4% 12m at muamalat is still available. But according to the staff, they may revise the rate next week (16th?) because of the lower opr.

FD once issued is bounded like a contract.

Banks cannot break it, neither can you.

That's why if you withdraw before maturity you won't get a single cent..

That's also why those who took up BM 4% monthly crediting then suddenly got called say it was a mistake and ask you to change it or terminate it early.. If you don't want to do that, banks can't do anything, they have to honour it.

PBB 4.05 % 1y

Sory not exactly new here
I jus rarely post, dont know d norm
My guy at public bank said tis
E income 4.05% pass performance
I hv no clue
Let me meet him tis thurs, i will respon wit complete info

troublesome to move funds out from matured-TD in BIMB.

just renewed it with OTC 3.75% 12mth

maturity hits Saturday in 2026, but bimb system auto-adjusted to next Monday. adjusted selling price & maturity printed on the physical cert.

Yes though I have a BIMB account before this but it is not related to Be U it seems. I shared my experience up there. I will still suggest to open one via Be U app, not BIMB.

wasnt it until end of the year?

available again? or this is a new promotion

got mthly interest?

I was being told that Bank Muamalat had discontinued monthly profit/interest crediting for all existing and future FTA promo.

ChatGPT said RM 3525.00.

Tenor is held across leap and non-leap year.
Both 366 and 365 day-count conventions must be considered.

22/07/2024 to 01/01/2025 = 163d
01/01/2025 to 22/07/2025 = 202d

94000 * 0.0375 * 163 / 366 = 1569.88
94000 * 0.0375 * 202 / 365 = 1950.82
1569.88 + 1950.82 = 3520.70

Hope this helps.

Just checked again this morning, it's back to 4%.

I noticed the change just after midnight, it was showing as 3.75% and I screenshot them.

Looks like system update issue or it will just show 3.75% after midnight for a while.

Hi guys, whats the highest fd rate as of recently? I got offer from Muamalat 3.85 for 1 year. Any other choices?

I just tried the MBB eFD-i 3.45% Merdeka promo which supposedly started on 1 August. FPX failed due to "insufficient funds" but my RM50k was deducted from UOB with the FPX reference number shown.

I see on the campaign page that there is even a disclaimer saying: In the event that FPX funds are not successfully credited, the funds shall be refunded within 3 working days.


https://www.maybank2u.com.my/maybank2u/mala...wRoCcDQQAvD_BwE

Has anyone else experienced suffcessful / unsuffcessful FPX under this promo? My transaction was on 2 August, at 9am.