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> Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

ProxMatoR
post Yesterday, 04:16 PM

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QUOTE(enriquelee @ Feb 18 2019, 03:13 PM)
I find RHB better 4.25% for 5 months only. 12 month 4.38%, but today last day. Hope they will prolong it.
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HLB eFD 6mth 4.3%p.a.
whycanot323
post Yesterday, 04:27 PM

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hi guys, wonder how to get RM from banks? RM is for premier banking customer only?
LoTek
post Yesterday, 04:30 PM

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QUOTE(whycanot323 @ Feb 18 2019, 04:27 PM)
hi guys, wonder how to get RM from banks? RM is for premier banking customer only?
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yes
cybpsych
post Yesterday, 04:56 PM

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QUOTE(dudester @ Feb 15 2019, 12:04 PM)
MBSB Promo delay start a bit. Starting 16 Feb. GOT PIDM.

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QUOTE(Wong Kit yew @ Feb 18 2019, 11:59 AM)
Prime Fortune Term Deposit-i Campaign MBSB
Now it can be found on its website. The details are stated.

https://www.mbsbbank.com/Prime_Fortune_Term...i_Campaign.html
https://www.mbsbbank.com/misc/Prime-Fortune...al_29012019.pdf
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QUOTE(romuluz777 @ Feb 18 2019, 04:10 PM)
Just picked up a leaflet from MBSB, there is a promo for up to 4.48% for 12 mths, min placement of RM 28.8K, campaign is until end of this May.
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This post has been edited by cybpsych: Yesterday, 04:57 PM
frostfrench
post Yesterday, 05:08 PM

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QUOTE(donhay @ Feb 15 2019, 03:48 PM)
Was wondering is the effective rate really is 4.65% if I place 500,000. Thanks

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I just place this today with Bank Islam, effective rate 4.65% 2 years. Bank Islam branch in pandan jaya.

The interest will be credited into saving account ( so i have to open a saving account). Overall is a normal process, but I find the staff doing the FD ask a little more questions, like what's your occupation? your company name? where's your money from? etc. When I place FD with Hong Leong beginning of the month, no questions ask and very quickly printed out my Hong Leong FD cert. I am new with these 2 banks .

Anyway, 4.65% is good at the moment.
David83
post Yesterday, 07:15 PM

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QUOTE(David_Yang @ Feb 18 2019, 07:12 PM)
Wow, CIMB collected RM 15 for ATM/DEBIT CARD FEE. It is getting ridiculous, the give out this card for many years and then collect every year for nothing.
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It is tied to the account you opened.
Clearly you opened the one with unlimited ATM withdrawal counts.
cute_boboi
post Yesterday, 07:15 PM

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QUOTE(frostfrench @ Feb 18 2019, 05:08 PM)
I just place this today with Bank Islam, effective rate 4.65% 2 years. Bank Islam branch in pandan jaya.

The interest will be credited into saving account ( so i have to open a saving account). Overall is a normal process, but I find the staff doing the FD ask a little more questions, like what's your occupation? your company name? where's your money from? etc. When I place FD with Hong Leong beginning of the month, no questions ask and very quickly printed out my Hong Leong FD cert. I am new with these 2 banks .

Anyway, 4.65% is good at the moment.
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Seems like it's quite common to ask for AMLA and anti-terrorist funding, etc. Few years back in Malaysia, as a Malaysian, I have to sign these paperworks with US related even though the account I'm creating is just a local MYR.

Nowadays I think they convert into e-form and required e-Signature only, probably you didn't notice on all the e-signatures in HLB, one of it is definitely AMLA.
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romuluz777
post Today, 08:57 AM

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QUOTE(cybpsych @ Feb 18 2019, 05:56 PM)
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Is the interest credited monthly or as a lump sum at the end of the FD tenure ?

enriquelee
post Today, 09:06 AM

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QUOTE(ProxMatoR @ Feb 18 2019, 04:16 PM)
HLB eFD 6mth 4.3%p.a.
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For 5 months too? Any minimum deposit? Fresh fund?
Wong Kit yew
post Today, 09:34 AM

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QUOTE(romuluz777 @ Feb 19 2019, 08:57 AM)
Is the interest credited monthly or as a lump sum at the end of the FD tenure ?
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The interest /profit is paid upon maturity for three (3), six (6) and twelve (12) months tenure. That means no monthly interest.

This post has been edited by Wong Kit yew: Today, 09:36 AM
enriquelee
post Today, 12:07 PM

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QUOTE(enriquelee @ Feb 18 2019, 03:13 PM)
I find RHB better 4.25% for 5 months only. 12 month 4.38%, but today last day. Hope they will prolong it.
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The 4.38% promo is extended to 18 March 2019.
alexkos
post Today, 03:41 PM

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QUOTE(ProxMatoR @ Feb 18 2019, 04:16 PM)
HLB eFD 6mth 4.3%p.a.
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whr u find it? i see website only got 3%
voonmingloo
post Today, 03:49 PM

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QUOTE(alexkos @ Feb 19 2019, 03:41 PM)
whr u find it? i see website only got 3%
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When you login Hong Leong Connect, then you can see it at one of the banner. Only for eFD.
alexkos
post Today, 03:55 PM

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QUOTE(voonmingloo @ Feb 19 2019, 03:49 PM)
When you login Hong Leong Connect, then you can see it at one of the banner. Only for eFD.
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found it d.... tq =)

my place dun have bank islam...no choice, have to go for the second best
ProxMatoR
post Today, 03:56 PM

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QUOTE(alexkos @ Feb 19 2019, 03:41 PM)
whr u find it? i see website only got 3%
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https://www.hlb.com.my/en/personal-banking/.../ct-cny-fd.html

there u go
alexkos
post Today, 03:59 PM

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QUOTE(ProxMatoR @ Feb 19 2019, 03:56 PM)
got liao hehe....tmr go walk in their branch

ProxMatoR
post Today, 04:07 PM

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QUOTE(alexkos @ Feb 19 2019, 03:59 PM)
got liao hehe....tmr go walk in their branch
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reminder... this is eFD, not OTC ya
alexkos
post Today, 04:22 PM

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QUOTE(ProxMatoR @ Feb 19 2019, 04:07 PM)
reminder... this is eFD, not OTC ya
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but it says 'online and branches' oh
ProxMatoR
post Today, 04:57 PM

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QUOTE(alexkos @ Feb 19 2019, 04:22 PM)
but it says 'online and branches' oh
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so I guess you have no CASA with HLB?

https://www.hlb.com.my/content/dam/hlb/my/i...omotion-tnc.pdf

then you are "new customer" to HLB. your promo rate is lower by 0.05%
mrhseinpingq
post Today, 06:17 PM

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Did RHB extend their Promotion FD, 12 months, 4.38%?

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