erm... just refer Honda page

HIP collaborates with
MSIG Insurance (Malaysia) Bhd,
Tokio Marine Insurans (Malaysia) Berhad,
Berjaya Sompo Insurance Berhad,
Uni Asia General Insurance Bhd and
Etiqa Takaful Insurance Bhd.

hahaha... my view is SC will pass your car to one of this insurance company and fwd to their appointed workshop for major accident.

anywhere... the main point for HIP is this sentence
"Honda-endorsed repairs & genuine parts used only
Restoration and repairs are taken care of by a panel of workshops endorsed by Honda.
These panel workshops comply with Honda's quality standards, and only genuine parts are used.'


but you can read from etiqa
http://www.etiqa.com.my/English/Insurance/...-Car-Policy.pdf

c. Replacement Parts
If the spare parts or Accessories required to repair Your Car are not available in Malaysia, or if We choose to pay for the loss or damage in cash,
We will settle Your claim on the following basis:
 the last known parts price list issued in Malaysia by the manufacturer or their agent. If the price list in Malaysia does not exist, We will use the price at the manufacturer’s production plant and include reasonable cost of transportation to Malaysia (but not the cost of air freight); and
 the reasonable labour cost of fitting such spare parts or Accessories in Malaysia.

f. Betterment
If new original parts are used to repair Your Car and as a result of which Your Car is in a better condition than it was before the damage, You would be required to contribute to its betterment, a proportion of the costs of such new original parts.


This post has been edited by hao5501: Dec 7 2016, 06:57 PM

since you get rebate... just take your car to regal valet lol... i doing ceramic pro~
how much rebate you get for dec?

This post has been edited by hao5501: Dec 7 2016, 07:46 PM

Good question.... Coating BEFORE or AFTER wrap/sticker/install visor/side step/body kit/or any decoration?

Agreed.. and The Honda REBATE only for car registered in Dec 2016 which is 3k..
so if your manufacture year is 2016 and register in 2017.. what you can get? seems like funny...
within 5 years you going to sell your car.. your car valued with "Manufacture Year" and "Car Condition"
beyond 5 years valued with "Car Condition" only...

1. to me, $$ not my 1st consideration.... its all just depends on my favor....
If I just like civic design~ buy 1.8 and change rim and upholstery, then no one know it is 1.5t or 1.8 lol
If I prefer engine power~ buy 1.5tc..
If I prefer LED headlamp set and LED light for Fog and Headlamp, buy 1.5tcp..

i really like the LED headlamp set and i prefer original 1.. pirated quality really .. haiz.. no comment..

do you believe i sold my EJ with RM20K+... its 18 years old...
coz my car condition really nice..
if its EK9 type R den can sold in RM60k+
yes.. after 5 years. there is lots of new model in market.. the price eventually will drop.
however some model wont till too much eg CIVIC..
if you dont believe you can ask FD price according to its years from 2nd hand market or search in mudah.com.my
mostly 50k+

somebody go 2nd market will go thru the car condition as well the mileage.... if you take good care for interior..
your car value will be much higher than your expected

old slogan... modify dun scare.. scare dont modify..
just maintain civic in original also quite cool...

clever~~~ i always tell my friend act blur and tell JPJ its my dad car and original light..
but dun drive proton and perdua says its original la.. lol

aiyo... just becoz WOP good sales~ RM 100 kopi lui for SA find from other dealer~ dun think too much~ lol

i think Honda classify 1.8s for economic car.. if everything could upgrade, den most of the buyer just give up the turbo engine and choose 1.8 + rim + paddle shift + leather seats.. which save fuel.. less problem as well.. 1.5 tc sales definitely drop lol..
then whats the meaning of China Honda which got 6 variants let you choose, all different spec~

den its quite easy~ Modify~ change rim, change seat, change light which confirm cheaper than u buy from Honda~

if u stay in peace kampung maybe its not necessary.....
if u stay in KL JB may be its necessary....
if your car being targeted... your car gone too..
anywhere~ install or not install, your car might lost and could recover by insurance company but not 100% only~

so conclusion is not necessary.. LOL

ask you a question....
buy 100K car, do you willing to spend extra RM300 for basic security installation?

you must be a rich guys.... 17inch rim _ tyre i could settle within 3.5k + LED light 3.5k.. leather seat not sure~ ahaha~ no survey b4

wow...... den your int rate must be quite high?
but i still can loan 100k with 1 house loan under me..
actually im quite impress when HLB willing to offer me @ 2.55% without any guarantor needed..

if got budget... just go for coating~ the gtechniq, ceramic pro and raytech quite famous...
den you can maintain your car in good look especially for white color~ and if got time~ just arrange time with your SA..
tell him whether you can check the car when car arrive~ *if got few car, maybe you can choose which you like:P
see any rectification is needed.. ask them fix it and register for you...

This post has been edited by hao5501: Dec 14 2016, 02:39 PM

Actually it quite attractive with this rate + discount
Mine is WOP too.. going to ceramic pro after 1 week i get my car
Silver package, 2.4k

Ceramic Pro Nano Polish
2 layer Ceramic Pro 9H
1 layer Ceramic Pro Light
1 layer Ceramic Pro Rain for all window glasses
1 layer Ceramic Pro Plastic for all plastic trims
1 layer Ceramic Pro Wheel & Caliper for all rims
5 years warranty

i saw some driver here also get similar package from Raytech...
gtechniq should be got similar package as well.. 2k+ very good aldy...
i survey some normal workshop.. they quote me only about RM500 and tell me dont compare with those branded .. coz its expensive

yalor.... vcool elite + vkool 55 quote me 2.4k~
my budget all go to coating, civic accessories, body kit, and tcp ~ pocket empty aldy
considering use normal brand.. coz bought groovy shades for all windows aldy

you addon interior coating? they discount me RM 150.. so mine is RM 2250

just spend all what you get from discount~ lol..

insurance recovery for car lost is based on car's market rate... not how much you loan from bank...
kindly read your insurance policy.. some even need to pay installment to bank after insurance pay..
you are lucky only loan 80%... depreciation of car value much faster than your repayment to bank

This post has been edited by hao5501: Dec 14 2016, 06:59 PM

how many layers? seems like quite expensive... ask for discount~ lol.. tell them year end got no promotion mie?
haverkamp heard b4.. but quite less ppl discuss.. duno hows the heat rejection~