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> Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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fresbee
post Yesterday, 03:05 PM

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QUOTE(GrumpyNooby @ Jan 25 2021, 03:02 PM)
First time placement?
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not first time, placed few times
GrumpyNooby
post Yesterday, 03:06 PM

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QUOTE(fresbee @ Jan 25 2021, 03:05 PM)
not first time, placed few times
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It should be shown in PBe after placement successful.
Do you get email that the FPX is successful?
fresbee
post Yesterday, 03:08 PM

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QUOTE(GrumpyNooby @ Jan 25 2021, 03:06 PM)
It should be shown in PBe after placement successful.
Do you get email that the FPX is successful?
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not from pb side but only got it from ambank side stating successful fpx rclxub.gif
GrumpyNooby
post Yesterday, 03:12 PM

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QUOTE(fresbee @ Jan 25 2021, 03:08 PM)
not from pb side but only got it from ambank side stating successful fpx rclxub.gif
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There're two emails:

Email (1) from Paynet <<[email protected]> titled: FPX Transaction Status

Email (2) from Public Bank <[email protected]> titled: PB eFixed Deposit


heavensea
post Yesterday, 03:16 PM

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Hlb efd 2.3% is one of the most competitive rate for now?
fresbee
post Yesterday, 03:20 PM

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QUOTE(GrumpyNooby @ Jan 25 2021, 03:12 PM)
There're two emails:

Email (1) from Paynet <<[email protected]> titled: FPX Transaction Status

Email (2) from Public Bank <[email protected]> titled: PB eFixed Deposit
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yaya just got it updated in public bank online, got the email as well after 45 mins hmm.gif , almost call customer service bangwall.gif
any idea why this happen, normally immediate effect already

This post has been edited by fresbee: Yesterday, 03:21 PM
sweetpea123
post Yesterday, 03:29 PM

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[quote=cclim2011,Jan 21 2021, 05:01 PM]
user posted image

trying this. if rajin enough update more. 🤣
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[/quote

]


eh, Affin bank 2.45% @12mths till when ya? Just check with Affin, said no more cry.gif
lowya
post Yesterday, 03:35 PM

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QUOTE(sweetpea123 @ Jan 25 2021, 03:29 PM)

eh, Affin bank 2.45% @12mths till when ya? Just check with Affin, said no more  cry.gif
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Whats their rate instead? branch?
cclim2011
post Yesterday, 03:46 PM

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[quote=sweetpea123,Jan 25 2021, 03:29 PM]
[quote=cclim2011,Jan 21 2021, 05:01 PM]
user posted image

trying this. if rajin enough update more. 🤣
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[/quote

]
eh, Affin bank 2.45% @12mths till when ya? Just check with Affin, said no more cry.gif
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[/quote]

ha? just updated last week by someone here for branch.
i think ur branch officers are not updated? not usre though, please report back. thanks.
sweetpea123
post Yesterday, 03:53 PM

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QUOTE(cclim2011 @ Jan 25 2021, 03:46 PM)
ha? just updated last week by someone here for branch.
i think ur branch officers are not updated? not usre though, please report back. thanks.
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I just checked on Affin website, it's on e-FD still. Apparently the officer wasnt aware it's STILL on e-FD, better hurry and grab before it's gone. But Affin e-FD sucks a little, need 2 days before it takes effect if I remember correctly.
??!!
post Yesterday, 04:00 PM

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QUOTE(sweetpea123 @ Jan 25 2021, 03:53 PM)
I just checked on Affin website, it's on e-FD still. Apparently the officer wasnt aware it's STILL on e-FD, better hurry and grab before it's gone. But Affin e-FD sucks a little, need 2 days before it takes effect if I remember correctly.
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Immediate effect when i did mine..last placement was in Dec
GrumpyNooby
post Yesterday, 04:05 PM

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QUOTE(??!! @ Jan 25 2021, 04:00 PM)
Immediate effect when i did mine..last placement was in Dec
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It will only show in Affin Online on the next day.
You will receive email to acknowledge about the placement almost immediately.
sweetpea123
post Yesterday, 04:14 PM

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QUOTE(??!! @ Jan 25 2021, 04:00 PM)
Immediate effect when i did mine..last placement was in Dec
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QUOTE(GrumpyNooby @ Jan 25 2021, 04:05 PM)
It will only show in Affin Online on the next day.
You will receive email to acknowledge about the placement almost immediately.
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oh, the effective date on the same day as well now. Cos the last i deposited couple of years back, effective date is 2-3 days later. If it's immediate, then it's good enough for me. Doesnt matter when it shows on Affin Online. Thanks for the input.

This post has been edited by sweetpea123: Yesterday, 04:17 PM
GrumpyNooby
post Yesterday, 04:43 PM

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QUOTE(sweetpea123 @ Jan 25 2021, 04:14 PM)
oh, the effective date on the same day as well now. Cos the last i deposited couple of years back, effective date is 2-3 days later. If it's immediate, then it's good enough for me. Doesnt matter when it shows on Affin Online. Thanks for the input.
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For Affin eFD, yes.

Email acknowledgement:
user posted image

eFD in Affin Online:
user posted image


cclim2011
post Yesterday, 05:53 PM

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QUOTE(sweetpea123 @ Jan 25 2021, 03:53 PM)
I just checked on Affin website, it's on e-FD still. Apparently the officer wasnt aware it's STILL on e-FD, better hurry and grab before it's gone. But Affin e-FD sucks a little, need 2 days before it takes effect if I remember correctly.
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the efd has just new interest has just came into effect yesterday. i think will stay for a while. unless system error.

bbgoat
post Yesterday, 06:48 PM

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Haha, thanks for the info on Affin eFD. Initially was thinking of placing OTC in Affin.

This morning went to BI to terminate step up FD of eff rate 4.65%, last step up rate of 7% received and got the extra 2 days (over Sat and Sunday) interest. Did RENTAS to Affin, RM2 only. Cheapest RENTAS charges I have encountered, others manly RM5.

Did eFD in Affin, saved going for OTC. At 8 mth 2.40%. The eFD immediately shown in the Affin online, which is good like other banks eFD I used before. thumbsup.gif

This post has been edited by bbgoat: Yesterday, 06:49 PM
cclim2011
post Yesterday, 08:10 PM

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QUOTE(sweetpea123 @ Jan 25 2021, 04:14 PM)
oh, the effective date on the same day as well now. Cos the last i deposited couple of years back, effective date is 2-3 days later. If it's immediate, then it's good enough for me. Doesnt matter when it shows on Affin Online. Thanks for the input.
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shld be due to weekends, avoiding weekends maturity.
sweetpea123
post Yesterday, 09:06 PM

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QUOTE(GrumpyNooby @ Jan 25 2021, 04:43 PM)
For Affin eFD, yes.

Email acknowledgement:
user posted image

eFD in Affin Online:
user posted image
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Nice, thanks


QUOTE(cclim2011 @ Jan 25 2021, 08:10 PM)
shld be due to weekends, avoiding weekends maturity.
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No, it wasnt weekend, in fact I placed twice and it was the same, effective date 2 days later. I guessed they changed their SOP now. I have to show her this.


aduh, the officer damn blur, she said, my branch is still doing it manually (meaning still 2 days later), I will try to place one now and show her. tongue.gif.

Update : OK tried, yes, effective date starts today and appeared automatically in system, but for some reason, I couldnt choose conventional, dont know why

This post has been edited by sweetpea123: Yesterday, 10:18 PM

 

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