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Financial MRTA vs MLTA vs Term Plus..., whatever they call it

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yuszairi
post Jun 14 2010, 10:40 PM

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so lame to copy n paste..but thats the best. straight to the point.
i'm in the middle of securing a ds terrace.

so i'm in need of MLTA quotation from any brokers out there.

Age 30
Coverage: RM290k
Tenure: 15/20/25/30/35/40/45 years
Basic plan (death & TPD) only.
Thanks.

the house is joint named but i am the only 1 serving the loan. so, no need 2 MLTA rite??

pls pm me. many thanks.


Added on June 14, 2010, 11:03 pm
QUOTE(onnying88 @ Apr 1 2010, 01:41 AM)
Here is the quotation for RM220k coverage for 20years

MLTA with Guaranteed return = RM2321/Year
Guaranteed Return at 20years = RM54,454 (your total paid only RM46,420)

*
cover 220k @ 20yrs @ rm2321/year? so cheap! rclxms.gif
i got quotation ING: cover 250k @ 55yrs @ 25xx/year
guaranteed return ony at 55yrs = 250k (paid 23xk sumthing2)
if surrender @ 20yrs sum paid is higher than return sum.

why so big difference?

This post has been edited by yuszairi: Jun 14 2010, 11:05 PM
yuszairi
post Jun 15 2010, 06:52 PM

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nice!
now only known from ING and HLA. others?? i dunt even know which other insurance company got MLTA product..insurance company i know la.AIA, ING, AIG, MAA, MNI..else i dunno.

so how to compare?? got any other broker could propose their package here??
yuszairi
post Aug 8 2010, 12:20 AM

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-deleted-

This post has been edited by yuszairi: Aug 8 2010, 12:26 AM

 

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