Well bros,... I got trapped by the banking ctrs,... when I first bought back in 2016, they kept rising, then wham,... they kept falling when the RCI thing started. I've even averaged down once, but when they fell further,.. I then stopped and decided to wait it out.

I've decided to treat my banking ctrs as perpetual securities now,... continued to reap my twice yearly dividends. Another unfortunate thing is the dpu amt per share for NAB and BOQ started dropping too this year,... don't know how fr will they drop,...

My MYS gave the same amount as last year, though...

Nothing much I could do except to wait it out. Thinking along this line,.. where else can we earn high-7 to 8-plus percent of yield for the Aussie Dollar ? Definitely not in their Term Deposits today.

If I do not dispose my banking ctrs, I wouldn't realise the losses, right ? So, I just treat them as my perpetual shares.

My REITs are doing fine,.. CMA..

My early-learning centre trusts are doing well too,.... ARF...

REITs in my radar : CMA, CIP, ARF, CQE.

If,..truly, the housing mkt has BOTTOMed,... look at the banks, the mortgage-brokers and the valuation companies - the Big 4 banks and the regional banks, MOC, LMW, AVJ and VLW,...

Edited by adding the below :-

Sis,... please bear in mind that whatever you receive as your dividend payout would be less by 10% when you receive the amount in your SCB acct compared to published rates that you see in the news and disclosures. You would have received dividend payouts previously - am I right in my calculations ?

From your AU REITs,... what REITs have you received dividend from now ? How much did you receive in cts per unit, sis ?

There will be a 10% tax on REIT dividends,...

The unlisted co from the corporate action done by Alliance Mineral is Cowan,... we are all still waiting fro this co to list...

Sis and other ASX Investors,... when do you guys think is the floor going to appear ? When can we get back into the ASX again, especially into the banks ??

HK is too high risk for me. I sold all my MAGIC. diversify into other Sg reits.

and also UT invested in HK also I sold off.

then can sleep well at night. 

Bank of China is based in Beijing China. But listed in HK. how ?

good idea too to catch some? dividend is around 5% right.

I only have OCBC and BOQ.

Plan to have one or two more. Pls advise

Yeah!  Buy when the streets are filled with blood!
I remembered the time I bought my first share. HSBC! 

In 1989, after the Tiaanmen massacre, HK dropped like 35% or more. Cannot remember now.
HSBC dropped to HKD4 (MYR1.30) at that time.

 

Provided we have bullets during crsis of course 

Yes,... those who sold MNACT earlier are proven right today ! I was wrong to buy more at 1.27,....

Aussie banks are suffering.

For a great call!

Tks bro,... 

Now must try to research and predict accurately when to go in again !

Dilution. At $7.78 share offer, its going to find this price I guess.

2012 was the right time to buy Telstra.   

For my latest buys, I'm waiting to pickup the good yield for WAM,... and for WAR,.. waiting for first dpu ann't from Geoff Wilson. I have some good opinions of him as the mgr of LICs.

I'm currently watching the following ctrs closely,... their mandate is to benefit in a rising interest rate environment :-

1) GCI

2) PL8

And to provide a steady and growing MONTHLY dividend payout to shareholders.

Wah what are these? I safe safe play commodity and banks only.

Biggest returns today come from commodities. 

But don't know how long it will last,... just don't get trapped 'holding the baby' when the tide turns.

Australian with holding tax on dividend for foreigners is 30%.