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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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shuin1986
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May 11 2026, 07:15 PM
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Getting Started

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QUOTE(coolng @ May 11 2026, 05:45 PM) It's not available via Be U because they phasing out to bimb app. you can place it on bimb that is why i wanted to register an account but it wont allow me to. https://www.bankislam.com/tdtadvancephase2/Did you contact BeU customer service? What did they tell u
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brandonkl
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May 12 2026, 03:47 PM
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I just tried to open BIMB account on their app with e-KYC. After I entered my IC and mobile number in the 1st screen, it says I already have an account.
Next screen, I entered my Be-U Qard SA-i account number and it says no such account.
So looks like those with Be-U account cannot open BIMB account via app.
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fruitie
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May 12 2026, 05:29 PM
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I guess those with Be U account previously may need to walk in to a BIMB branch to open new SA under BIMB.
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paramdav
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May 13 2026, 11:56 AM
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Getting Started

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Court holds bank liable for failing to monitor customer’s accounts https://www.freemalaysiatoday.com/category/...tomers-accountsThis post has been edited by paramdav: May 13 2026, 11:57 AM
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brandonkl
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May 13 2026, 12:58 PM
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QUOTE(fruitie @ May 12 2026, 05:29 PM) I guess those with Be U account previously may need to walk in to a BIMB branch to open new SA under BIMB. Just went to BIMB to open a savings account and activated my online banking at the branch. Also managed to open FD in the app for 3.88% for 12 mths. As I didn't want the debit card, BIMB issued me a passbook  I have never seen a passbook for so long and good to have one for nostalgic reason..hahahaha
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fruitie
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May 13 2026, 12:59 PM
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QUOTE(brandonkl @ May 13 2026, 12:58 PM) Just went to BIMB to open a savings account and activated my online banking at the branch. Also managed to open FD in the app for 3.88% for 12 mths. As I didn't want the debit card, BIMB issued me a passbook  I have never seen a passbook for so long and good to have one for nostalgic reason..hahahaha Cool. I got the debit card.  Useful for me to travel KLIA Express/Transit, 20% discount.
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Human Nature
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May 13 2026, 03:52 PM
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QUOTE(brandonkl @ May 13 2026, 12:58 PM) Just went to BIMB to open a savings account and activated my online banking at the branch. Also managed to open FD in the app for 3.88% for 12 mths. As I didn't want the debit card, BIMB issued me a passbook  I have never seen a passbook for so long and good to have one for nostalgic reason..hahahaha So means you have 2 qard account, one with bimb another with beu?
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brandonkl
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May 13 2026, 04:20 PM
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QUOTE(Human Nature @ May 13 2026, 03:52 PM) So means you have 2 qard account, one with bimb another with beu? Yes, correct. The officer said no issue.
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fartbrat
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May 13 2026, 05:01 PM
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F
New Member
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Does anyone know the requirement for UOB 4.3% FD. New to the bank, and their Wealth Banking seems to be the condition, but will placing a minimum of 100K FD satisfy the criteria? Or 150K according to Google AI
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jkngo2003
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May 13 2026, 06:30 PM
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QUOTE(fruitie @ May 13 2026, 12:59 PM) Cool. I got the debit card.  Useful for me to travel KLIA Express/Transit, 20% discount.  if u deposit rm200k for fd, can get the sapphire debit card. this this debit card, u can get 3 time PPL first access and free atm annual fee .
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fruitie
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May 13 2026, 07:24 PM
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QUOTE(jkngo2003 @ May 13 2026, 06:30 PM) if u deposit rm200k for fd, can get the sapphire debit card. this this debit card, u can get 3 time PPL first access and free atm annual fee . Not bad, thanks for the information!
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ericlaiys
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May 13 2026, 08:44 PM
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QUOTE(jkngo2003 @ May 13 2026, 06:30 PM) if u deposit rm200k for fd, can get the sapphire debit card. this this debit card, u can get 3 time PPL first access and free atm annual fee . what happened if u less than 200k after a period? this must maintain above 200k at all times
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Perakpower
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May 13 2026, 10:46 PM
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Getting Started

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Have to renew some FD, made a quick check for 12 months.
Ambank: 3.65 % CIMB: 3.55 % (a little bit more for islamic and shorter period) OCBC: 3.40 %
All rather meh as worldwide the interest rates are going up.
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guy3288
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May 14 2026, 06:52 AM
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QUOTE(Perakpower @ May 13 2026, 10:46 PM) Have to renew some FD, made a quick check for 12 months. Ambank: 3.65 % CIMB: 3.55 % (a little bit more for islamic and shorter period) OCBC: 3.40 % All rather meh as worldwide the interest rates are going up. Bro got 4.58% at HLB priority FD x6m
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joice11
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May 14 2026, 08:24 AM
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QUOTE(fruitie @ May 13 2026, 12:59 PM) Cool. I got the debit card.  Useful for me to travel KLIA Express/Transit, 20% discount.  buy online or tap physically?
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babysotong
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May 14 2026, 11:07 AM
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B
Getting Started

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QUOTE(fartbrat @ May 13 2026, 05:01 PM) Does anyone know the requirement for UOB 4.3% FD. New to the bank, and their Wealth Banking seems to be the condition, but will placing a minimum of 100K FD satisfy the criteria? Or 150K according to Google AI This is New-To-Bank campaign for new Wealth Banking customers. It means you must not have any banking relationship with UOB be it savings, loan, credit cards and etc. Wealth Banking means having an AUM of rm150k. If you are interested, I can refer you to my RM. Will share 50% of the referral fees to you
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babysotong
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May 14 2026, 11:19 AM
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Getting Started

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QUOTE(Perakpower @ May 13 2026, 10:46 PM) Have to renew some FD, made a quick check for 12 months. Ambank: 3.65 % CIMB: 3.55 % (a little bit more for islamic and shorter period) OCBC: 3.40 % All rather meh as worldwide the interest rates are going up. There are better ones out there Affin FD 12 months at 3.75% pa TiA 12 months at 3.83% pa Bank Islam FD 12 months at 3.88% pa UOB CASA/FD bundle 20% in CASA and 80% in FD for 6 months at 4.1% typo not 4.3% pa. The CASA can be OneAccount, which is a high yield interest account with 200k at effective 3.63% pa Acquisition to new PB HLB - FD 6 months at 4.58% pa UOB - FD 6 months at 4.3% pa This post has been edited by babysotong: May 14 2026, 03:02 PM
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fruitie
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May 14 2026, 12:16 PM
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QUOTE(joice11 @ May 14 2026, 08:24 AM) buy online or tap physically? OT: tap physically QUOTE(babysotong @ May 14 2026, 11:19 AM) There are better ones out there Affin FD 12 months at 3.75% pa TiA 12 months at 3.83% pa Bank Islam FD 12 months at 3.88% pa UOB CASA/FD bundle 20% in CASA and 80% in FD for 6 months at 4.3% pa. The CASA can be OneAccount, which is a high yield interest account with 200k at effective 3.63% pa Acquisition to new PB HLB - FD 6 months at 4.58% pa UOB - FD 6 months at 4.3% pa Looks like if non PB, still Bank Islam is the best for now. I really need to convince my friend to open one SA with them.
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joice11
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May 14 2026, 12:38 PM
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QUOTE(fruitie @ May 14 2026, 12:16 PM) OT: tap physically Looks like if non PB, still Bank Islam is the best for now. I really need to convince my friend to open one SA with them. any idea buy online can get 20% discount?
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fruitie
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May 14 2026, 01:29 PM
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QUOTE(joice11 @ May 14 2026, 12:38 PM) any idea buy online can get 20% discount? OT: Nope, only at the gate. CIMB has 30% though can use on website but only visa debit: https://www.kliaekspres.com/offers/our-offe...imb-visa-debit/
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