
cimb clicks down?
sandkoh
post Sep 9 2020, 07:53 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(??!! @ Sep 9 2020, 06:19 PM)

Aahh.. so it's " semua boleh runding" sometimes . It just a question of whether the person  one is dealing with "Mahu runding ke, tak nak runding".

Can someone pinjam me a" Sunset Orange " the next time I try go ask them again?
*
apa into " Sunset Orange "? confused.gif
sandkoh
post Sep 10 2020, 11:21 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(??!! @ Sep 9 2020, 06:19 PM)
Can someone pinjam me a" Sunset Orange " the next time I try go ask them again?
*
o.... you mean bmw so can nego kuat kuat?
sandkoh
post Sep 27 2021, 08:09 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(twk333 @ Sep 27 2021, 10:03 AM)
PIN, Password, Fund Transfer, Duit Now, Probate..?????
Are we in the CORRECT discussion on Fixed Deposits?
*
these are linked to fd placement. you want to place fd then got into problem dgn fpx or other transfer problem?

4 Pages « < 2 3 4Top
 

Change to:
| Lo-Fi Version
0.0670sec    0.77    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 06:21 PM