If Tencent really want Wechat Pay to be popular in Malaysia, they really need to get at least one local bank whose credit card they can support. So far all the Malaysian banks are hopeless when I ask them about Wechat. Even Public Bank, who dares to advertise that they have a "Wechat account", cannot answer my questions about how to use their card to top up WeChat wallet. The way it is going, it will only be useful for China tourists in Malaysia.