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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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David3700
post Jan 15 2018, 11:57 AM

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QUOTE(ikanbilis @ Jan 15 2018, 11:06 AM)
I have move my funds to hongleong bank.

I am now an Alliance Bank privilege banking customer with RM25 in the account. biggrin.gif
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They still keep your privilege status ?
They strip mine off after I withdraw my FD..... sad.gif
David3700
post Jan 25 2018, 05:32 PM

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QUOTE(nexona88 @ Jan 25 2018, 03:27 PM)
Come 4.5.....4.5.....4.5
I have been missing you for so long already biggrin.gif

This post has been edited by David3700: Jan 25 2018, 05:32 PM
David3700
post Feb 8 2018, 11:09 PM

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Attached Image

Message from OCBC, 12 months until end Feb 18.
Is this the best available at the moment ?
David3700
post Feb 9 2018, 05:55 AM

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QUOTE(JLHC @ Feb 8 2018, 11:46 PM)
Is this for the particular branch only or nationwide? Doesn't seem to be in their website.
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Should be nationwide.....try asking your branch and see
David3700
post Feb 9 2018, 09:42 AM

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QUOTE(babysiew @ Feb 9 2018, 09:23 AM)
ocbc 4.38% 12m 10K seems the best right now! promo until when ya? i am going to do another placement on 19/2
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According to the staff....until end Feb 2018
David3700
post Feb 10 2018, 12:57 PM

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QUOTE(rainbird @ Feb 10 2018, 10:44 AM)
So far, the 3 highest FD now

HLB eFD 4.38% 18 months
UOB 4.38% 12 months
OCBC 4.38% 12 months

Please correct me if I'm wrong.
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UOB got 4.38%? RM told me only 4.3%

This post has been edited by David3700: Feb 10 2018, 12:57 PM
David3700
post Feb 22 2018, 07:55 AM

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UOB 12 months 4.48%. What's the T&C ?
David3700
post Feb 26 2018, 05:36 AM

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QUOTE(gchowyh @ Feb 25 2018, 10:21 PM)
I got a very pleasant surprise from OCBC bank on Friday.

1. They offered my premier banking status with just RM 200k instead of the usual RM 300k since I was a customer with them before (I think)

2. Being a premier customer, I am eligible for 4.5% 12 months FD promo with option  monthly crediting of interest!

However, please contact your respective branches as the RM said as far as they know, this promo is only available in Damansara Heights & HQ for Klang Valley area.
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I received the call from Kepong yesterday inviting me to join premier, but told me FD is 4.38% pa.
David3700
post Mar 5 2018, 02:05 PM

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QUOTE(bbgoat @ Mar 5 2018, 02:00 PM)
Confirm open to public. Seniors can get monthly interest.  thumbup.gif

Call the branch to confirm just to be sure as some branch may not get the info.
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This morning I asked my RM, she told me that....Attached Image
David3700
post Mar 10 2018, 10:17 AM

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QUOTE(mamamia @ Mar 9 2018, 10:32 PM)
Alliance Privilege:

3months KLIBOR *100% Principal Guaranteed*
<PIDM PROTECTED>: 

*6 YEARS tenure*
Offer period: 5/3 to 12/3
Coupon: 5.15% p.a
Maturity: 15/3/2024 subject to CALL OPTION
Coupon payout: Quarterly
Minimum size: MYR 50k
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I am interested...any details to share ?
David3700
post Nov 18 2019, 05:34 PM

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QUOTE(EBBattlefield @ Nov 18 2019, 02:55 PM)
bodo....
local MY bank offering 3% minimum....u deposit thongsan bank  doh.gif
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I like your post notworthy.gif notworthy.gif
David3700
post Jan 25 2020, 03:42 PM

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QUOTE(David_Yang @ Jan 25 2020, 01:05 PM)
Don´t believe the media too much, it was not unexpected at all.

And prepare for more bad news as I warned one week before with my prediction:
2020 will not be a year of FD hunting, it will be year of selling MYR for me.
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Selling MYR means MYR will go up or down ?
David3700
post Mar 7 2020, 08:26 AM

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QUOTE(majorarmstrong @ Mar 6 2020, 10:24 PM)
SCB offer from tomorrow onwards is 3.8% as long as you are a PB
only 6 months
the good old days of 4.88, 4.5, 4.6, 4.4, 4.3, 4.1, 4.0 is all gone
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Is it true ? I call the RM and she is not aware of the promo
David3700
post May 1 2020, 11:22 PM

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QUOTE(GrumpyNooby @ May 1 2020, 05:36 PM)
We should do a poll in here for OPR decision next week:

A. 50 basis point cut
B. 25 basis point cut
C. No change
D. 25 basis point increase

I'm for A.  rclxms.gif
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C

 

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