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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
cybpsych
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Dec 17 2019, 10:50 AM
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QUOTE(cybpsych @ Dec 9 2019, 06:53 PM) use this link >> https://www.cimbclicks.com.my/fdpromoit auto-redirect to the link above and prompt you the login page. once inside, it'll be the FD placement page with the promo rate. QUOTE(czhog @ Dec 17 2019, 09:51 AM) I tried logging into my CIMB account and couldn't find the 3.8% FD that you've mentioned..only 3.1%
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chinkw1
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Dec 17 2019, 11:10 AM
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Look at all my stars!!
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On January 6th, I want to place FD.
Looks like MBSB is giving the best rates ?
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WaCKy-Angel
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Dec 17 2019, 11:22 AM
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QUOTE(chinkw1 @ Dec 17 2019, 11:10 AM) On January 6th, I want to place FD. Looks like MBSB is giving the best rates ? So far yes... effective rate 4.25% for 6 months. And min 30K fresh funds only
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Deal Hunter
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Dec 17 2019, 12:03 PM
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QUOTE(chinkw1 @ Dec 17 2019, 11:10 AM) On January 6th, I want to place FD. Looks like MBSB is giving the best rates ? The MBSB 5.5% PrimeWin Campaign from 10 October ends on 31 December 2019. You will miss it on 6 January 2020 unless MBSB branch extend it.
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WaCKy-Angel
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Dec 17 2019, 12:52 PM
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QUOTE(Deal Hunter @ Dec 17 2019, 12:03 PM) The MBSB 5.5% PrimeWin Campaign from 10 October ends on 31 December 2019. You will miss it on 6 January 2020 unless MBSB branch extend it. Until 31 Jan 2020
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jiash87
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Dec 17 2019, 01:30 PM
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Just sharing some info I got from CIMB Mutiara Damansara The Curve. TIA is not PIDM insured and 4% not guaranteed.
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WaCKy-Angel
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Dec 17 2019, 01:34 PM
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QUOTE(jiash87 @ Dec 17 2019, 01:30 PM) Just sharing some info I got from CIMB Mutiara Damansara The Curve. TIA is not PIDM insured and 4% not guaranteed. I didnt know CIMB got CASA-FD bundle?
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JJ93
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Dec 17 2019, 01:39 PM
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Getting Started
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Called OCBC Melaka and Affin bank Melaka.
OCBC 3.69% FD for 6 months. Minimum 10k fresh funds (Top up existing FD with 10k FF also can)
Affin no pure FD promo for 12m. But they have FD promo combo with ASNB variable price fund. Didnt probe further as not interested in VP fund.
Btw, I also called Bank Rakyat hotline. Is it true that BKR stopped issuing cheques/bank drafts already? I.e. if your FD matured, you can only redraw in cash/transfer to current account of BKR or any other bank as you wish? Anyone encountered this before?
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SUSCincai lar
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Dec 17 2019, 02:40 PM
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Getting Started
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just check with UOB,.. current promotion only got 2,...
7 months for 3.7%
9 months for 3.85%
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kenlnk
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Dec 17 2019, 03:13 PM
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Getting Started
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All sifu, want to ask, let say the fd bond for 1 year with interest rate 3.x%.
1 year later if i still keep the fund there, what will be the rate?
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Human Nature
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Dec 17 2019, 03:24 PM
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QUOTE(kenlnk @ Dec 17 2019, 03:13 PM) All sifu, want to ask, let say the fd bond for 1 year with interest rate 3.x%. 1 year later if i still keep the fund there, what will be the rate? board rate
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kenlnk
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Dec 17 2019, 03:29 PM
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Getting Started
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QUOTE(Human Nature @ Dec 17 2019, 03:24 PM) Thank you Sir. If I dont plan to move around the fund from one bank to another bank, is that mean that better for me to find out which bank always having higher board rate?
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Human Nature
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Dec 17 2019, 03:47 PM
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QUOTE(kenlnk @ Dec 17 2019, 03:29 PM) Thank you Sir. If I dont plan to move around the fund from one bank to another bank, is that mean that better for me to find out which bank always having higher board rate? Well yes, but board rates also will change from time to time. Or you can find banks that accept non-fresh fund for promo rate when renewal.
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kenlnk
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Dec 17 2019, 04:20 PM
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Getting Started
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QUOTE(Human Nature @ Dec 17 2019, 03:47 PM) Well yes, but board rates also will change from time to time. Or you can find banks that accept non-fresh fund for promo rate when renewal. Got it Sir. Thank you for your advice.
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howszat
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Dec 17 2019, 09:31 PM
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QUOTE(Human Nature @ Dec 17 2019, 03:47 PM) Well yes, but board rates also will change from time to time. Or you can find banks that accept non-fresh fund for promo rate when renewal. "fresh fund" is going obsolete. With Instant Transfer, you go from Bank A to Bank B and back to Bank A. Instantly, your funds are fresh.
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zenquix
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Dec 17 2019, 11:19 PM
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QUOTE(howszat @ Dec 17 2019, 09:31 PM) "fresh fund" is going obsolete. With Instant Transfer, you go from Bank A to Bank B and back to Bank A. Instantly, your funds are fresh. some banks used to implement "net increment" to discourage this
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Proxy13
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Dec 18 2019, 08:56 AM
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New Member
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QUOTE(WaCKy-Angel @ Dec 17 2019, 12:52 PM) Until 31 Jan 2020 What will happen after the promo rate? will it go back to regular rate? and can perform money transaction via online? or have to go to OTC? Please advise. Thanks in advance This post has been edited by Proxy13: Dec 18 2019, 09:02 AM
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czhog
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Dec 18 2019, 09:10 AM
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Getting Started
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QUOTE(cybpsych @ Dec 17 2019, 10:50 AM) Thanks for the help, but still can't reach. The link shows me error "Page cannot be reached We are unable to reach to the page you have requested for at the moment. Please try again later." I tried logging into cimbclicks first also cannot
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WaCKy-Angel
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Dec 18 2019, 09:20 AM
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QUOTE(czhog @ Dec 18 2019, 09:10 AM) Thanks for the help, but still can't reach. The link shows me error "Page cannot be reached We are unable to reach to the page you have requested for at the moment. Please try again later." I tried logging into cimbclicks first also cannot Something is wrong with your browser..try a different browser like Chrome or Mozilla. Or reset your browser setting.
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alex_00787
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Dec 18 2019, 10:00 AM
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New Member
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QUOTE(czhog @ Dec 18 2019, 09:10 AM) Thanks for the help, but still can't reach. The link shows me error "Page cannot be reached We are unable to reach to the page you have requested for at the moment. Please try again later." I tried logging into cimbclicks first also cannot Try firefox with/without private, chrome with/without incognito. I tried all 4 few times then only can see the fd promo rate.
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