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Financial MRTA vs MLTA vs Term Plus..., whatever they call it
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ims2628
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 May 11 2015, 06:12 PM
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QUOTE(vdvaart @ May 11 2015, 04:17 PM) Question: 1. I already have Medical Coverage PRUBSN. Can I convert that into MLTA? How? 2. How much is my MLTA mount, if my home loan is e.g. RM500k? Hi, Medical Coverage is covered for hospitalize cost, MLTA is covered life and Total permanent disability. You can pm me your basic info such as gender, date of birth, your loan amount and tenure you apply, so i can provide one accurate and suitable MLTA quotation for you, by the way our company MLTA is Hong Leong Assurance. |
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ims2628
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May 11 2015, 09:40 PM
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QUOTE(tboxmy @ May 11 2015, 07:36 PM) Sorry to nip here. The question was can convert to mlta or not. You meant cannot? Sorry to confuse you over here. As I had listed out the differences the protection of this two type of insurance, medical is not convertable to mlta. It's totally two different product. |
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ims2628
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May 15 2015, 07:57 AM
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QUOTE(K4iz3n @ May 15 2015, 07:17 AM) Can we get MRTA from 3rd party rather than directly from our bank loan? If so, what company provides good MRTA rate? Yes you can get 3rd party mrta rather than bank loan, just request banker waive mrta during your loan submission. You can always request banker or agent to quote you mrta and make comparison |
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ims2628
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May 15 2015, 08:26 AM
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QUOTE(K4iz3n @ May 15 2015, 08:19 AM) Thanks. Anyone know who provides MLTA? I am interested in getting a quote for the premium. I'm dealing with Hong Leong Assurance. If you're interested can you pm me your details such as gender, date of birth, your loan amount and your loan tenure  |
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ims2628
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Apr 17 2017, 06:22 PM
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QUOTE(8sg9ft @ Apr 13 2017, 02:38 PM) Bro, what does it mean by u get back ur cash for mlta? For example say i have a housing loan 35 year term but my mlta is 20 years...so if after 20 years, i never made any claims for the mlta, i get back whatever premium i paid for it? Yes sort of like this, because mlta plan come with guarantee surrender value. |
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