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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bbgoat
post Jul 6 2026, 09:05 PM
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QUOTE(Optizorb @ Jul 6 2026, 06:36 PM)
yes ofc.. otherwise where got so generous wanna give 1.2k to normal account holder..

user posted image
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Ha ha, thanks for the confirmation ! thumbup.gif
Human Nature
post Jul 6 2026, 09:23 PM
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QUOTE(brandonkl @ Jul 4 2026, 03:42 PM)
Just placed 12 months @ 3.80% in Al-Rajhi online.
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Via Fpx or can be from SA?
bbgoat
post Jul 7 2026, 09:22 AM
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QUOTE(Optizorb @ Jul 6 2026, 06:36 PM)
yes ofc.. otherwise where got so generous wanna give 1.2k to normal account holder..

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Ur quota of introducer for RM1200 still not filled ? Can introduce one more ? biggrin.gif

Share the RM1200 bonus other than FD gain. biggrin.gif

This post has been edited by bbgoat: Jul 7 2026, 09:23 AM
brandonkl
post Jul 7 2026, 09:42 AM

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QUOTE(Human Nature @ Jul 6 2026, 09:23 PM)
Via Fpx or can be from SA?
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From SA
skuejP
post Jul 7 2026, 06:36 PM
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updated RHB.

added
MIB
HSBC
DISCLAIMER.

removed part of CIMB that i cant verify.

Attached File  promo260707.1830.pdf ( 62.4k ) Number of downloads: 180

bbgoat
post Jul 8 2026, 08:58 AM
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QUOTE(bbgoat @ Jul 2 2026, 06:03 PM)
Placed 12 mth 3.85% FD in BI today. Asked the same person on the minimum amt for the 3.85%, he said 10k. So I believe he must have the correct
info one day later (yesterday he said 50k).

Asked BR before I went to BI, that branch still insist 3.9% is for renewal only. Though got confirmation from another branch today that new funds can get 3.9%, some more monthly interest !

So some of u can try BR to get 3.9% with monthly interest !
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Anyone asked BR if the 3.9% is for new funds also ? I have asked twice on one branch near to my place last week. But one other branch said open
for new funds.
cybpsych
post Jul 8 2026, 04:28 PM

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QUOTE(bbgoat @ Jul 8 2026, 08:58 AM)
Anyone asked BR if the 3.9% is for new funds also ? I have asked twice on one branch near to my place last week. But one other branch said open
for new funds.
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this make me tempted to start my relationship with BR.

got some spare fund going to mature in BIMB later this month. kinda annoying to move fund after reach maturity.

might begin asking them how to place for 3.9% (new fund or renewal), need open SA or not, etc

might move my lazy butt to br in this/coming week biggrin.gif
bbgoat
post Jul 8 2026, 08:31 PM
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QUOTE(cybpsych @ Jul 8 2026, 04:28 PM)
this make me tempted to start my relationship with BR.

got some spare fund going to mature in BIMB later this month. kinda annoying to move fund after reach maturity.

might begin asking them how to place for 3.9% (new fund or renewal), need open SA or not, etc

might move my lazy butt to br in this/coming week  biggrin.gif
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thumbsup.gif

The BR contact said can get monthly interest. So if u want that then need to open SA.

I was hoping to place some soon in the BR branch near to me. But don't want to ask them for 3rd time until got confirmation from other BR branch.
PeterboroughP
post Jul 8 2026, 11:16 PM
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QUOTE(bbgoat @ Jul 7 2026, 09:22 AM)
Ur quota of introducer for RM1200 still not filled ? Can introduce one more ?  biggrin.gif

Share the RM1200 bonus other than FD gain.  biggrin.gif
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I want to share the referrer reward for HSBC FD promotions
fruitie
post Jul 8 2026, 11:17 PM

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How much minimum needed for BR to get 3.9%? Plan to try my luck with BR in Seremban.
bbgoat
post Jul 9 2026, 09:24 AM
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QUOTE(fruitie @ Jul 8 2026, 11:17 PM)
How much minimum needed for BR to get 3.9%? Plan to try my luck with BR in Seremban.
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Just got reply from the branch that said fresh fund allowed for 3.9%, 10k minimum.

Please confirm if u are able to get it for fresh fund/
fruitie
post Jul 9 2026, 10:38 AM

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QUOTE(bbgoat @ Jul 9 2026, 09:24 AM)
Just got reply from the branch that said fresh fund allowed for 3.9%, 10k minimum.

Please confirm if u are able to get it for fresh fund/
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Thanks for the information! I may drop by the branch by end of next week.
mamamia
post Jul 9 2026, 11:36 AM

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QUOTE(babysotong @ Jul 1 2026, 02:18 PM)
Bank Islam - July FD promotion

Premier Wealth Customer
6 months 3.80% pa
12 months 3.85% pa

Normal customers
Below RM 1m
6 months 3.60% pa
12 months 3.65%

Above RM 1m
12 months 3.75%

Online website or app
6 months 3.70% pa
12 months 3.75% pa
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may i know premier wealth customer is it those who hold sapphire debit card?
magika
post Jul 9 2026, 11:56 AM
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Nowadays quite lazy chasing rates 0.5 % higher so transfer most of my funds into Al Rajhi 3.8% . Only issues is 50k max in n out.


skuejP
post Jul 9 2026, 12:36 PM
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QUOTE(mamamia @ Jul 9 2026, 11:36 AM)
may i know premier wealth customer is it those who hold sapphire debit card?
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sapphire card holder might not be under premier wealth.

premier wealth member may choose not to have sapphire debit card.

from their website today:

Attached Image

Attached Image


babysotong
post Jul 9 2026, 02:43 PM
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QUOTE(mamamia @ Jul 9 2026, 11:36 AM)
may i know premier wealth customer is it those who hold sapphire debit card?
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The information is avaible on its website

This post has been edited by babysotong: Jul 9 2026, 02:44 PM


Attached thumbnail(s)
Attached Image
magika
post Jul 9 2026, 03:08 PM
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QUOTE(babysotong @ Jul 9 2026, 02:43 PM)
The information is avaible on its website
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Changed already. No more include spouse. Only 1 debit card issued.


hychoo
post Jul 10 2026, 12:56 PM
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Just checked at BR section 14 pj branch, said the 3.9% need min 50k + 1k to be lock in Rizq account(open new if you dont have one), the monthly interest will be credit to Rizq. Different branch practice differently?
mamamia
post Jul 10 2026, 02:47 PM

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QUOTE(hychoo @ Jul 10 2026, 12:56 PM)
Just checked at BR section 14 pj branch, said the 3.9% need min 50k + 1k to be lock in Rizq account(open new if you dont have one), the monthly interest will be credit to Rizq. Different branch practice differently?
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worst when i check with Jln Pinang, tell me no promo at all, 2.40% 12 months dry.gif
brandonkl
post Jul 10 2026, 05:18 PM

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Finally, all my BeU FDs are showing in my BIMB app. Prior to today, only BIMB web site shows BeU FD.

 

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