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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Human Nature
post Jul 13 2022, 07:41 PM

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QUOTE(daniel2006 @ Jul 13 2022, 02:29 PM)
sifu, what are the bank suggested to open FD acc?can apply online or must go visit branch.

let say i have rm60k wish to do FD for 6months.
i only have MBB saving acc.
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Just open BSA at any bank which is convenient or offer the highest rate. MBB rate is poor.

QUOTE(pengembara.jalan @ Jul 13 2022, 05:23 PM)
Anyone facing such situations before?

Placed AMB FD otc in a city. Then due to some matter, have to live in another city and unable to return to original branch for fd withdrawal for the time being. Possible to bring the FD cert to other AMB branch for withdrawal/renewal?
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Can uplift at other bank.

QUOTE(voc8888 @ Jul 13 2022, 06:45 PM)
10K CASA is not earmarked and tied-up but was advice by teller to keep for a day and move out only on the second day.
Anyone here move out the 10K on the same day immediately after placement?
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No, move out next day.

gchowyh
post Jul 13 2022, 09:54 PM

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QUOTE(bbgoat @ Jul 13 2022, 07:25 PM)
My AmBank 12 mth 3.2% FD is not fresh fund. The branch asked for approval from HQ then proceeded with it.
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Again Penang got better treatment rclxms.gif brows.gif
I went to 2 branches, the first branch didn't even tell me about the 3.58% p.a. 12 months 70:30 promo even.
c64
post Jul 13 2022, 10:24 PM

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Ambank online got problem? Can't place FD, can select anything, everything blank starting from the tenure. I don't have promo code. Any AMBANK PROMO CODES now?
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post Jul 13 2022, 11:48 PM

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QUOTE(voc8888 @ Jul 13 2022, 06:45 PM)
10K CASA is not earmarked and tied-up but was advice by teller to keep for a day and move out only on the second day.
Anyone here move out the 10K on the same day immediately after placement?
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Tested system before.
After OTC placement, balik rumah, and managed to withdraw the 10k via Am online smile.gif

QUOTE(gamenoob @ Jul 13 2022, 07:26 PM)
Never tried their prime product. Apparently have to keep the casa amount per the min 30% entire tenure 


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Previous campaign, 30% in PRIMe account earmmarked during tenure of FD.
PrimeWin account needs RM100 minimum balance to be maintained
Micky78
post Jul 14 2022, 09:37 AM

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QUOTE(gchowyh @ Jul 13 2022, 09:54 PM)
Again Penang got better treatment rclxms.gif  brows.gif
I went to 2 branches, the first branch didn't even tell me about the 3.58% p.a. 12 months 70:30 promo even.
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higher rate due to fewer people making deposits in the areas?
bbgoat
post Jul 14 2022, 10:51 AM

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QUOTE(gchowyh @ Jul 13 2022, 09:54 PM)
Again Penang got better treatment rclxms.gif  brows.gif
I went to 2 branches, the first branch didn't even tell me about the 3.58% p.a. 12 months 70:30 promo even.
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Have to ask, if don't give, take out ......... laugh.gif

QUOTE(Micky78 @ Jul 14 2022, 09:37 AM)
higher rate due to fewer people making deposits in the areas?
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Not higher rate, fresh vs old fund ................................
gchowyh
post Jul 14 2022, 11:27 AM

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QUOTE(bbgoat @ Jul 14 2022, 10:51 AM)
Have to ask, if don't give, take out ......... laugh.gif
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I left the minimum amount to maintain priority banking status so i'm at their mercy. cry.gif


QUOTE(Micky78 @ Jul 14 2022, 09:37 AM)
higher rate due to fewer people making deposits in the areas?
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Ya is not higher rate but the enforcement or strictness of the T & Cs.
oldkiasu
post Jul 14 2022, 11:44 AM

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Promo rates available at HongLeongConnect.

For both eFD and eFD-i via FF FPX. Minimum 10k, maximum 200k per placement. From 7 to 31 July 2022.

3m 2.40 %
6m 2.50 %
12m 2.90 %
18m 3.00 %
24m 3.10 %

12m step-up ER 2.90 %.
1-4m 2.50 %, 5-8m 2.95 %, 9-12m 3.25 %.

HL TIA-i (investment). Minimum 2k, maximum 5m per placement. Placement from existing CASA acct.

3m 2.55 %
6m 2.65 %
12m 3.10 %

This post has been edited by oldkiasu: Jul 14 2022, 11:47 AM
oldkiasu
post Jul 14 2022, 01:16 PM

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QUOTE(Human Nature @ Jul 13 2022, 10:30 AM)
OCBC

6m 2.55%
12m 2.75%
FF min 1k or existing min 50k
For PB customer
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Telephoned OCBC contact centre today.

The Premier Banking customer promo till 31 July 2022.

Normal customer promo till 31 December 2022, minimum 10k.

3m 3.15 % with purchase of product.

3m 3.30 % with purchase of product.

This post has been edited by oldkiasu: Jul 14 2022, 04:19 PM
jusjul
post Jul 14 2022, 03:04 PM

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My RM told me Cixx bank offering 3.55% 12 month pure fd premium banking customer with min 400k and 10k in casa. You may contact my RM at 017-2346138
BoomChaCha
post Jul 14 2022, 03:10 PM

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QUOTE(oldkiasu @ Jul 14 2022, 01:16 PM)
Telephoned OCBC contact centre today.

The Premier Banking customer promo till 31 July 2022.

Normal customer promo till 31 December 2022, minimum 10k.

3m 3.15 %

3m 3.30 % with purchase of product.
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I just called OCBC Call Center: 3 Months for 3.15% needs to buy Unitrust
joeblow
post Jul 14 2022, 03:27 PM

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QUOTE(jusjul @ Jul 14 2022, 03:04 PM)
My RM told me Cixx bank offering 3.55% 12 month pure fd premium banking customer with min 400k and 10k in casa. You may contact my RM at 017-2346138
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Sounds too good to be true for pure FD even with min 400k FF. I just contacted my RM and no such deal. Perhaps your RM got special approval for you, ie branch specific.
oldkiasu
post Jul 14 2022, 04:11 PM

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Telephoned ALLIANCE BANK call centre 03 5516 9988

FD promo only for new customer.

Existing customer at board rate
1m 2.00 %
12m 2.35 %

Any news on current RHB, UOB or Maybank FD promo rates?
BoomChaCha
post Jul 14 2022, 04:17 PM

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QUOTE(joeblow @ Jul 14 2022, 03:27 PM)
Sounds too good to be true for pure FD even with min 400k FF. I just contacted my RM and no such deal. Perhaps your RM got special approval for you, ie branch specific.
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Deleted....

This post has been edited by BoomChaCha: Jul 14 2022, 04:22 PM
jusjul
post Jul 14 2022, 04:30 PM

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QUOTE(joeblow @ Jul 14 2022, 04:27 PM)
Sounds too good to be true for pure FD even with min 400k FF. I just contacted my RM and no such deal. Perhaps your RM got special approval for you, ie branch specific.
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You can whatsapp the number and ask , if not mistaken only for new to bank customer
oldkiasu
post Jul 14 2022, 04:46 PM

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Telephoned MAYBANK contact centre 1300 88 6688 today Thursday 14 July 2022.
No FD promo.
bbgoat
post Jul 14 2022, 05:26 PM

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Not sure if this was discussed here before. Citibank has been offering for new Citigold customer, min RM400k can get 3.55% FD 12 mth with mthly interest.

Introducer can get rewards. Please check with CB if still available. For Penang side, can PM me tongue.gif , just joking. biggrin.gif
voc8888
post Jul 14 2022, 05:30 PM

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QUOTE(oldkiasu @ Jul 14 2022, 04:46 PM)
Telephoned MAYBANK contact centre 1300 88 6688 today Thursday 14 July 2022.
No FD promo.
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Maybank hardly offer any FD promo these years
fabu8238
post Jul 14 2022, 05:33 PM

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QUOTE(bbgoat @ Jul 14 2022, 05:26 PM)
Not sure if this was discussed here before. Citibank has been offering for new Citigold customer, min RM400k can get 3.55% FD 12 mth with mthly interest.

Introducer can get rewards. Please check with CB if still available. For Penang side, can PM me  tongue.gif , just joking. biggrin.gif
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Pls also note that Citibank has been in the news of selling its business in Malaysia to UOB so be aware
voc8888
post Jul 14 2022, 05:34 PM

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QUOTE(bbgoat @ Jul 14 2022, 05:26 PM)
Not sure if this was discussed here before. Citibank has been offering for new Citigold customer, min RM400k can get 3.55% FD 12 mth with mthly interest.

Introducer can get rewards. Please check with CB if still available. For Penang side, can PM me  tongue.gif , just joking. biggrin.gif
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I heard the Q&A interview and screening session justifying the account opening needs is painful mad.gif ranting.gif vmad.gif wub.gif

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