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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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AndyMaurice P
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Dec 13 2022, 04:25 PM
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New Member
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QUOTE(steadypong @ Dec 13 2022, 11:06 AM) Good info. This OTC 4.5% 18months MONTHLY interest is not stated or visible online unless you go there... Not sure if available in my or other branch... but will give it a try  Yea , i even ask my ambank RM . Can get interest every month , even no 50 above
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MattSally
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Dec 13 2022, 04:59 PM
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UK, EU and Fed are each expected to raise their base rates by 50 points this week. That will impact the Ringgit unless OPR also rises.
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HalseyFrangipane
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Dec 13 2022, 07:17 PM
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Just made a placement for 4.5% for 18 months at AmBank together with signature priority registration. Was told that interest will be credited every 6 months into the savings account.
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blatant928
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Dec 13 2022, 08:15 PM
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New Member
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QUOTE(ksf2019 @ Dec 13 2022, 04:10 PM) for such otc placement when it matures do you need to go otc at ambank branch to withdraw or can be done online? Was informed that OTC placement for uplifting or withdrawal upon maturity must be done in branch.
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Cookie101
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Dec 13 2022, 10:32 PM
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Ambank fpx campaign Best rate so far
1m 3.38 2m 3.50 3m 3.75 4m 3.85 18m 4.50
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smartfreak
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Dec 13 2022, 11:36 PM
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ManutdGiggs
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Dec 14 2022, 07:57 AM
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 Probably the best today will be history in mid Jan 2023 All eyes on fed tonight?
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Afterburner1.0
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Dec 14 2022, 09:02 AM
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QUOTE(HalseyFrangipane @ Dec 13 2022, 07:17 PM) Just made a placement for 4.5% for 18 months at AmBank together with signature priority registration. Was told that interest will be credited every 6 months into the savings account. Which branch? u should complaint.... u can opt for mthly .....
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HalseyFrangipane
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Dec 14 2022, 09:07 AM
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QUOTE(Afterburner1.0 @ Dec 14 2022, 09:02 AM) Which branch? u should complaint.... u can opt for mthly ..... Ah dang. Sri Petaling branch.
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Afterburner1.0
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Dec 14 2022, 09:08 AM
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QUOTE(HalseyFrangipane @ Dec 14 2022, 09:07 AM) Ah dang. Sri Petaling branch. That branch manager should be fired....
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Afterburner1.0
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Dec 14 2022, 09:59 AM
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Btw, just called OTC Ambank the 18 mths 4.5 % with mthly interest credited is only for priority customers (means need to put in FD min RM200K ).... can others verify this?
This post has been edited by Afterburner1.0: Dec 14 2022, 10:02 AM
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New2LYN
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Dec 14 2022, 10:46 AM
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Getting Started

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QUOTE(Afterburner1.0 @ Dec 14 2022, 09:59 AM) Btw, just called OTC Ambank the 18 mths 4.5 % with mthly interest credited is only for priority customers (means need to put in FD min RM200K ).... can others verify this? Inconsistency information, I checked with my RM and she said that this is online promo and interest is paid half yearly. No matter priority or not. Only aged above 50 can opt for monthly interest payment.
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Afterburner1.0
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Dec 14 2022, 10:50 AM
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QUOTE(New2LYN @ Dec 14 2022, 10:46 AM) Inconsistency information, I checked with my RM and she said that this is online promo and interest is paid half yearly. No matter priority or not. Only aged above 50 can opt for monthly interest payment. KEYword: Priority customers (need to put or have RM200K in Ambank)
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Cookie101
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Dec 14 2022, 11:01 AM
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QUOTE(Afterburner1.0 @ Dec 14 2022, 09:59 AM) Btw, just called OTC Ambank the 18 mths 4.5 % with mthly interest credited is only for priority customers (means need to put in FD min RM200K ).... can others verify this? Interest is half yearly. No monthly option.
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New2LYN
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Dec 14 2022, 11:05 AM
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Getting Started

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QUOTE(Afterburner1.0 @ Dec 14 2022, 10:50 AM) KEYword: Priority customers (need to put or have RM200K in Ambank) Yes I understand. My RM said irregardless priority customer or not, her branch does not have that option for priority customer (with at least 200k in deposits).
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blatant928
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Dec 14 2022, 11:08 AM
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New Member
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QUOTE(Afterburner1.0 @ Dec 14 2022, 10:50 AM) KEYword: Priority customers (need to put or have RM200K in Ambank) I can confirm that there's monthly interest for 4.5% 18 mths (below 50 yrs old) OTC placement. I don't have my FD print slip with me to show but I have checked my online account and could see accrued interest since my placement on 12.12. And yes, I am a Priority Customer. This post has been edited by blatant928: Dec 14 2022, 11:10 AM
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New2LYN
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Dec 14 2022, 11:20 AM
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Getting Started

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QUOTE(blatant928 @ Dec 14 2022, 11:08 AM) I can confirm that there's monthly interest for 4.5% 18 mths (below 50 yrs old) OTC placement. I don't have my FD print slip with me to show but I have checked my online account and could see accrued interest since my placement on 12.12. And yes, I am a Priority Customer. The branch that you visited is good. Nu Sentral branch right?
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blatant928
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Dec 14 2022, 11:34 AM
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New Member
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QUOTE(New2LYN @ Dec 14 2022, 11:20 AM) The branch that you visited is good. Nu Sentral branch right? Yes, Nu Sentral. You can look for Shuba, Branch Manager or Nurul, Customer Service. They should be able to help.
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romuluz777
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Dec 14 2022, 11:36 AM
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QUOTE(Afterburner1.0 @ Dec 14 2022, 10:59 AM) Btw, just called OTC Ambank the 18 mths 4.5 % with mthly interest credited is only for priority customers (means need to put in FD min RM200K ).... can others verify this? What is the minimum AUM to qualify as a priority customer ? Just place 200K in the 18-mthj FD will suffice ?
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Shang123
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Dec 14 2022, 01:32 PM
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New Member
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What is the current best short tenure FD (<6 months) rate and bank?
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