QUOTE(??!! @ Jan 26 2021, 05:11 PM)
I kena before many,many moons ago, Affin's so called eFD was just a mechanism for one to 'lock-in' the rate and amount online.( eg we cannot/don't want go to branch for some reason). After online placement, money will be deducted from CASA immediately, but no show no FD online , even the next day. Branch will be alerted to view the 'online' placement ( 2-3 working days later). Depositor has to go to the branch and sign their stack of forms and collect the physical cert. So, it's not eFD placement as what it is now. However , it serves its purpose for one to lock in the FD placement effective date on the day it is 'locked-in' via Affin online.
And we lose 2-3 days interest in the process. Anyway, i withdrew the efd today, it was immediately credited back into my savings acc. Test completed. 😁
QUOTE(GrumpyNooby @ Jan 26 2021, 06:08 PM)
Poster and T&C are out:Usher in an Oxpicious CNY with Fixed Deposit/Term Deposit-i (FD/TD-i).
21 January – 15 February 2021
This is also applicable via eFixed Deposit (eFD)/eTerm Deposit-i (eTD-i). FD/TD-i/eFD/eTD-i and AFFIN INVIKTA Account/Account-i are protected by PIDM up to RM250,000 for each depositor.
Higher FD rate for AFFIN INVIKTA:
Click here for Oxpicious Chinese New Year (CNY) with Fixed Deposit Campaign’s full terms and conditions..https://www.affinonline.com/AFFINONLINE/med...ampaign-ENG.pdf
Click here for Oxpicious Chinese New Year (CNY) with Term Deposit-i Campaign’s full terms and conditions.https://www.affinonline.com/AFFINONLINE/med...ith-TD-i_EN.pdf
INVIKTA. It's their Preferred Banking I guess https://www.affinonline.com/affin_invikta
C. AFFIN INVIKTA FD Promotional Rates
7. To be eligible for AFFIN INVIKTA™ FD promotional rates, Eligible Customer must open AFFIN
INVIKTA™ Account and maintain RM50,000 in the account
during the tenure of FD.
8. For AFFIN INVIKTA™ FD promotional rates, the Eligible Customer will be entitled for FD
promotional rates as per table below:
RM50,000 RM100,000 RM5,000,000
3 2.35 %
12 2.48%This post has been edited by sweetpea123: Yesterday, 08:24 PM