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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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shuin1986
post May 11 2026, 07:15 PM

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QUOTE(coolng @ May 11 2026, 05:45 PM)
It's not available via Be U because they phasing out to bimb app. you can place it on bimb that is why i wanted to register an account but it wont allow me to.  vmad.gif

https://www.bankislam.com/tdtadvancephase2/
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Did you contact BeU customer service? What did they tell u
brandonkl
post May 12 2026, 03:47 PM

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I just tried to open BIMB account on their app with e-KYC. After I entered my IC and mobile number in the 1st screen, it says I already have an account.

Next screen, I entered my Be-U Qard SA-i account number and it says no such account.

So looks like those with Be-U account cannot open BIMB account via app.
fruitie
post May 12 2026, 05:29 PM

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I guess those with Be U account previously may need to walk in to a BIMB branch to open new SA under BIMB.
paramdav
post May 13 2026, 11:56 AM
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Court holds bank liable for failing to monitor customer’s accounts

https://www.freemalaysiatoday.com/category/...tomers-accounts

This post has been edited by paramdav: May 13 2026, 11:57 AM
brandonkl
post May 13 2026, 12:58 PM

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QUOTE(fruitie @ May 12 2026, 05:29 PM)
I guess those with Be U account previously may need to walk in to a BIMB branch to open new SA under BIMB.
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Just went to BIMB to open a savings account and activated my online banking at the branch. Also managed to open FD in the app for 3.88% for 12 mths.

As I didn't want the debit card, BIMB issued me a passbook biggrin.gif biggrin.gif I have never seen a passbook for so long and good to have one for nostalgic reason..hahahaha
fruitie
post May 13 2026, 12:59 PM

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QUOTE(brandonkl @ May 13 2026, 12:58 PM)
Just went to BIMB to open a savings account and activated my online banking at the branch. Also managed to open FD in the app for 3.88% for 12 mths.

As I didn't want the debit card, BIMB issued me a passbook  biggrin.gif  biggrin.gif  I have never seen a passbook for so long and good to have one for nostalgic reason..hahahaha
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Cool. I got the debit card. laugh.gif Useful for me to travel KLIA Express/Transit, 20% discount. biggrin.gif
Human Nature
post May 13 2026, 03:52 PM
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QUOTE(brandonkl @ May 13 2026, 12:58 PM)
Just went to BIMB to open a savings account and activated my online banking at the branch. Also managed to open FD in the app for 3.88% for 12 mths.

As I didn't want the debit card, BIMB issued me a passbook  biggrin.gif  biggrin.gif  I have never seen a passbook for so long and good to have one for nostalgic reason..hahahaha
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So means you have 2 qard account, one with bimb another with beu?
brandonkl
post May 13 2026, 04:20 PM

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QUOTE(Human Nature @ May 13 2026, 03:52 PM)
So means you have 2 qard account, one with bimb another with beu?
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Yes, correct. The officer said no issue.
fartbrat
post May 13 2026, 05:01 PM
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Does anyone know the requirement for UOB 4.3% FD. New to the bank, and their Wealth Banking seems to be the condition, but will placing a minimum of 100K FD satisfy the criteria? Or 150K according to Google AI
jkngo2003
post May 13 2026, 06:30 PM
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QUOTE(fruitie @ May 13 2026, 12:59 PM)
Cool. I got the debit card. laugh.gif Useful for me to travel KLIA Express/Transit, 20% discount. biggrin.gif
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if u deposit rm200k for fd, can get the sapphire debit card. this this debit card, u can get 3 time PPL first access and free atm annual fee .
fruitie
post May 13 2026, 07:24 PM

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QUOTE(jkngo2003 @ May 13 2026, 06:30 PM)
if u deposit rm200k for fd, can get the sapphire debit card. this this debit card, u can get 3 time PPL first access and free atm annual fee .
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Not bad, thanks for the information!
ericlaiys
post May 13 2026, 08:44 PM

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QUOTE(jkngo2003 @ May 13 2026, 06:30 PM)
if u deposit rm200k for fd, can get the sapphire debit card. this this debit card, u can get 3 time PPL first access and free atm annual fee .
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what happened if u less than 200k after a period? this must maintain above 200k at all times
Perakpower
post May 13 2026, 10:46 PM
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Have to renew some FD, made a quick check for 12 months.

Ambank: 3.65 %
CIMB: 3.55 % (a little bit more for islamic and shorter period)
OCBC: 3.40 %

All rather meh as worldwide the interest rates are going up.
guy3288
post May 14 2026, 06:52 AM
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QUOTE(Perakpower @ May 13 2026, 10:46 PM)
Have to renew some FD, made a quick check for 12 months.

Ambank: 3.65 %
CIMB: 3.55 % (a little bit more for islamic and shorter period)
OCBC: 3.40 %

All rather meh as worldwide the interest rates are going up.
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Bro got 4.58% at HLB priority FD x6m
joice11
post May 14 2026, 08:24 AM
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QUOTE(fruitie @ May 13 2026, 12:59 PM)
Cool. I got the debit card. laugh.gif Useful for me to travel KLIA Express/Transit, 20% discount. biggrin.gif
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buy online or tap physically?
babysotong
post May 14 2026, 11:07 AM
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QUOTE(fartbrat @ May 13 2026, 05:01 PM)
Does anyone know the requirement for UOB 4.3% FD. New to the bank, and their Wealth Banking seems to be the condition, but will placing a minimum of 100K FD satisfy the criteria? Or 150K according to Google AI
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This is New-To-Bank campaign for new Wealth Banking customers. It means you must not have any banking relationship with UOB be it savings, loan, credit cards and etc. Wealth Banking means having an AUM of rm150k.

If you are interested, I can refer you to my RM. Will share 50% of the referral fees to you
babysotong
post May 14 2026, 11:19 AM
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QUOTE(Perakpower @ May 13 2026, 10:46 PM)
Have to renew some FD, made a quick check for 12 months.

Ambank: 3.65 %
CIMB: 3.55 % (a little bit more for islamic and shorter period)
OCBC: 3.40 %

All rather meh as worldwide the interest rates are going up.
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There are better ones out there

Affin
FD 12 months at 3.75% pa
TiA 12 months at 3.83% pa

Bank Islam
FD 12 months at 3.88% pa

UOB
CASA/FD bundle 20% in CASA and 80% in FD for 6 months at 4.1% typo not 4.3% pa. The CASA can be OneAccount, which is a high yield interest account with 200k at effective 3.63% pa

Acquisition to new PB
HLB - FD 6 months at 4.58% pa
UOB - FD 6 months at 4.3% pa

This post has been edited by babysotong: May 14 2026, 03:02 PM
fruitie
post May 14 2026, 12:16 PM

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QUOTE(joice11 @ May 14 2026, 08:24 AM)
buy online or tap physically?
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OT: tap physically

QUOTE(babysotong @ May 14 2026, 11:19 AM)
There are better ones out there

Affin
FD 12 months at 3.75% pa
TiA 12 months at 3.83% pa

Bank Islam
FD 12 months at 3.88% pa

UOB
CASA/FD bundle 20% in CASA and 80% in FD for 6 months at 4.3% pa. The CASA can be OneAccount, which is a high yield interest account with 200k at effective 3.63% pa

Acquisition to new PB
HLB - FD 6 months at 4.58% pa
UOB - FD 6 months at 4.3% pa
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Looks like if non PB, still Bank Islam is the best for now. I really need to convince my friend to open one SA with them.
joice11
post May 14 2026, 12:38 PM
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QUOTE(fruitie @ May 14 2026, 12:16 PM)
OT: tap physically
Looks like if non PB, still Bank Islam is the best for now. I really need to convince my friend to open one SA with them.
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any idea buy online can get 20% discount?
fruitie
post May 14 2026, 01:29 PM

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QUOTE(joice11 @ May 14 2026, 12:38 PM)
any idea buy online can get 20% discount?
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OT: Nope, only at the gate. CIMB has 30% though can use on website but only visa debit: https://www.kliaekspres.com/offers/our-offe...imb-visa-debit/

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