I'm not sure what is the rate of bank rakyat. I'm new to this.

Not sure if UOB extend it to Oct.

What's the rate for UOB?

Hi can i know which branch u get this? Any brochure? FD or FD-i?

How come my  branch only give me 3.88 for 12 mth?

Thanks can take a snapshot of printout for me?

Great. My next fd matured on 26th. Do post or pm me the snapshot.

Kam xia.

Is the fund transferred using this method considered as fresh fund?

Can u pls ask ur UOB RM to whatsap the brochure and then post it here?

Thanks

U mean u are not even a UOB prividledge banking customer already got 3.98%?

But i am as one in johor only given 3.88%. Where is the justice?

That is why i need brochure from u to prove my case. Thanks.

are there any FD that allows the flexibility to partial withdraw while still getting the interest?

You guys careful with UOB , just now i was not allowed to withdraw my FD because the officers says i need a reason cos the amount is more than rm25k. They only allow me to be credited into my savings account. Uob = penipu scammer bank..

Got such thing meh ??? I hav no problem withdrawing from hsbc , sc , boc before

Hi guy,

Is it a smart investment to place a foreign FD with Bank of China for RMB?

Minimum amount is RMB5,000 (RM2,961) for 1 month tenure and RMB 1000 (RM592) for more than 2 months tenure.

6 months - 8 months (2.30% pa)
9 months - 11 months (2.55% pa)
12 months (2.85% p.a)

In Malaysia, there are two types of Fixed Deposits, namely FD's (in Ringgit terms) and Foreign Currency Fixed Deposits (FCFDs).

The forummers above are discussing on FCFDs and their rates INSIDE MALAYSIA. They have foreign currency holdings, and Msian banks today offer accounts in foreign currencies too, unlike 20 years ago when we need to open an account in Australia just so that we can put our Aussie Dollars in a Fixed Deposit.

And,... I'd like to point out too,.. the USD Foreign Currency Fixed Deposit interest rates offered by Msian banks are better than what they offer in SG. 

The forummers are not discussing on Fixed Deposits or Term Deposits being offered outside of Malaysia.

Hence,... with respect, I believe the discussion points are relevant and are in accordance with the strict definition of this thread title.

I really don't understand why people would be so particular to stick to the topic although sometimes there have some discussions or comparison with others.

It is still FD topic even though is not held in Malaysia.. Why need to be so strict?

Hi would like to know also.
Any other bank offering interest paid monthly other than Bank Rakyat....

I have limited experience in banking. It's my first time looking into FD.

I select the following quotations for question and understanding. Thank you in advance for any help.
How do we transfer large sum of money from one bank to other bank without any charges? I thought RENTAS or IBG or IBFT has certain charges? Cash may not be suitable due to large sum of money.

Assuming RM100k is to be placed into FD.

To my understanding, depositor will just transfer RM100k from Bank A to Bank B using RENTAS (OTC/ATM). Apply FD in one account. Upon maturity, transfer using RENTAS again.

But if opt for convenience, Instant Transfer (Internet/Mobile banking) is better right?
Due to daily transaction limit (RM50k?), need to break down the money into smaller portion. For example, place RM30k at Bank C, RM30k at Bank D, and RM40k at Bank E, rather than all focus in one bank.

Concern is RENTAS may need long queue. But splitting into smaller portions also mean need to go to banks many times.

Any comment?