Wahlau, i need to set reminder on my phone to ask for free gift next week
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Jun 16 2020, 07:47 PM
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#221
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All Stars
26,522 posts Joined: Jan 2003 
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Jun 17 2020, 12:59 AM
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#222
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(batsashimi @ Jun 17 2020, 12:31 AM) Did you buy any of their investment products to get the 3% fd? Dude, you don't have to buy any investment product for the 3% promo. |
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Jun 20 2020, 12:09 PM
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#223
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(pangolin88 @ Jun 20 2020, 08:08 AM) MY FD in ambank was auto renewed at 2.05%. I wanted to redeem it and transfer to another bank so that on transferring back it is regarded as fresh funds. Placement is over the counter?For the last 3 days I have been unable to redeem it .. error message is .. "unable to redeem because of technical error. Please try again in a few days" Anybody has this same problem. Their helpline is grossly inefficient. To confirm my identity they asked me some security questions. The trouble is the questions they asked are not what I selected!! |
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Jun 22 2020, 01:51 PM
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#224
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(BoomChaCha @ Jun 22 2020, 12:22 PM) Thank you for your reply, Bro ... Next meeting is on 7 Jul 2020. I have a major FD maturing on 6 Jul 2020. You don't know how happy I am  BR's 3.00% for 11 months & 2.8% for 7 months with monthly interest are still the best FD promo in the market so far..  Who can fight with Bank Rakyat??  |
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Jun 24 2020, 10:38 AM
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#225
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(BoomChaCha @ Jun 24 2020, 09:08 AM) Do you think OPR will drop again on 7 Jul 2020? Yes, i foresee very likely to keep decreasing as that’s what everyone is saying.Do you want to place FD in Bank Rakyat..? Will be making my UOB to BR routine again after lunch. To collect last week’s cert and make new placement. Already make a note to ask for free gift. |
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Jun 24 2020, 01:39 PM
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#226
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All Stars
26,522 posts Joined: Jan 2003
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Failed to nego for extra rate on top of the BR promo rate. No free gift too.
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Jun 24 2020, 10:04 PM
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#227
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(GrumpyNooby @ Jun 24 2020, 09:57 PM) Maybe no more cut? That will be the best. If the OPR rate is maintained, I believe banks will be brave enough to touch the 3% mark May's deflation not a reason for another OPR cut — economists https://www.theedgemarkets.com/article/mays...0%94-economists  |
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Jun 24 2020, 10:19 PM
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#228
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(babysotong @ Jun 24 2020, 10:12 PM) Updated Good job on updating. As much as summarizing just the best rate is good, having other options would be useful too. Just my 2 cents Summary - BEST rates so far: 2 months - MBB (online) - 2. 43% 3 months - Affin (online) - 2.68% 5 months - Alliance (not too sure online or OTC) - 3.00% 6 months - Affin (online) - 2.88% 7 months - UOB (OTC) - 2.65% 9 months - BR (OTC) - 2.80% (no PIDM) 9 months - UOB (OTC) - 2.75% 11 months - BR (OTC) - 3.00% (no PIDM) 12 months - RHB (online) - 2.80%  . jason2010 liked this post
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Jun 27 2020, 02:19 PM
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#229
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(HumanLobster @ Jun 27 2020, 01:37 PM) Yeah I thought it was too good to be true too but she sounded confident. Outside of the 10k minimum, she didn’t mention any other caveats. Might just pop into the branch on Monday to see what it’s about. I have been to UOB branch every week in June. Heard nothing about 3.3% FDThis post has been edited by Human Nature: Jun 27 2020, 02:20 PM |
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Jun 29 2020, 11:19 AM
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#230
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(TheEquatorian @ Jun 24 2020, 03:18 PM) Add OCBC 2.7% for 12 months and CIMB 2.55% for 12 months Is the OCBC online or OTC? Thanks |
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Jun 29 2020, 11:52 AM
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#231
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(David_Yang @ Jun 29 2020, 11:50 AM) 2.7 @ OCBC only new customers. Ah okay, thanks. Was thinking to divert some there for 2.7. But 2.6...cancel plan For all others it is 2.6 offline for 6month or 12month and 2.6 online for 10month.  |
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Jun 29 2020, 04:47 PM
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#232
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All Stars
26,522 posts Joined: Jan 2003
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Just returned from BR. Saw a marked increased of FD depositors. Took me 2 hrs from queue to settle everything.
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Jun 29 2020, 09:16 PM
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#233
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(faradie @ Jun 29 2020, 09:05 PM) Few days ago there was an article in the Star which shows how much our people have invested in FD. The tone of the article is our savings are excessive and therefore maybe interest rates should come down further to encourage more spending And today's new asking people to spend and help Malaysia. All these are good from economic point of view, to revive the economy. However, it is human nature to save more and be prudent during hard times. To prepare for rainy days.At the same time, there are talks about banks getting stressed due to the moratorium and now extension. So maybe it's time to offer higher rate to lock in deposits for cash flow? Or it doesn't work that way? Ignore me if sound stupid haha This post has been edited by Human Nature: Jun 29 2020, 09:19 PM |
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Jul 1 2020, 01:34 PM
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#234
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All Stars
26,522 posts Joined: Jan 2003
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Bank Negara likely to begin raising OPR in 2021
 Can't copy the article as no access https://www.thestar.com.my/business/busines...n-2021#cxrecs_s |
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Jul 2 2020, 11:01 AM
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#235
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(babysotong @ Jul 2 2020, 10:28 AM) Not attractive as have to place 30% in CASA. The effective rates range from 2.39% to 2.89% depending on the type of CASA and whether you are a normal or priority customer. I would take 2.89 but only if it is 12 months. Highest among all with the exception of BR. |
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Jul 3 2020, 12:49 PM
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#236
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(chinkw1 @ Jul 3 2020, 12:11 PM) RENTAS transfer in Maybank is RM9 now. It is excessive. Banks should increase online transfer limit already. |
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Jul 3 2020, 01:47 PM
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#237
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(Micky78 @ Jul 3 2020, 01:22 PM) believe these limits are set by BNM, in order to monitor cash movement and curb money laundering. BNM can increase the limit and set some necessary measure, for example anything above 50K to a certain value can be subjected to more stringent checking. Basically just replicate Rentas in an online form. |
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Jul 3 2020, 07:42 PM
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#238
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(siawyent @ Jul 3 2020, 07:33 PM) 3.3% is after negotiation or promo rate (no need approval)? Which part says 3.3%?  |
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Jul 3 2020, 08:03 PM
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#239
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(siawyent @ Jul 3 2020, 08:02 PM) Sorry, typo error, should be 3.0% haha nowadays, that high rate is sensitive  |
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Jul 3 2020, 11:57 PM
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#240
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(techman007 @ Jul 3 2020, 11:52 PM) Which funds and which bank give highest FD return these days for 3-6 months tenure ? Any promotions ? Refer to previous page or so, there is a summary |
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