Public Bank 3.7% for 6 months, OTC.
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jan 3 2020, 05:08 PM
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Senior Member
2,381 posts Joined: May 2005 From: Narnia |
Public Bank 3.7% for 6 months, OTC.
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Jan 3 2020, 05:10 PM
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Senior Member
8,188 posts Joined: Apr 2013 |
QUOTE(Tommylau87 @ Jan 3 2020, 05:04 PM) Does anybody which bank is the best bank to do mutual funds? Some say Maybank and some says Public Mutual only if you don't mind paying the 5~6% sales charges if you buy from themI will be quick since this is a FD thread. buying thru Maybank may gives you more choices in terms of fund houses buying thru Public mutual may limits you to Public mutual fund house. check out the numerous unit trust investment thread in LYN |
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Jan 3 2020, 05:32 PM
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All Stars
62,909 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Dec 31 2019, 07:13 PM) PB Fixed Deposit / Term Deposit-i Campaign 31 December 2019 Please be informed that the Campaign Period of “PB Fixed Deposit / Term Deposit-i” will be extended to 31 March 2020. Click here for the revised Terms and Conditions in English. Thank you. QUOTE(doinkz_gaara @ Jan 3 2020, 05:08 PM) Not new. Promo extended. |
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Jan 4 2020, 10:54 AM
Show posts by this member only | IPv6 | Post
#14324
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Senior Member
6,464 posts Joined: Mar 2011 |
Yesterday went to MBSB to withdraw FD. Rentas out some fund and remain some for FD. Initially thought they won't allow it. Their T n C said need to top up 10% for the PrimeWin CASA and FD promo.
But their system really SLOW. The ways things were done really slow. From doing RENTAS, open the PrimeWin SA to getting the FD cert, took more than 1.5 hrs (include waiting time for my turn) ! RENTAS charge RM5 to MBB. Got new passbook for the PrimeWin SA. Consolation is their staff ultra friendly. Procedural wise need to improve...... This morning checked online, can see the new FD inside. But unable to see the PrimeWin SA. Is it need to manually link it to online account or have to ask Affin staff to link it or have to wait for >24 hrs for it to show up in online account ? This post has been edited by bbgoat: Jan 4 2020, 10:55 AM |
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Jan 4 2020, 11:13 AM
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Junior Member
61 posts Joined: Jul 2017 |
QUOTE(bbgoat @ Jan 4 2020, 10:54 AM) Yesterday went to MBSB to withdraw FD. Rentas out some fund and remain some for FD. Initially thought they won't allow it. Their T n C said need to top up 10% for the PrimeWin CASA and FD promo. You got a new passbook for PrimeWin SA. Let me guess. Different acc number?But their system really SLOW. The ways things were done really slow. From doing RENTAS, open the PrimeWin SA to getting the FD cert, took more than 1.5 hrs (include waiting time for my turn) ! RENTAS charge RM5 to MBB. Got new passbook for the PrimeWin SA. Consolation is their staff ultra friendly. Procedural wise need to improve...... This morning checked online, can see the new FD inside. But unable to see the PrimeWin SA. Is it need to manually link it to online account or have to ask Affin staff to link it or have to wait for >24 hrs for it to show up in online account ? You are already an account holder before. Do you have a debit card before this? Nowadays for most banks, for you to access online, it must be tied to a debit/atm card. The Primewin promotion states that you will be given a debit card. I think you better call up the bank branch to enquire. |
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Jan 4 2020, 11:55 AM
Show posts by this member only | IPv6 | Post
#14326
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Senior Member
6,464 posts Joined: Mar 2011 |
QUOTE(userA123 @ Jan 4 2020, 11:13 AM) You got a new passbook for PrimeWin SA. Let me guess. Different acc number? I am not worried about the SA account not shown online yet. The amount is printed on the new SA passbook. Already have debit card for earlier normal SA.You are already an account holder before. Do you have a debit card before this? Nowadays for most banks, for you to access online, it must be tied to a debit/atm card. The Primewin promotion states that you will be given a debit card. I think you better call up the bank branch to enquire. Anyway the PrimeWin SA amount supposed to tie in with the FD tenure. This post has been edited by bbgoat: Jan 4 2020, 11:56 AM |
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Jan 4 2020, 12:41 PM
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Junior Member
130 posts Joined: Mar 2007 |
Bank Rakyat, got apps already ? looks like not convenience ..hmm
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Jan 5 2020, 08:12 AM
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Junior Member
379 posts Joined: Mar 2018 |
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Jan 5 2020, 09:49 AM
Show posts by this member only | IPv6 | Post
#14329
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Senior Member
6,464 posts Joined: Mar 2011 |
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Jan 5 2020, 09:53 AM
Show posts by this member only | IPv6 | Post
#14330
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Senior Member
6,464 posts Joined: Mar 2011 |
QUOTE(bbgoat @ Jan 4 2020, 11:55 AM) I am not worried about the SA account not shown online yet. The amount is printed on the new SA passbook. Already have debit card for earlier normal SA. Saw the new MBSB PrimeWin SA online now. Anyway the PrimeWin SA amount supposed to tie in with the FD tenure. But amount locked as expected with the FD tenure. |
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Jan 5 2020, 01:02 PM
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Junior Member
61 posts Joined: Jul 2017 |
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Jan 5 2020, 01:09 PM
Show posts by this member only | IPv6 | Post
#14332
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Senior Member
6,464 posts Joined: Mar 2011 |
QUOTE(userA123 @ Jan 5 2020, 01:02 PM) Did not really track it, saw it 3 hrs later in MBB but could be earlier. Not urgent as intention is to place GIAi account. MBB RENTAS out, just step out of MBB, already receiving message from CB that fund in already !! |
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Jan 5 2020, 01:22 PM
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Senior Member
2,239 posts Joined: Aug 2009 |
QUOTE(bbgoat @ Jan 4 2020, 10:54 AM) Yesterday went to MBSB to withdraw FD. Rentas out some fund and remain some for FD. Initially thought they won't allow it. Their T n C said need to top up 10% for the PrimeWin CASA and FD promo. which branch?But their system really SLOW. The ways things were done really slow. From doing RENTAS, open the PrimeWin SA to getting the FD cert, took more than 1.5 hrs (include waiting time for my turn) ! RENTAS charge RM5 to MBB. Got new passbook for the PrimeWin SA. Consolation is their staff ultra friendly. Procedural wise need to improve...... This morning checked online, can see the new FD inside. But unable to see the PrimeWin SA. Is it need to manually link it to online account or have to ask Affin staff to link it or have to wait for >24 hrs for it to show up in online account ? |
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Jan 5 2020, 03:13 PM
Show posts by this member only | IPv6 | Post
#14334
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Junior Member
438 posts Joined: Apr 2005 |
QUOTE(Cookie101 @ Jan 2 2020, 09:16 PM) There’s another two- 9m/12m at 3.9% anyone know if it is extended and still available ? |
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Jan 5 2020, 06:01 PM
Show posts by this member only | IPv6 | Post
#14335
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Senior Member
6,464 posts Joined: Mar 2011 |
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Jan 6 2020, 09:47 AM
Show posts by this member only | IPv6 | Post
#14336
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Junior Member
733 posts Joined: Jun 2007 |
If fd maturity date today, can withdraw today or only tommorow can?
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Jan 6 2020, 10:08 AM
Show posts by this member only | IPv6 | Post
#14337
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Senior Member
6,464 posts Joined: Mar 2011 |
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Jan 6 2020, 02:26 PM
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Junior Member
621 posts Joined: Apr 2014 |
Hi sifus, request help and experience.. not sure how to advise my relative
today i heard from my relative that she went to collect an fd she put in at say 4.5% rate for 12 months.. however, the bank teller couldn't find the certificate number.. then finally found that the cert number changed because the bank officer withdrew the original fd a few days later and put it into a new fd account (at say 4%) due to wrong bank rate at the time.. the officer even said they called my relative at the time but no one picked up.. Is it legal for a bank officer to withdraw money on behalf of a customer without the customer present, and change the fd rate to the supposedly "correct rate" at the time? What actions can be taken to complain? |
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Jan 6 2020, 02:39 PM
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Junior Member
621 posts Joined: Apr 2014 |
Also, would like to warn all FD OTC users to not think the money you deposit FD is safe.
Bank officers have the power to withdraw your money without you present. Maybe digital banking is the way forward |
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Jan 6 2020, 03:14 PM
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Junior Member
61 posts Joined: Jul 2017 |
QUOTE(jrrsim @ Jan 6 2020, 02:39 PM) Also, would like to warn all FD OTC users to not think the money you deposit FD is safe. What grass are you smoking?Bank officers have the power to withdraw your money without you present. Maybe digital banking is the way forward If you are holding an FD certificate, only YOU, the owner can withdraw by presenting this cert. Not only that, your fingerprint and signature must tally, then you and only YOU can withdraw. If you do not have the cert with you, then you are at their mercy. |
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