QUOTE(drbone @ Mar 22 2018, 06:17 PM)
am quite sure they can recognise their own FD cert, the colour, the imprints.This post has been edited by michaelho: Mar 22 2018, 06:25 PM
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Mar 22 2018, 06:23 PM
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#21
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Mar 22 2018, 08:23 PM
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#22
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Mar 23 2018, 01:04 AM
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#23
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QUOTE(msa9696 @ Mar 22 2018, 10:37 PM) My first experience with AmBank, I've already given up totally and will never bank with them in future. I took Uber all the way to Menara Ambank at KLCC after calling them to confirm the 4.4%. The best part is, they were so good at "recognizing" their staff voice within seconds and told me it was not their staff (all my conversation was recorded, so I proved to them) Pls la, creating story for that meagre 0.02% meh, I would be pissed mad if I were you too. I spoke to both Asst Branch Manager (Irene) and Branch Manager (he said he's Lay, refused to reveal full name). Both were adamant that I was creating story (as I told them my friend got 4.4%). Went to Alliance Bank, got 4.38%. Not without issues though, waited for 30 min, reached my turn, then told me PIC not around (don't know go where MIA). After that keep calling PIC, waiting some time he came back. Then cannot find the relevant forms, keep finding here and there. I really wonder what's wrong with banks employees nowadays, if they don't want business don't do promotion QUOTE(Deal Hunter @ Mar 23 2018, 12:21 AM) I passed 4 Ambank branches recently and all of them were consistent in confirming that the 4.4% is available not for fresh funds or non-fresh funds under another rate but only for renewals. I did not press how much extra top-up can be allowed for the higher rate as I did not have any Ambank FD maturing. That was what the BM told me too, must bundle with other investment then only 4.4% or either FD renewal, then I said fresh fund dont want ah? I said you try ask first , then he whatsapp and say 4.4% ok |
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Oct 29 2018, 09:04 PM
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#24
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https://www.cimbclicks.com.my/clicks/#/wps/...FdPlacement?r=1
Min 10K, No max ??? Already read TnC, not written also |
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Jan 29 2019, 04:39 PM
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#25
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QUOTE(bbgoat @ Jan 24 2019, 03:18 PM) Yesterday took out HL FD. Went to Bank Islam for 2 years effective rate 4.65% FD. did u hv to go back to the branch to collect FD after cheque cleared? I called up BI near home, they said effective rate will be today BUT FD receipt will be issued after chq clearedTowards the end, the manager came down to say hello and pass a gift to me. Looks like they have tons of 2019 diary need to give away. Also gave Ang Pow packages. [attachmentid=10170676] |
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Feb 19 2019, 08:54 PM
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#26
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will moving big amount of FD monies via banks 'trigger' anything with the authorities? you know la, although our dough are legit, one does not like trouble with them
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Feb 20 2019, 11:55 AM
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#27
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QUOTE(David83 @ Feb 19 2019, 10:45 PM) QUOTE(beLIEve @ Feb 19 2019, 10:55 PM) QUOTE(LostAndFound @ Feb 20 2019, 10:26 AM) Trigger or not is up to bank negara/gov. What's there to be scared of if your money is legit? E.g. I have Thanks for the replies. |
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Feb 24 2019, 10:22 PM
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#28
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QUOTE(BoomChaCha @ Feb 22 2019, 07:39 PM) I opened mine in Sri Petaling. did u get any free gifts for your placement ? Planning to go there too, but NOT prepared with them bombarding me with personal questions. By the way, was the cert issued on the spot with a cheque placement?The Bank Islam staff also asked me so many personal and sensitive questions just like what they asked you, she even asked me what car am I driving? and where do I live..?... The way she asked was very scarry.. I think Bank Islam staffs are trained to ask new customers' sensitive questions Anyway, once they are getting to know you, they will say hi and no more asking sensitive questions.. |
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Feb 25 2019, 12:03 PM
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#29
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QUOTE(BoomChaCha @ Feb 24 2019, 10:37 PM) After I asked for free gift, they only gave me some small gifts that were not useful... Thanks @boomchachaFD Cert will issue after check is cleared. The most important thing is, you insist FD effective on the same date when you submit your check; otherwise FD will effective after your check is cleared. You'd better prepare if they ask you your source of money.. But if you are leng chai, then maybe they will not ask you any questions I will place more FD with Bank Islam before 31 June wonder if anyone sound them before for asking too many questions ..... or worse, leave the bank for all the intrusive questions...lol |
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Feb 25 2019, 10:58 PM
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#30
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https://www.hlb.com.my/en/personal-banking/.../ct-cny-fd.html
HLB 4.38% 12 months - not available since 11 Feb. FUND SIZE REACHED This post has been edited by michaelho: Feb 25 2019, 10:59 PM |
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Feb 26 2019, 10:30 AM
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#31
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Feb 26 2019, 11:05 AM
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#32
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QUOTE(LostAndFound @ Feb 26 2019, 10:43 AM) huh? ongoing for ages?... guess I didnt pay enough attn cos no FD maturing then ...haha, have some due now that's why started looking around again. Their short term is attractive tooThis post has been edited by michaelho: Feb 26 2019, 11:49 AM |
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Feb 26 2019, 03:02 PM
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#33
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QUOTE(neil888 @ Feb 26 2019, 02:49 PM) Today I took the Bank Islam's FD Promo (Go 7). Effective rate 4.65%pa, Min 50k for 2 years. You have 2 options, 1) profit will be credited into saving account every 3 months or 2) let the profit rollover every 3 months. TQ 2) sounds good, I am assuming rollover means we'll get interest on the interest as well, right ? |
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Feb 27 2019, 02:38 PM
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#34
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QUOTE(Deal Hunter @ Feb 26 2019, 05:46 PM) BANK ISLAM GO 7 % ROLLOVER PROFIT Which is why we are Shylocks while you are Sherlock neil888 # 10410, BoomChaCha # 10412, michaelho # 10413, dudestar # 10414. Do you towkays ever bother to read the latest Terms and Conditions for the 2019 Bank Islam GO 7 %. You cannot read it directly since it is pdf file download. Please do not make the mistake of downloading the mid 2018 TnC. Dear Shylocks, I have read through the 2019 version and frankly taking things in a very literal legalistic manner, there is not the slightest indication that the profit after each 3 month cycle can/will be added to the principal. QUOTE(frozz@holic @ Feb 27 2019, 10:02 AM) » Click to show Spoiler - click again to hide... « well you beat me to it, so far I have not seen any pure vanilla FD in Malaysia that has compounding interest. (would be great to invest into one) you know the saying if it is too good to be true ....... |
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Apr 29 2019, 04:04 PM
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#35
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This post has been edited by michaelho: Apr 29 2019, 04:06 PM |
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Apr 29 2019, 04:09 PM
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#36
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QUOTE(BoomChaCha @ Apr 23 2019, 09:15 PM) Top 7 FD Promo This post has been edited by michaelho: Apr 29 2019, 04:10 PM(1) Bank Islam 4.65% for 24 months, interest paid every 3 months (2) MBSB 4.48% for 12 months. Can nego to get 4.52% for 18 months with monthly interest (@hammerjit) (3) Affin 4.49% for 18 months. Min 20k to max 200k, no CASA (4) Affin 4.4% for 13 months and above, interest paid every 6 months. This is board rate (5) Bank Islam 4.4% for 6 months (6) CIMB 4.3% 12M & 4.2% 6M, eFD. Min RM 5K. One of the best eFD so far! And doesn't need those FPX fresh fund BS (@nex2) (7) HLB 4.2% eFD. Min RM 5K. Available until 30 April 2019 OCBC 4.30% 12-mths for additional fresh fund RM30K topup to exisitng funds in OCBC. (@kmarc) (--Can someone confirm if this is still valid?) 4.15% 12-mths. Min RM10K. This rate is applicable to FD, FD-i, Mi FD, Mi FD-i (https://www.ocbc.com.my/personal-banking/accounts/fixed-deposit.html) 3.85% 6-mths. Min RM10K. This rate is applicable to FD, FD-i, Mi FD, Mi FD-i (https://www.ocbc.com.my/personal-banking/accounts/fixed-deposit.html) Bank Islam Go 7 4.65% 24-mths. Min RM 50k. End date 30 June 2019 (@enriquelee). 2 options available, profit credited every 3mths or profit rollover every 3 months (@neil888) Tawarruq 4.20% 3 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) (http://www.bankislam.com.my/home/personal-banking/deposit-products/term-deposit-i-tawarruq/tdts-i-promotion-rate/) 4.40% 6 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) (http://www.bankislam.com.my/home/personal-banking/deposit-products/term-deposit-i-tawarruq/tdts-i-promotion-rate/) HLB 4.40% 6-mths with 10% earmark in CASA. Min RM10K. OTC FF OTC with 10% earmark in CASA for 4 months (@DealHunter) 4.05% 3-mths with 10% earmark in CASA. Min RM10K. OTC FF OTC with 10% earmark in CASA for 3 months - For new customer 4.10% 3-mths with 10% earmark in CASA. Min RM10K. OTC FF OTC with 10% earmark in CASA for 3 months - For existing customer (@DealHunter) 4.20% 6-mths. Min RM 5K. Will end on 30 April 2019 (@cybpsych) -- New added (https://www.hlb.com.my/en/personal-banking/promotions/dp-fd-i-bundle-current-savings-account-promotion.html) MBSB -- Promo ends on 30 April 2019 4.48% 12-mths. Min RM28,888 with monthly interest (@jusjul). End date 31/5/2019 (@dudester) (https://www.mbsbbank.com/Prime_Fortune_Term_Deposit-i_Campaign.html) 4.18% 6-mths. Min RM18,888. End date 31/5/2019 (@dudester) 4.08% 3-mths. Min RM8.888. End date 31/5/2019 (@dudester) 4.55% 24-mths. Min RM100K. Monthly interest. Must ask the CS for this promo. Must open current/SA account for new customer. (@hammerjit) Affin Bank -- AFFIN 4.55% PROMO will end 22 April (@neil888) 4.05% 12-mth (https://www.affinonline.com/rates#fixed_deposit) 4.25% 15to60-mths (@Wong Kit yew) (https://www.affinonline.com/rates#fixed_deposit) 4.55% 18-mths. Min RM20K to RM200k. Casa RM5K. Every 6months interest deposit. End 31/05/2019 (https://www.bbazaar.my/fixed-deposit/affinbank-fd-promotion.html) 4.55% 18-mths. Min RM200K to RM500k. Casa RM10K. Every 6months interest deposit. End 31/05/2019 4.50% 18-mths. Term Deposit-i (TD-i). Min RM200k to RM500K for placement RM 200,001 to 500k. Every 6months interest deposit. End 31/05/2019 (@DealHunter) 4.40% 13-mths. Interest paid every 6 months, no lock-in amount in saving account, this is a normal FD board rate (@kplaw & neil888) 4.49% 18-mths. min 20k to max 200k, no CASA (@ciohbu) - ended - updated on 29/4/19 not sure if I hv to delete this promo. [b]Ambank 4.20% 12 mth 4.15% 9 mth 4.10% 6 mth 3.40% 1 mth -- [color=red]New added UOB UOB 12 mth 4.15% with monthly interest If you do not want monthly interest or if you do not want to open a saving account, then ask for Islamic FD CIMB Bank 4.20% 12-mths (@syhuang) (no supporting url) 4.10% 6-mth Islamic OTC, min RM10K (@bbgoat) (no supporting url) 4.10% 6-mth Conventional -- (no supporting url) 4.00% 12-mths. Islamic & conventional, min RM10K (no supporting url) 4.20% 6-mths. eFD. Min RM5K (@LipotKing) [https://www.cimbclicks.com.my/clicks/#/wps/myportal/ibk/ecFdPromo?r=1] 4.30% 12-mths. eFD. Min RM5K (@LipotKing) [https://www.cimbclicks.com.my/clicks/#/wps/myportal/ibk/ecFdPromo?r=1] Bank Rakyat 4.50% 60-mth. Min RM5k. Monthly interest (@Wong Kit yew) 3.80% 6-mth (@cybpsych) 3.85% 9-mth (@cybpsych) 4.10% 12-mth (@cybpsych) 4.25% 24-mth (@yclai118) HSBC 4.28% 6-mths. Min: RM10K. Max fresh fund RM100K. For new/existing HSBC Advance Customers Only. End date 31/12/2019 (@a.lifehacks) (https://sp.hsbc.com.my/tmd-adv) 4.10% 6-mths. eFD (@mikhailcbh) May Bank 3.95% 4-mths (@vseries) https://www.maybank2u.com.my/maybank2u/mala...hooray0319.page Bank Muamalat 4.15% 6-mths. Min RM30K. End 14/04/2019 (@DealHunter) (http://www.muamalat.com.my/consumer-banking/deposit/Wang_Besar_Campaign.html) Public Bank 4% 6-mths (@b1ackmambo) [attachmentid=10232098] [attachmentid=10232099]Attached Image Affin Bank Board Rate. Please look at the bottom page, >12 Months is 4.4% thumbup.gif Footnote - Best effort basis info displayed based on user sharing info. Please check with respective bank for confirmation. Please feel free to update/add/delete. You are very welcome. We should say Big Thanks to hammerjit for taking his first initiative to start this FD compilation.. |
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Aug 28 2019, 02:49 PM
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#37
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This post has been edited by michaelho: Aug 28 2019, 02:55 PM |
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