I have a lot maturing next month...kanasai...maybe too late.

If got 4.5% now, I go lock up 10 years if can.

Fuiyo! Rates atually increased? This bucks the trend.

FD promo

3-month @ 3.60% p.a
6-month @ 3.80% p.a
8-month @ 4.20% p.a (fresh fund)
8-month @ 4.00% p.a (existing/renewal)
10-month @ 4.00% p.a
12-month @ 3.90% p.a (existing/renewal)

Offer validity:
4 Sep 2023 - 10 Sep 2023

Terms & Conditions

1. Applicable to Conventional FD / Islamic TD-i on FRESH FUND and RENEWAL

2. Applicable to FD/TD-i > RM10k only

3. Applicable to AmSignature Priority Banking client only

Effective rate 3.68% to 4.48%.

Later money go in cannot come out. When want to exit they charge macam macam special tax. Your principal also kantoi.

Their FD can reach 10% from what I have read.

Just to share. Have MBSB combo promo matured yesterday. A bit funny how their system works. On maturity date, your Principal and interest all goes back to Saving account. However, the locked cash in savings account is still unavailable until today. So for the locked cash part, it's maturity day + 1, then only become available balance.

Thanks. Means must go to counter if want to release on maturity date then.

They do. but for this combo promo CASA thingy, the locked balance will be day+1 then only they transfer. The fd part and interest they credit on maturity date. Btw, still 4.3%? I am going on Monday.

This post has been edited by CommodoreAmiga: Sep 23 2023, 08:40 PM

Nope. I have multiple MBSB maturing last few days. Now at MBSB doing the placement for 4.3%.

If it's bundle with insurance crap, then it's not good rate anymore. Probably you will lose your principals as well.

Not sure, didn't ask but some forumners here say until 30 Sep end of this month. So fast fast lor.

I got deducted RM8 wor. Why you half price wan?

You over 55 or 60? If not i wanna complain liao...mana bulih.... my Account type is what Prime Win. Yours?

This post has been edited by CommodoreAmiga: Sep 25 2023, 10:24 AM

Hmm...whats the difference, i kena con liao....

Didnt ask wor, since i presume it's normal. Most bank would charge.

Yes, all the banks requires Debit card if you want to use internet. That is the excuse given. But some banks don't have charges. I think my Ambank Basic SA don't have charges. I think the difference is , it only allows a few ATM transactions before there is charges while those with annual charges can withdraw as many times as required. Anyone has different understanding?

Btw, my Public Bank don't have AtM card..very old account..when they migrate to the new VISA Debit card, I didnt bother. Still can use my internet account.

This post has been edited by CommodoreAmiga: Sep 25 2023, 05:27 PM

Your money can always check in, but it can never leave....Welcome to Bank California!

Can you opt for the other one CashRich account? That is better. PrimeWin is sampah account to win stupid lottery prize. Interest rates near 0. i kena con already.

Ah well, just don't leave any money there. But there is an RM100 minimum balance which they won't let you withdraw. Ambank is best. Now i have RM 0.00 in my Ambank saving account. Hell yeah!!!

Update:
Just checked...don't know why suddenly got 10 cents credit into my Ambank Savings account today. Maybe they kecian me and donate 10 cents to me...

Damn....I like it Zero.



This post has been edited by CommodoreAmiga: Sep 26 2023, 08:25 PM

What chiggah said below here:

Later they will derma 10 cents to you...profit!!

This post has been edited by CommodoreAmiga: Sep 26 2023, 11:57 PM