Dear Sifu. I would like to get a credit card however, I've applied many times but is unsuccessful.
Currently, I've been paying my PTPTN consistently. Sometimes I pay in a lumpsum and skip for a few months. There is no outstanding balance though.
Previously, I did restructure my PTPTN.
I would like to know if getting a personal loan would increase my chance of getting a credit card?
Your help is very much appreciated. Hope the above information helps!
Does personal loan increase chance of getting CC?