Change gov can make our personal finance good? Can save 10k-15k per year? (average salary 2.5-3k.) If this malaysian think change gov will make harga barang jadi murah they a wrong, your personal finance start with yourself not gov, income 3k end of the month tinggal 10 ringgit pon tak guna hutang sana sini anda sendiri yang apply bising sama gov.