Went to ask AmBank Bangsar branch about the promo.

Highly secretive, would only let me glance at the printed promo (supposedly "internal"). Also did not give details of how to earn 4.3% effective rate, except to say will need to deposit around 500k to get this rate. This requirement is just too high for me .

Guys...just FYI to you all...i tried to transfer money out from bank A to bank B and then back to bank A...to qualify as 'fresh' fund for FD placement...

looks like now bank is implementing additional steps to protect scam victim because they will block the transaction and you need to contact the bank or in bank A case, they will call you quite fast to ask if you really do the transaction, did anyone pressure you to transfer money etc.

on one hand, i feel this is a good initiative to prevent online scam...but now it will make those who want to transfer large sum amount a bit hassle... but i think it is better also to prevent scam...

MBSB Bank latest TDi campaign start from 27/7/2023 until further notice with the effective rate as follows:

*6mth:4.00%*
*12mth: 4.30%*

Minimum amount: RM10,000.00

FD/CaSa bundle to be allocated on 25:75 basis

Bro, are these the effective rates after bundling, or just the FD rates alone? TQ

Don't like this bundle crap thingy...

Better have straight to the point rate... No bundle keep $$$ in CASA thingy...

Today is my RHB eFD maturity date 27/7/2023. I can only withdraw tomorrow? I remember other bank I can withdraw on the maturity date.

can just click next? Receive warning before proceed.

It shows RM0 accrued interest in the approval screen also, I think to do withdrawal tomorrow safer.

Yes, they doing right. I explained to them i transfer to my own account but another bank, but they like not believe. LOL.

Different banks use different banking terms. Upliftment, Redeem, Withdraw, Permature, etc..
Layman term should be used across the banks.

dun think so. our inflations rate seems under control. unless our currency shows more sign of weaknesses

OCBC rate, not attractive

*OCBC Premier Banking*
*FD Promo for AUGUST 2023*
—————————————————

*For Existing Fund without Fresh Funds*
*Minimum RM 50,000*

OR

*Fresh funds with minimum of RM 1,000*

*6m @ 3.6% p.a. *
*12m @ 3.7% p.a.*

doesnt matter shit promo only for priviledged member

Looks like latest trend if want high rate is bundle thingy...

No straight FD...

Banks is smart nowadays...

Bank Islam one is the best previously... Too bad already stopped...

We are here to understand about banks promo, shxt or NOT.   
Well, just sharing fd promo. There will still be people putting in some deals which to u does not sounds good.

Yes. it's the next best rate...

Bank Rakyat 4.22%

what happen with BoC? slow in FD placements? many rules imposed?
care to share with us? 

y

which is why I try to stay away from all these sloth banks, BSN/BI/Muamalat/BR

didnt even place in BI during their 4.5% high. Knowing that 2 account holders have to be present for subsequent FD placement potong steam terus...  

supposedly YES

use the BIMB's VAO (virtual account opening) https://vao.bankislam.com.my/vpnew/
in my case, it failed on final deposit thru FPX. still need to visit branch to complete the registration, get the debit card (no charge), setup pin at ATM, deposit min RM20.00 to the new SA (via CDM)

previously shared my experience here (in spoiler below the post)

but it says 15K max

how much did you place in this special after transferring?

so much trouble for RM350 after 7 months? not even enough for happy hour.

Can i check for mbsb, they will need for the cheque to clear right?

And normally how long it takes to open account there? I am thinking if I should drive 45 mins to go mbsb open new account. Bank Rakyat also need the cheque to clear...

Wow that's great news. Thanks to all. Just quick update, AMbank says will request to HQ to give same 4.3% based on bundle. But I think I will just go open MBSB if the above is correct.