My job pay me in USD, I have my saving in oversea where the bank only give 5.1% for 12 months term deposit, but in Malaysia I can get 5.7% per annum (my mistake on my previous message on 5.8%), so far I see Malaysia has the highest interest rate, if anyone come across any higher then 5.7% please share. I don't convert from MYR, swift transfer cost me 15-25 USD per transaction, my purpose is solely saving, don't plan to invest. Why Malaysia FD can give so high interest, not even UK, US, or any western countries can be this rate, any risk will be anticipate? Correct me if I'm wrong. Thanks