Well...
Not so okay... But still better than 2.90% right?...

Got better choice ma, shorter term

Maybank really jalat, i also kena before. Never make FD with Maybank. Shit rates anyway.

Just as planned.

I got many FDs maturing this month...today already got 2 from Bank Islam....dunno where to put now. Lucky i have locked in one 3.8% for 5 years previously from MBSB. Too bad i didn't have more fund at that time before the promo over.

Th AlRahji bank can open account online? What is the rate for Alliance Bank now? They always seems to have some promo, but i don't have account with them either.

All my maturing FD from BIMB i transferred to Muamalat, not much option now.

MY Alrajhi
should be

Want to ask, this kind of investment got risk or not?

yes

read the PDS related to Wafiyah Investment Account https://www.bankislam.com/personal-banking/...stment-account/

https://www.bankislam.com/wp-content/upload...fiyah-Grow-.pdf

(Not protected by Perbadanan Insurans Deposit Malaysia)

“Wafiyah Investment Account” or “Wafiyah”
means this Unrestricted Investment Account product
offered by Bank Islam based on the Shariah contract
of Wakalah.

This is like TIA if i am not wrong...there is a chance you can get lower returns. Although unlikely, there is also possibility of you losing your principal. I would rather buy some bluechip stocks and be done with it.

I don't trust Bank Mualamat....last time they "upgrade" their shitty system, suddenly my bank account got extra transaction.

Nowadays they seems okay boss...

Many using them... Because they offered the best FD rates before OPR cuts....

Very minimal complain & issues faced....

3.8%? right or can get speical 4%

Just 3.75%

Alliance OTC 3.6% for 12 months.

Forgot about the min fresh funds, 10k above to be safe I guess. If amount matters to you can double check via AllianceOnline chat.

Product = Alliance Term Deposit-i

hi sifus, any banks have birthday promo for FD?

Thanks in advance

sharing public bank rate:

CONVENTIONAL PLUS FIXED DEPOSIT PROMOTION

PB Special Fixed Deposit Campaign (10 July 2025 – 30 September 2025)
3-Month: 3.35% p.a.
6-Month: 3.45% p.a.
9-Month: 3.25% p.a.
12-Month: 3.30% p.a.
Min RM5K, Max RM10M, Interest P+1 or upon maturity CA/SA

PB RED CARPET BANKING Plus & TD-I FD (10 July 2025 – 30 September 2025)
3-Month: 3.40% p.a.
6-Month: 3.50% p.a.
9-Month: 3.30% p.a.
12-Month: 3.35% p.a.
Min RM10K, Max RM10M, Interest P+1 or upon maturity CA/SA

Just to add one-
1) need open Islamic CaSa if Do not have existing one
2) fresh fund only
3) 1 cert only per day
4) minimum 10k per placement

Does anyone know whether this promo is through EFD or existing fund in the bank account? I just created an account, it is asking me to deposit some fund first for activation or something. Should i use duitnow and send RM10 over first? I see there are some features not available on the app but the promo has to be done via app.

My birthday not this month can or not??

only when birthday month from hlb. up to 50k , 3.99% for 45 days.

i see...cheh 45 days only. i thought 12 mths. 😄