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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cclim2011
post May 17 2026, 08:19 AM
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QUOTE(guy3288 @ May 15 2026, 10:21 PM)
bro you are missing the main point.
not keen is not  main point lah...
it is fine if you not keen , you dont go open new account

but why say the reason is 'banks pay zero interest for a few months.....'???

we all opened new account we got 4.28% from HSBC, 4.58% from HLB, etc..

so why he said no interest?
and worse for a few months....so long????

even saving accounts also got some interest lah!
i mentioned few hundred ks becos if amount small interest is negligible what to complain lah...
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he meant he has no interest (tiada minat)

guy3288
post May 17 2026, 08:40 AM
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QUOTE(Perakpower @ May 17 2026, 01:51 AM)
I said my interest is zero.

These banks that offer one time a good interest for a very short period like 6 months, yes, I also did this years before, meanwhile closed the accounts again, costed me much more of my very precious time than I got extra interest.
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My interest is zero is again wrong and very misleading....
interest there is a noun bro! that means faedah bukan kamu tiada minat

oh you not interested in 4.58%......but
for me it's worth my interest RM22900..
RM4000 extra pocket money bro..


QUOTE(cclim2011 @ May 17 2026, 08:19 AM)
he meant he has no interest (tiada minat)
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i see ....but that is incorrect way of saying
I am not interested

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This post has been edited by guy3288: May 17 2026, 08:46 AM
babysotong
post May 17 2026, 08:57 AM
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QUOTE(paramdav @ May 14 2026, 09:38 PM)
Bro,  for Affin
FD 12 months at 3.75% pa
TiA 12 months at 3.83% pa

is this OTC cos I can't see this on the Affin web or app,  Do let me know  thanks
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This is OTC. Check with your RM or the bank. Not too sure whether these rates are only for Invikta customers or open to all segments
babysotong
post May 17 2026, 09:03 AM
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QUOTE(coolng @ May 15 2026, 11:51 PM)
I walk in bank islam to open a saving account just for the 3.88% term deposit but it's very disappointing as couldn't manage to placed one it gave me an error "ACC_V1131".

Revisited the bank the next day for a solution but the officer look clueless she help me to contact the call center on the spot but bad news is that even the call center staff could not offer her with a solution. The only saving grace for bimb is that their officer is rather helpful i would say so big up to her for that. In the end ask me to wait for her call which god knows when but finger cross.
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Since you already walk-in the branch, cant they open the account for you instead of trying to do via the app? Or are you saying that the error message is occurred after the teller tried to open the account for you?
babysotong
post May 17 2026, 09:05 AM
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QUOTE(vicky5356 @ May 16 2026, 07:51 PM)
Hi i am interested to UOB New-To-Bank campaign. Can pm me ur contact number please? Thanks.
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Done, replied
cclim2011
post May 17 2026, 09:20 AM
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QUOTE(babysotong @ May 17 2026, 09:03 AM)
Since you already walk-in the branch, cant they open the account for you instead of trying to do via the app? Or are you saying that the error message is occurred after the teller tried to open the account for you?
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3.75 otc
babysotong
post May 17 2026, 10:56 AM
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QUOTE(cclim2011 @ May 17 2026, 09:20 AM)
3.75 otc
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Oh... they cannot offer you 3.88% pa OTC? That really sucks
coolng
post May 17 2026, 03:28 PM
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QUOTE(babysotong @ May 17 2026, 09:03 AM)
Since you already walk-in the branch, cant they open the account for you instead of trying to do via the app? Or are you saying that the error message is occurred after the teller tried to open the account for you?
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The 3.88% rate is only applicable thro bimb app the OTC fd rate was 3.75 I would rather go with MBSB they offer the same rate to save me with all the headache the bimb gave me they really is piss awful

This post has been edited by coolng: May 17 2026, 03:30 PM
paramdav
post May 19 2026, 08:30 PM
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*** HSBC now offering 4.5% 6Mths for 300K - Pure FD ***

Hi All, My RM just informed me of the above offer for a limited time Only
Must be new to Bank - No accounts with the Bank, Cr card is Ok

If Keen PM me and I willl share the details
all dealings are with the RM and HSBC
the FD can be created at a branch nearest to you

Will share the Introducer fee with you

This post has been edited by paramdav: May 20 2026, 09:45 PM
Human Nature
post May 20 2026, 08:34 PM
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Can BI FD placed OTC be withdrawn via online?
paramdav
post May 20 2026, 09:44 PM
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QUOTE(Human Nature @ May 20 2026, 08:34 PM)
Can BI FD placed OTC be withdrawn via online?
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Looks like you can, I can see in the app an option to withdraw my FD that I placed OTC

voc8888
post May 21 2026, 07:52 AM

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QUOTE(paramdav @ May 16 2026, 09:47 PM)
Tried the BI app to create a new FD
Got an error message, tried again - same

called their contact center, all they can say is they will create a ticket
Really dont know how the bank can put up a system that does not work 100%  bangwall.gif  bangwall.gif  bangwall.gif
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Trying to make a 12m 3.88% FD placement via BIMB Mobile apps but got stuck at selection of bank for transferring placement fund, where Bank Muamalat was greyed and not available for selection.

Anyone out there have the same problem of transferring fund from Bank Muamalat or I am the only unlucky one?

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Human Nature
post May 21 2026, 08:00 AM
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QUOTE(voc8888 @ May 21 2026, 07:52 AM)
Trying to make a 12m 3.88% FD placement via BIMB Mobile apps but got stuck at selection of bank for transferring placement fund, where Bank Muamalat was greyed and not available for selection.

Anyone out there have the same problem of transferring fund from Bank Muamalat or I am the only unlucky one?

user posted image
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certain banks are excluded it seems, i face the same issue with OCBC
xiaomoon
post May 21 2026, 08:23 AM
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QUOTE(Human Nature @ May 20 2026, 08:34 PM)
Can BI FD placed OTC be withdrawn via online?
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i just withdraw my otc fd yesterday, via online
voc8888
post May 21 2026, 09:48 AM

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QUOTE(Human Nature @ May 21 2026, 08:00 AM)
certain banks are excluded it seems, i face the same issue with OCBC
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Yup! SCB totally excluded, not in the bank drop-down selection field !

Strange BIMB Mobile apps! KOYAK !
HongKia
post May 21 2026, 12:03 PM
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QUOTE(voc8888 @ May 21 2026, 09:48 AM)
Yup! SCB totally excluded, not in the bank drop-down selection field !

Strange BIMB Mobile apps! KOYAK !
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Did you manage to place with other option like Maybank? I try to place with Maybank it gave me a error code "ACC_V1311"
paramdav
post May 21 2026, 08:20 PM
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QUOTE(HongKia @ May 21 2026, 12:03 PM)
Did you manage to place with other option like Maybank? I try to place with Maybank it gave me a error code "ACC_V1311"
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BI App I think was done by Interns biggrin.gif bangwall.gif bangwall.gif
I did try FPX from Maybank
7 tries it was only sucessful twice

I wrote to BI and still waiting for their response - maybe they will give their std bull story mad.gif

coolng
post May 22 2026, 01:28 AM
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QUOTE(paramdav @ May 21 2026, 08:20 PM)
BI App  I think was done by Interns  biggrin.gif  bangwall.gif  bangwall.gif
I did try FPX from Maybank
7 tries it was only sucessful twice

I wrote to BI and still waiting for their response  -  maybe they will give their std bull story  mad.gif
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What failure code did you receive? At least you successful place in rclxms.gif
Human Nature
post May 22 2026, 08:54 AM
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QUOTE(paramdav @ May 21 2026, 08:20 PM)
BI App  I think was done by Interns  biggrin.gif  bangwall.gif  bangwall.gif
I did try FPX from Maybank
7 tries it was only sucessful twice

I wrote to BI and still waiting for their response  -  maybe they will give their std bull story  mad.gif
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Same thing this morning
Successful with cimb
Failed with uob twice
Failed with ambank twice and now kena rejected due to security reason. What the heck?
voc8888
post May 22 2026, 10:43 AM

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QUOTE(Human Nature @ May 22 2026, 08:54 AM)
Same thing this morning
Successful with cimb
Failed with uob twice
Failed with ambank twice and now kena rejected due to security reason. What the heck?
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BI IT head ada kabel besar ?😉 🤐

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