Hi,

Medical Coverage is covered for hospitalize cost, MLTA is covered life and Total permanent disability.

You can pm me your basic info such as gender, date of birth, your loan amount and tenure you apply, so i can provide one accurate and suitable MLTA quotation for you, by the way our company MLTA is Hong Leong Assurance.

Nope, medical insurance aka medical policy cannot be use as MLTA .

MLTA main purpose is to get a lump sum of money to pay the loan when unfortunate things happen to the loan borrower.

Medical insurance only cover for medical cost when you admit to hospital. Which mean if you pass away, you will get nothing and someone ( your family member) still need to pay for the loan installment if they want own the property.

Hope this help.

Sorry to confuse you over here. As I had listed out the differences the protection of this two type of insurance, medical is not convertable to mlta. It's totally two different product.