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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Human Nature
post Jan 11 2022, 12:25 AM

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QUOTE(ksf2019 @ Jan 10 2022, 10:34 PM)
what are the "preferred" rates offered in this campaign? Only for preferred customers?
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Yes, only forPreferred banking customers.
Human Nature
post Jan 12 2022, 07:16 PM

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QUOTE(ksf2019 @ Jan 12 2022, 06:54 PM)
can share what the preferred rates are ?
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No idea, promo has ended anyway.
Human Nature
post Jan 20 2022, 04:55 PM

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Sigh, no CNY cheers
Human Nature
post Jan 23 2022, 01:58 PM

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They better start raising the OPR soon. Lazy to park 3 mths and moving around already biggrin.gif

This post has been edited by Human Nature: Jan 23 2022, 01:59 PM
Human Nature
post Jan 26 2022, 11:03 AM

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QUOTE(bbgoat @ Jan 26 2022, 10:15 AM)
Thinking of putting FD in Affin. But found Affin transferring out fund a bit messy previously. Ended up doing RM9999
several times.

Is it easier now with their app, improvement ?
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For amount higher than RM10000, need to use their apps. Haven't try but this is what the CS said. I did RM9999 last time too sweat.gif
Human Nature
post Jan 26 2022, 01:05 PM

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QUOTE(frozz@holic @ Jan 26 2022, 11:36 AM)
Is it a full fledge mobile bank app like maybank, RHB, HLB or just for that secure mambo jumbo stuff only ?

They do not have one as far as i know, been asking them to have one for years ... so inconvenient.
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QUOTE(bbgoat @ Jan 26 2022, 11:38 AM)
Few months back, I tried their app, damn difficult. Gave up and did few times of 9999!

Now considering 3 mths FD only, either HL TIAi or Affin FD. Looks like HL TIAi less issue.
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I did not install yet as don't really like having it tied to my phone. But no choice when my FD starts to mature later next month.
I will place another 3 months too, from PBB to Affin.
Human Nature
post Jan 28 2022, 11:56 AM

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OCBC CNY Promo

1-7 Feb : 6m @ 2.28% p.a
8 Feb-31 Mac : 6m @ 2.18% p.a

FF, min RM1k
Human Nature
post Jan 28 2022, 04:44 PM

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QUOTE(N9484640 @ Jan 28 2022, 04:40 PM)
That app AffinSecure right, just for authorizing amount above 10k? Is that the one?
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I don't really know as I didn't search and install. Maybe check which CS on which is the legitimate app.
Human Nature
post Jan 29 2022, 09:24 PM

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QUOTE(babysotong @ Jan 29 2022, 09:20 PM)
Affin bank CNY promotion
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Just nice, have FD maturing on 3 and 4th Feb. Can be placed online right?
Human Nature
post Jan 29 2022, 10:52 PM

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QUOTE(babysotong @ Jan 29 2022, 10:47 PM)
Not too sure actually.

What I know is to get Invikta rate, have to be OTC. Not too sure about the normal CNY Lip Chun rate
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May I ask where do you get this info from?
Human Nature
post Feb 3 2022, 11:36 AM

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QUOTE(babysotong @ Jan 29 2022, 09:20 PM)
Affin bank CNY promotion
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Got info from CS. This is for OTC placement only.
Human Nature
post Feb 4 2022, 10:32 AM

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Went to pbb to do rentas otc as online transfer size is limited. Saw a very long queue, turns out it is a special day is it
Human Nature
post Feb 4 2022, 12:06 PM

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QUOTE(cybpsych @ Feb 4 2022, 11:52 AM)
LI Chun day, I think. Ong day to do banking.

this morning already did hlb tia 6mth 2.58%. got some efds coincidentally matured today.
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Yaya correct. Luckily managed to skip queue coz everyone else want to bank in while i am transferring out. One of these day, need to go to hlb to open SA, they have good rates for a long while already.
Human Nature
post Feb 4 2022, 02:17 PM

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QUOTE(Johnslow @ Feb 4 2022, 01:28 PM)
I did OTC for FD RHB  the officer says eventhough OTC the FD can be still uplifted online.

I really prefer not to have this

This is strange as Maybank OTC cannot uplift through M2U.
Thinking of idiot proof and use permanent marker and cross out the Debit card no.
blush.gif

Is there any other way to register for online banking?

I always thought need IC apparently not.
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I would welcome that feature, able to uplift OTC FD via online is useful.

Try to call up CS for assistance. I once cut of my maybank debit card and forgotten my M2U password, so needed the debit card number to set new password laugh.gif
Human Nature
post Feb 7 2022, 10:24 AM

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QUOTE(mavistan89 @ Feb 7 2022, 10:22 AM)
World top 1% please tell me what is the min fund required for EVERY PRIVATE BANKING in Malaysia bank.
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Wrong thread. Post here:
https://forum.lowyat.net/topic/554471
Human Nature
post Feb 9 2022, 03:32 PM

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Yeah, sometimes grateful that BR is still not fully modernized. Other banks need app la secure thing la, but transfer limit is still very low.
Human Nature
post Feb 9 2022, 11:44 PM

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QUOTE(oldkiasu @ Feb 9 2022, 07:08 PM)
Can change Bank Rakyat Maximun Daily Transfer Limit up to 50k recently.
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Yes, what i mean is BR no need app, etc have 50k limit but other banks with apps etc still having same limit or less

This post has been edited by Human Nature: Feb 10 2022, 12:26 AM
Human Nature
post Feb 11 2022, 01:58 PM

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QUOTE(tkwmm @ Feb 11 2022, 01:55 PM)
Hi, have question for Ambank Feb FD promo: https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign

Does this only can be done via Ambank Branch, not applicable through online ?

the 70%/30% with min 10000, does it mean 7000 to FD, and 3000 to Saving Account ? so, only 7000 is applicable to 3.10% rates?
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Correct to both questions. See T&C clause no 4. The portion deposited into the SA will get the SA interest rate, if any.

This post has been edited by Human Nature: Feb 11 2022, 01:59 PM
Human Nature
post Feb 23 2022, 09:48 AM

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My eFD placement with Affin matured today but the interest is still not reflected. Instruction is Renew principal and interest. When usually is the system update?
Human Nature
post Feb 23 2022, 10:01 AM

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QUOTE(WaCKy-Angel @ Feb 23 2022, 09:56 AM)
Tomorrow
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Oh Affin eFD upliftment is +1 day after mature? That's not good

add: Just chat with CS, system didn't update the amount yet but can withdraw today itself. Done.

This post has been edited by Human Nature: Feb 23 2022, 10:23 AM

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