Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 Dec 30 2016, 10:12 AM
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#1
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Senior Member
5,156 posts Joined: Jan 2003  
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Any idea why we can't add to principle for the interest gained after maturity? I like my money growing
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Dec 30 2016, 05:17 PM
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#2
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(Ramjade @ Dec 30 2016, 10:15 AM) You can. Before the final confirm page, click back. Then under the interest payment, select add to principal.  QUOTE(fruitie @ Dec 30 2016, 12:53 PM) Yes, that's how I did it. I let it grow on its own. Thanks. Loophole/workaround like these also you guys can find out  Been doing that since my first placement. |
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Mar 28 2017, 10:18 AM
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#3
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Senior Member
5,156 posts Joined: Jan 2003
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Soon e-GIA gonna be the same when people start abusing it. I'm limiting myself 2 times withdrawal each month.
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May 23 2017, 10:30 AM
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#4
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(cappuccino vs latte @ May 20 2017, 02:21 PM) Those who doing daily uplift-payments show relatively poor in financial management. Penny wise pound foolish |
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May 27 2017, 12:04 PM
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#5
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(cybpsych @ May 27 2017, 09:11 AM) i would still put for 1mth or 2mth tenure placement, due to convenience specifically. Thanks to some selfish people who uplift and deposit daily/every few days which probably cause MBB to pull the plug on this.this revision just killed the flexibility on withdrawal  rate still good at 3.00% indicate rate, for small-ish amount below RM10k. even mbb's conventional efd rate is not that high either. i'm lazy to jump to other banks with traditional FD promo. Saw this coming for quite some time. Now it's everyone's lost |
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May 27 2017, 09:52 PM
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#6
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(raptar_eric @ May 27 2017, 03:37 PM) hahaha this 1 extra cashflow.. keep some incase need buy stuff or anything ma Park in CMF better kan since it's extra cashflow. |
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May 29 2017, 01:57 PM
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#7
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(fruitie @ May 29 2017, 10:29 AM) So, should I withdraw by 16th June or 1st August? I'll pull out my money all together by 1st Aug. Even at 3%, I still like the flexibility. RM 50,000 the different for that 0.45% works out to be less than RM 30 for the 1.5 months. I'll still go for the flexibility till then. After that, most probably CMF. |
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